Boxypay review: Is it worth using?

What's in this review?

How does Boxypay compare to other services?
Boxypay exchange rates and fees
How long does a Boxypay money transfer take?
Is Boxypay safe to use?
Is there a Boxypay app?
Bottom line

Why should I consider Boxypay?

Diverse payment options. Pay with your bank account, a debit card or by using a voucher from a merchant location.
High sending limits. Increase your sending limits by verifying your account.
Referral program. Refer your friends and family and earn money for future transfers.

What to watch out for

Limited destinations. Only Nigeria is currently supported, and only residents of Georgia can use Boxypay.
High fees. Paying with your bank account is expensive, and the exchange rates Boxypay uses could be stronger.
Not much information available outside of the website. Boxypay hardly has any reviews online and isn’t registered with the Better Business Bureau (BBB)
Misleading website. Boxypay claims you can send money worldwide, but only offers one sending destination.

How does Boxypay compare to other services?

Boxypay’s destinations are extremely limited, currently only offering Nigeria as a sending option. Use our comparison table to send elsewhere, or to save more money on your transfer by comparing options against Boxypay.

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
$1,000	1 day	USD 0.00	0.82	EUR 4,098	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount 1,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BHD, BND, CAD, CHF, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
GBP 1,000	1 - 2 days	USD 0.00	0.82	EUR 4,098	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 1,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
$1	Same day	USD 0.00	0.824	EUR 4,121	XE has fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD, BYN Go to site Read the full review
$10	Within an hour	USD 1.99	0.811	EUR 4,055	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ALL, AMD, ARS, AZN, BAM, BDT, BGN, BIF, BOB, BRL, BSD, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, EUR, FJD, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KZT, LKR, LRD, MAD, MDL, MGA, MKD, MMK, MWK, MXN, MYR, NIO, NPR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SLL, SRD, SVC, THB, TJS, TND, TRY, TZS, UAH, UGX, USD, UYU, UZS, VND, XAF, XOF, ZAR, ZMW, BYN Go to site Read the full review
$1	1 - 2 days	USD 40.00	0.828	EUR 4,106	TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
$1	Within an hour	USD 3.99	0.824	EUR 4,119	WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
USD 10,000	1 - 2 days	N/A	N/A	N/A	Dunbridge Financial offers diverse transfer options to more than 120 countries. Powered by Currencycloud.	Go to site	Compare	Show details	Details Minimum transfer amount USD 10,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AFN, ALL, AMD, ARS, AUD, AZN, BAM, BDT, BGN, BHD, BIF, BMD, BOB, BRL, BWP, BYR, CAD, CHF, CNY, COP, CRC, CZK, DKK, DOP, DZD, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GTQ, HKD, HNL, HRK, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, LAK, LBP, LKR, LRD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, THB, TJS, TND, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, VND, VUV, WST, XOF, XPF, YER, ZAR, ZMW Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Boxypay exchange rates and fees

Boxypay charges fees on your transfer and adds a markup to the exchange rate offered. This means you’re paying twice for your transfer: once in a flat fee and a second time through the exchange rate. The fees look like:

$7.99 fee to pay by bank account
$0 fee to pay by bank-issued debit card
0.25% markup for USD to NGN transfers when we checked on November 3, 2020.

Boxypay occasionally offers discounted introductory exchange rates and fees for new users, so taking advantage of that could save you money.

How long does a Boxypay money transfer take?

Boxypay allows two types of transfers, each with its own speed:

Cash pickup: Available immediately after sending
Direct deposit: 1 – 5 business days, depending on receiving bank processing time

Is Boxypay safe to use?

There isn’t much information available on Boxypay, so determining how safe it is to use is difficult. Boxypay has no Trustpilot reviews, only a few hundred total app store reviews between both Google Play and the Apple App store and doesn’t list regulation information openly on its website.

Overall we’d recommend going with a well-known money transfer provider instead of using Boxypay.

Is there a Boxypay app?

Boxypay App Screenshot

Yes, Boxypay has an app available on both the App Store and through Google Play. Through the app, you can do the following:

Send money 24/7. Skip the lines and send money digitally through your phone whenever you want.
Make international calls. The Boxypay app can make international calls in addition to sending money.
Access customer support. Find live chat, telephone numbers and email options to contact customer support through the app.

Ratings accurate as of November 3, 2020
Google Play Store	3.8 out of 5 — based on 167 customer ratings
Apple App Store	3.7 out of 5 — based on 44 customer ratings

Bottom line

Boxypay has a lot of room to grow. It may not be worth using to only send money to one country with mediocre rates. If you’re already using Boxypay to make international calls, then sending money to Nigeria through it may be easy — but if you’re a new customer, we recommend you compare more well-known providers.

Thank you for your feedback!

Zak Killermann

Zak Killermann is a writer at Finder. He’s ghostwritten hundreds of articles on fintech, finding his love for publication at St. Cloud State University. Traveling internationally for nearly half his life — and getting burned once by an OTC money exchange — Zak's vowed not to settle for anything short of the mid-market rate again.

Tax guidelines and regulations for large money transfers to Hong Kong Paysend review

More guides on Finder

Best store credit cards of 2021
Here are our picks for the best store cards of the year.
Usend review
Usend combines money transfers, bill pay and mobile phone reloading.
Best no annual fee credit cards of 2021
Our picks for the best no-annual-fee cards.
WorldSIM Review: International SIM Card Plans
WorldSIM offers prepaid international SIM cards with coverage in over 200 countries and varying add-ons for call and data options.
Compare garage door installation services
Plus, 6 questions to ask to find the right professional for the job.
Paysend review
Paysend offers transfers to more than 70 countries through its app and online service.
How to separate your finances during divorce
Ways to protect your assets and what you need to know about marital debt.
iCliniq review Jan 2021
Speak to doctors by chat, phone or video 24/7 — but they may not be practicing in the US.
Finder Editorial Review Board Member: Marguerita M. Cheng, CFP
An award-winning advocate for ethical financial planning, Cheng has been helping Americans meet their life goals for over 20 years.
Tax guidelines and regulations for large money transfers to Hong Kong
Sending a large money transfer to Hong Kong? Learn about laws and required documentation before you transfer.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder

Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Best credit cards of 2021: See our winners and top picks

Find the best personal loan offer

Boost your savings with higher yields:

Find the best lenders for your mortgage

Review: Boxypay international money transfers

Send money to Nigeria with this money transfer company that doubles as an international calling service — but you’ll have to live in Georgia.

Guides

Services

Send Money To

Exchange Rates

Banks

What's in this review?

Why should I consider Boxypay?

What to watch out for

How does Boxypay compare to other services?

Compare up to 4 providers

Boxypay exchange rates and fees

How long does a Boxypay money transfer take?

Is Boxypay safe to use?

Is there a Boxypay app?

Bottom line

Zak Killermann

More guides on Finder

Ask an Expert

Review: Boxypay international money transfers

Send money to Nigeria with this money transfer company that doubles as an international calling service — but you’ll have to live in Georgia.

Guides

Services

Send Money To

Exchange Rates

Banks

Sign up & start saving!

What's in this review?

Why should I consider Boxypay?

What to watch out for

How does Boxypay compare to other services?

Compare up to 4 providers

Boxypay exchange rates and fees

How long does a Boxypay money transfer take?

Is Boxypay safe to use?

Is there a Boxypay app?

Bottom line

Zak Killermann

More guides on Finder

Ask an Expert

Advertiser Disclosure