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Smart Insurance Rates

Shedding light on car insurance prices

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Average insurance cost of owning a Smart

The average insurance cost of a Smart across all models is $220 a month – or $2,640 a year. But your exact cost will be determined by many factors, including your age, how much you drive in a year, your location and other factors.

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Smart
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

For more accurate pricing, click on a specific Smart model in the list below to find the average insurance cost, base cost of the car and where it ranks in our list of most expensive cars to insure.

Smart car models

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Special notes

  • Relatively new to the scene, Smart Automobile was founded in 1994.
  • The Smart Fortwo is one of the most fuel efficient cars in the United States.
  • Smart cars have passed the highest global crash test standards.

Companies that provide coverage for Smart

You’ll have no trouble finding an insurance provider that will insure your Smart car.

Details Features
Esurance
Esurance
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
  • CoverageMyWay® helps you make smarter choices
  • Gain peace of mind with 24/7 claims service
  • Manage your policy on the go with Esurance Mobile
Get Quote More info
Allstate Auto Insurance
Allstate Auto Insurance
With a range of coverage options at affordable prices, Allstate auto insurance can be personalized to your needs as a driver.
  • Reward System for Safe Drivers
  • Bumper-to-Bumper Basics® Tool
  • Comprehensive Tools to Design a Customized Insurance Plan
Get Quote More info
Liberty Mutual Car Insurance
Liberty Mutual Car Insurance
Car insurance through Liberty Mutual will give coverage options for almost any situation.
  • Multi-car discount
  • Bundle discount for combining auto and home policies
  • New vehicle discount
Get Quote More info

About the Smart brand

During the ’90s, Swatch and Mercedes joined together to develop their ideas for a new compact car, and by 1994 the first Smart car was in production. The company derives its name from a combination of the two brands: Swatch + Mercedes + art = Smart.

The company continues to evolve and grow an audience of loyal fans.

Other car brands you might want to see rates for…

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