Capital One credit cards with no foreign transaction fee

None of Capital One’s cards have foreign transaction fees — even the non-travel products. While it’s typical for travel cards to have no foreign transaction fees, it’s relatively unusual for other types of cards. Providers generally charge 3% of the purchase amount for a foreign transaction. Capital One waives this fee for all its products.

List of Capital One credit cards with no foreign transaction fees

We’ve separated Capital One’s cards into five larger groups. To narrow your options, pick one of the groups that best matches your needs, then click on the relevant cards.

How to compare Capital One credit cards with no foreign transaction fees

• Decide what kind of card you want.

  Figuring out what your financial needs are and what sort of credit card will best serve that need is your first order of business when choosing a card. For example, will you be using your card primarily for travel? Or do want a cashback card for everyday value?

• Compare annual fees.

  For a Capital One card, you’ll typically pay no annual fee — or a $0 annual fee for the first year and $95 a year thereafter.

  Annual-fee cards typically offer stronger rewards and larger signup bonuses.

• Go for tiered or flat-rate rewards.

  Capital One’s Savor cards have tiered rewards. You’ll earn the most rewards on dining and entertainment, as well as solid rewards at grocery stores. If these categories are your bread and butter, the cards might be perfect for you.

  Most of the other cards offer flat-rate rewards, meaning you’ll earn the same rewards rate on each purchase. This can be helpful if you spend evenly across many categories or don’t want to deal with reward tiers.

• Shoot for signup bonuses.

  You’ll find stronger signup bonuses with cards that charge an annual fee. With an extra boost of miles or cash back, a card could pay for itself a few times over.

  Capital One offers solid signup bonuses for its no-annual-fee cards as well. Exceptions mostly include credit-building products such as the provider’s secured card.

• Check credit requirements.

  When you compare cards on the Capital One website, you can view the provider’s recommended credit level for applicants. These are Excellent, Average and Rebuilding.

  Capital One doesn’t give exact credit-score ranges. However, applicants typically have better approval odds with a good to an excellent score of 670 and above.

What is a good FICO score?

Should I choose a Capital One card if I’m looking for a no foreign transaction fee card?

Capital One is a strong choice if you’re looking for a no foreign transaction fee credit card since you can take your pick of the lot without needing to sacrifice rewards or other card features.

Pros

• Strong variety of card options
• Includes credit building cards as well
• Capital One features a strong rewards program

Cons

• Fewer travel cards than competitors

Bottom line

It’s unusual for a credit card to charge no foreign transaction fees. But for news for customers it means you can earn rewards and spend on your travels abroad without fees.

If you aren’t sure a Capital One card is right for you, there are plenty of no foreign transaction fee credit cards from other providers.