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Best Visa credit cards

Earn rewards on your purchases or save money on interest.

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Our pick for a Visa credit card: Chase Sapphire Reserve®

Chase Sapphire Reserve® logo

50,000-point

Signup bonus after spending $4,000 in first 3 months

  • Not just for travel: Get DoorDash perks,10x points on Lyft and 3x on dining
  • Signup bonus worth $750 with Chase Ultimate Rewards
  • $300 annual travel credit
Apply now
Visa is one of the largest card networks accepted worldwide. Depending on the card issuer, you can get excellent Visa cards for travel, for earning cash back on everyday purchases or you can get a card with a long 0% intro APR period on balance transfers and purchases.

Best Visa credit cards

Best for frequent travelers

Chase Sapphire Reserve®

Chase Sapphire Reserve® logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (740-850)
Apply now
on Chase's secure site
Rates & fees

740
Min. credit score
$550
Annual fee
Up to 10x
Points
50,000
Points welcome offer
The Chase Sapphire Reserve® is undoubtedly one of the best travel credit cards due to its high rewards rate on travel and dining purchases and because of its valuable travel perks, such as $300 travel credits each year, $100 TSA PreCheck or Global Entry fee credit, Priority Pass membership and more.
  • Rewards points. Earn 3x points on travel and dining purchases worldwide. Earn 10x points on Lyft rides and 1x points on all other purchases. The redemption value goes up by 50% if you redeem your points toward travel purchases via the Chase Ultimate Rewards portal.
  • Signup bonus. Earn 50,000 bonus points after you spend $4,000 in your first 3 months when you open your account. That's worth up to $750 when redeemed through the Chase Ultimate Rewards program.
  • Travel credit. Get a $300 credit each year as a reimbursement for travel purchases.
Annual Fee $550
Purchase APR 16.99% to 23.99% variable
Balance transfer APR 16.99% to 23.99% variable
Welcome offer 50,000 points after spending $4,000 in the first 3 months
Rewards 10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases

Best for gas rewards

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi logo
Finder Rating: 3.6 / 5

★★★★★

Credit recommended (740-850)
Apply now
on Citi's secure site
740
Min. credit score
$0
Annual fee
Up to 4%
Cash back
n/a
Welcome offer
The Costco Anywhere Visa® Card by Citi is definitely worth considering if you spend up to 7,000 annually on gas. That way you get to earn one of the highest cashback rates on gas purchases that you can find in any rewards credit card.
  • Cash back. Earn 4 back at gas stations on up to 7,000 annually, and 1 after reaching the cap. You also earn 3 back on restaurant and travel purchases, 2 back on Costco and Costco.com purchases and 1% back on all other purchases.
  • No foreign transaction fees. Use your card freely abroad or online with foreign merchants and you won't pay any foreign transaction fees.
  • No annual fee. You need a Costco membership to apply for the card, but if you have it, the Costco Anywhere Visa® Card by Citi will cost you nothing extra.
Annual Fee $0
Purchase APR 15.24% variable
Balance transfer APR 15.24% variable
Welcome offer N/A
Rewards 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases

Best for cash back categories with no annual fee

Chase Freedom Unlimited®

Chase Freedom Unlimited® logo
Finder Rating: 4.7 / 5

★★★★★

Credit recommended (670-850)
Apply now
on Chase's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
5%
Cash back
$200
Welcome offer
The Chase Freedom Unlimited® credit card offers a solid 1.5% cash back on all purchases for no annual fee. It also offers a good intro APR on purchases and a strong signup bonus compared to competitors. In addition to a solid 1.5% base cash back, the Chase Freedom Unlimited® credit card also offers up to 5% cash back in everyday categories. You'll also get a good intro APR on purchases and a strong signup bonus compared to competitors.
  • Rewards. Earn 5% cash back on travel through Chase Ultimate Rewards and on Lyft through March 2022, 3% back at restaurants and drugstores and 1.5% back on all other purchases.
  • Signup bonus. Earn $200 cash back after you make $500 in purchases within the first 3 months after account opening.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 14.99% to 23.74% variable)
Balance transfer APR 14.99% to 23.74% variable
Welcome offer $200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
Rewards 5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases

Best Visa card for earning rewards on rotating categories

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$200
Welcome offer
The U.S. Bank Cash+™ Visa Signature® Card is probably the best card for earning accelerated cash back on rotating categories because you get to choose two categories to get the boosted cashback rate. You also get to earn a decent signup bonus and intro APR period on balance transfers.
  • Cash back. Earn 5 cash back on two categories you choose each quarter on up to 2,000 in combined purchases. After that, your rate reverts to 1 back. You also earn 2 back on one category like gas or groceries, and 1 back on all other purchases.
  • Signup bonus. Earn $200 bonus after you spend $500 in your first 90 days when you open your account.
  • Intro APR period on balance transfers. Get 0% intro APR period for balances you transfer within your first 60 days of card membership. After the intro period expires, your rate reverts to 13.99% to 23.99% variable.
Annual Fee $0
Purchase APR 13.99% to 23.99% variable
Balance transfer APR 0% intro for the first 12 billing cycles (then 13.99% to 23.99% variable)
Welcome offer $200 after spending $500 in the first 90 days
Rewards 5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases

Best Visa card for longest purchase intro APR

U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card logo
Finder Rating: 4.8 / 5

★★★★★

Credit recommended (740-850)
Read review
Rates & fees

740
Min. credit score
$0
Annual fee
n/a
Rewards
n/a
Welcome offer
The U.S. Bank Visa® Platinum Card may be an ideal choice if you're looking to make a large purchase and pay it off as long as possible with no interest. On the downside, you won't find any rewards with this card.
  • Intro APR period. Use 20 months of 0% intro APR period on purchases and balance transfers after you open your account. After that, a variable APR of 13.99% to 23.99% applies.
  • No penalty APR. Even if you miss a payment, you won't get a penalty APR that many other cards may impose on your account.:No annual fee. You won't pay an annual fee for the card.
Annual Fee $0
Purchase APR 0% intro for the first 20 months (then 13.99% to 23.99% variable)
Balance transfer APR 0% intro for the first 20 months (then 13.99% to 23.99% variable)
Welcome offer N/A
Rewards N/A

How we picked our best cards

We compared all Visa credit cards and weighed in features like rewards, annual fee, signup bonus and even intro APR period. We selected the cards that stood out from the competition.

Best Visa rewards cards

A huge number of Visa cards reward you for your spending. You can find Visa cards with accelerated cash back on select categories, but you can also find excellent Visa credit cards with travel rewards. Below you’ll find some of the best Visa rewards cards:

Visa cashback cards
Visa travel cards
Chase Freedom Unlimited®

Chase Freedom Unlimited®
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card
United Club℠ Infinite Card

United Club℠ Infinite Card
Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®
Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card
Petal® Visa® Credit Card

Petal® Visa® Credit Card
Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card
Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card
The World of Hyatt Credit Card

The World of Hyatt Credit Card

Compare Visa credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Chase Freedom Unlimited®
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Now earning 5% on Chase Travel Portal purchases, this card has become a worthy travel card pick. Also get up to 5% on other everyday purchases.
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Petal® Visa® Credit Card
Up to 10% cash back from select merchants, on other purchases earn 1% back, 1.25% after six on-time payments and 1.5% after 12 on-time payments
12.99% to 29.49% variable
$0
Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score.
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Bottom line

As one of the largest credit card networks in the world, you’ll find a plethora of Visa credit cards to choose from. Some of these cards come with rewards on your purchases, others have 0% intro APR period.

But if you’re not sure whether a Visa card is the right choice for you, compare other credit card options.

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