Avianca Vuela Visa® Card review | finder.com

Avianca Vuela Visa® Card review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Avianca Vuela Visa® Card Learn more Apply now

Don't worry, clicking "Apply now" won't leave a mark on your credit report. It may only appear on your report after you submit an application.

What happens when I click Apply now?
  • Clicking Apply now will take you to your online application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Premium rewards for frequent flyers to Central and South America.

30-second take

  • Get this card if you often fly to South or Central America.
  • Pick something else if you prefer other airlines.
  • Apply with good to excellent credit score of 670 or higher.
Product NameAvianca Vuela Visa® Card
Card TypeVisa
Annual Fee$149
APR (Annual Percentage Rate) for Purchases15.99% to 25.99% variable
Introductory Purchase APR

N/A

Balance Transfer APR15.99% to 25.99% variable
Introductory Balance Transfer APR 0% for the first 12 months (then 15.99% to 25.99% variable)
Balance Transfer Fee$10 or 2% of the transaction, whichever is greater
Cash Advance Rate27.24% variable
Foreign Transaction FeeNone
Cash Advance Fee$10 or 2% of the cash advance amount, whichever is greater
Interest Free PeriodUp to 25 days
Late Payment FeeUp to $38
Returned Payment FeeUp to $10
Additional Cardholder Fee$0
Minimum Age18 years of age
Welcome Offer40,000 bonus LifeMiles after first card use
Rewards3x miles on Avianca purchases, 2x miles at gas stations and grocery stores and 1x miles on all other purchases. Plus 15% discount on purchases of miles with Multiply Your Miles
Base Rewards1x miles

The basics

The Avianca Vuela Visa® Card can be an excellent addition to your wallet if you often fly to South or Central America. You’ll earn miles on Avianca and everyday purchases that you can redeem for Avianca and its partner airlines flights.

An easy-to-earn signup bonus and an intro APR make for great welcome offers. Plus, you’ll save money on checked bags, and can potentially get discounts on award tickets.

The perks

  • Signup bonus.
    Make your first purchase within days of your account opening to earn 40,000 bonus LifeMiles. This is high value for an easy-to-get signup bonus, which — according to the LifeMiles website as of January 2019 — can get you seats in business or first class on flights within the Americas.
  • LifeMiles.
    Earn 3x miles on Avianca purchases, 2x miles at gas stations and grocery stores and 1x miles on everything else you buy.
  • Intro APR period on balance transfers.
    Get a 0% intro APR period on balance transfers for your first 12 months of card membership. Once the intro period passes, your rate reverts to variable 15.99% to 25.99%.

You’ll also like

  • No foreign transaction fees.
    Use your card freely when traveling outside of the US without paying any foreign transaction fees.
  • Checked baggage.
    Get a second checked bag for free when traveling between the US and Central America.
  • Award ticket discount.
    Get a 50% discount when redeeming an award flight from the US to Colombia or Central America. You’ll have to spend $12,000 annually with your card to get the discount. Spend $24,000 annually to get another 50% discount.
  • Discount on miles purchases.
    If you purchase miles with the Multiply Your Miles feature, you’ll get a 15% discount. You can purchase multiplications of miles that you’ve earned on Avianca flights by using your Avianca Vuela Visa® Card or the miles you’ve earned with Avianca’s commercial partners.

What to watch out for

  • Annual fee.
    To get the premium Avianca perks, expect to pay a $149 annual fee.
  • Balance transfer limitations.
    Make your transfer within your first 90 days of account opening to get the intro APR period. Otherwise, the standard APR of 15.99% to 25.99% variable applies. The intro APR period is only valid for accounts opened by March 31, 2019.
  • Penalty APR.
    Missing a minimum payment for 60 consecutive days can get you a fixed penalty APR of 29.99%. Once applied it sticks around until you pay the amount due and keep paying your balance on time for six consecutive months.

Compare similar travel credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$450
19.24% to 26.24% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$95
17.99% to 26.99% variable

N/A

Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$550
None (Charge Card)

N/A

Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
$995
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Earn 1x points when redeemed for airfare through the Luxury rewards program.
$495
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.

Compare up to 4 providers

Bottom line

If you frequently fly between the US and South or Central America, the Avianca Vuela Visa® Card could be an excellent choice. You’ll earn accelerated miles on Avianca purchases, and on purchases at gas stations and grocery stores.

However, if you don’t find this card appealing, look at other travel credit cards and compare your options.

Frequently asked questions

Images: lifemilescreditcard.com

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site