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Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
The average insurance costs for a Smart Car is only $600 a year, making Smart Cars one of the cheapest cars to insure. Your exact cost will be determined by many factors, including your age, how much you drive in a year, your location and other factors. Filter car insurance companies by your state to get a quote.
A Smart car’s good safety ratings as well as its low price tag help to keep insurance costs down. It’s a cheap car to repair because parts are cheap and there’s not much to repair, so insurance rates will be low.
Other factors that affect the cost of insurance include the model, mileage and trim package. For Smart Cars, the Cabrio convertible models will be more expensive because convertibles are higher risk body types. The 2-door Coupe models will be slightly cheaper to insure.
The trim level will also affect your rates. Smart Cars have three trim levels to choose from, Pure, Passion and Prime. A higher MSRP will mean higher insurance rates, but there are extra safety features you can add on to the Passion and Prime models that will net you safety discounts. And the electric Smart Car will typically be cheaper to insure if you can get a hybrid or electric car discount.
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During the ’90s, Swatch and Mercedes joined together to develop their ideas for a new compact car, and by 1994 the first Smart car was in production. The company continues to evolve and grow an audience of loyal fans.
The company gets its name from a combination of the two brands: Swatch + Mercedes + art = Smart.
This service allows drivers to rent a Smart car from an hour up to two days. Car2Go is available in select cities. Download the app and get on the road in your rented Smart car.
Looking for other car brands? Find other car manufacturers similar to Smart Cars.
A Smart car’s good safety ratings and relatively affordable price tag make it an affordable car to insure. However, fully electric versions can increase the cost of insurance, so be sure to shop around to find the best car insurance for you.
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