The Decision: economic trends, insights and statistics |

Financial Advice, Statistics, Trends and Reports provides you with the information to make better money decisions. We focus on the psychology of money — including existing beliefs and behaviors — and not so much on the technicalities of spreadsheets or squeezing every last dollar out of your budget. Instead, we empower you to take action to improve your total net worth.


Latest Articles

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Cryptocurrency | 18 June 2018

Square’s Cash app customers in New York can now trade crypto

Peter Terlato

In addition to Square, NY’s DFS has approved eight other firms for virtual currency charters or licenses.

  Cryptocurrencies small
Cryptocurrency | 18 June 2018

BIS says crypto is ‘inadequate’ as currency

Peter Terlato

It’s still incredibly difficult to walk down the street and purchase a cup of coffee using only cryptocurrency.

  businessperson young small
Personal Loan Finder | 18 June 2018

Americans borrowed $17.5 billion to support their small businesses — and that’s before interest

Peter Terlato

US adults borrowed $17.5 billion for business loans in the past year, averaging $7,176 per person.

  EOS small
Cryptocurrency | 15 June 2018

The EOS blockchain is officially live

Peter Terlato

The network has received the 15% of votes for block producer candidates required to launch the mainnet.

  ethereum small
Cryptocurrency | 14 June 2018

SEC: ether and bitcoin are not securities

Peter Terlato

Determining whether a security is being offered relates to how it’s sold and the expectation of purchasers.

  Tether bitcoin small
Cryptocurrency | 14 June 2018

Tether may be linked to bitcoin price manipulation: report

Peter Terlato

The study used algorithms to determine three different ways Tether can be used to manipulate bitcoin prices.

  Cryptocurrency small
Cryptocurrency | 14 June 2018

US crypto exchange itBit adds four new cryptocurrencies for trading

Peter Terlato

New York-based itBit claims to be the second biggest bitcoin exchange operating in the United States.

  Wells Fargo small
Cryptocurrency | 11 June 2018

Wells Fargo ends credit card crypto purchases

Peter Terlato

Wells Fargo joins a number of other multinational banks in banning credit card crypto purchases.

  eToro now available in the US
Cryptocurrency | 11 June 2018

CFTC seeks crypto exchanges’ trading data

Peter Terlato

The regulator is investigating price manipulation practices with regards to CME Group bitcoin futures.

  Apple iPhone small
Cryptocurrency | 11 June 2018

Apple ban targets crypto mining apps

Peter Terlato

Apps are still allowed to facilitate cryptocurrency transactions but mining operations are now forbidden.


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