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Review: Boxypay international money transfers

Send money to Nigeria with this money transfer company that doubles as an international calling service — but you’ll have to live in Georgia.

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Why should I consider Boxypay?

  • Diverse payment options. Pay with your bank account, a debit card or by using a voucher from a merchant location.
  • High sending limits. Increase your sending limits by verifying your account.
  • Referral program. Refer your friends and family and earn money for future transfers.

What to watch out for

  • Limited destinations. Only Nigeria is currently supported, and only residents of Georgia can use Boxypay.
  • High fees. Paying with your bank account is expensive, and the exchange rates Boxypay uses could be stronger.
  • Not much information available outside of the website. Boxypay hardly has any reviews online and isn’t registered with the Better Business Bureau (BBB)
  • Misleading website. Boxypay claims you can send money worldwide, but only offers one sending destination.

How does Boxypay compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
OFX
24 hours
$0

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyTransfer
24 hours
$0
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

View details
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Dunbridge Financial
Dunbridge Financial
24 hours
$10

View details
Dunbridge Financial offers diverse transfer options to more than 120 countries.
XE
Within minutes
$3

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Remitly
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within an hour
From $1.99

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Western Union
Within an hour
From $0

View details
Western Union sends money online to friends and family in 200+ countries around the world.
MoneyGram
Within an hour
From $0

View details
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
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Compare up to 4 providers

Boxypay exchange rates and fees

Boxypay charges fees on your transfer and adds a markup to the exchange rate offered. This means you’re paying twice for your transfer: once in a flat fee and a second time through the exchange rate. The fees look like:

  • $7.99 fee to pay by bank account
  • $0 fee to pay by bank-issued debit card
  • 0.25% markup for USD to NGN transfers when we checked on November 3, 2020.

Boxypay occasionally offers discounted introductory exchange rates and fees for new users, so taking advantage of that could save you money.

How long does a Boxypay money transfer take?

Boxypay allows two types of transfers, each with its own speed:

  • Cash pickup: Available immediately after sending
  • Direct deposit: 1 – 5 business days, depending on receiving bank processing time

Is Boxypay safe to use?

There isn’t much information available on Boxypay, so determining how safe it is to use is difficult. Boxypay has no Trustpilot reviews, only a few hundred total app store reviews between both Google Play and the Apple App store and doesn’t list regulation information openly on its website.

Overall we’d recommend going with a well-known money transfer provider instead of using Boxypay.

Is there a Boxypay app?

Boxypay App Screenshot

Yes, Boxypay has an app available on both the App Store and through Google Play. Through the app, you can do the following:

  • Send money 24/7. Skip the lines and send money digitally through your phone whenever you want.
  • Make international calls. The Boxypay app can make international calls in addition to sending money.
  • Access customer support. Find live chat, telephone numbers and email options to contact customer support through the app.
Ratings accurate as of November 3, 2020
Google Play Store3.8 out of 5 — based on 167 customer ratings
Apple App Store3.7 out of 5 — based on 44 customer ratings

More on the best money transfer apps

Bottom line

Boxypay has a lot of room to grow. It may not be worth using to only send money to one country with mediocre rates. If you’re already using Boxypay to make international calls, then sending money to Nigeria through it may be easy — but if you’re a new customer, we recommend you compare more well-known providers.

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