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Avianca Vuela Visa® Card review

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Premium rewards for frequent flyers to Central and South America.

  • Get this card if you often fly to South or Central America.
  • Pick something else if you prefer other airlines.
  • Apply with good to excellent credit score of 670 or higher.

40,000

Miles as welcome offer

$149

Annual fee

15.74% to 25.74%

Purchase APR (variable)

0%

Intro Balance Transfer

for the first 12 months (then 15.74% to 25.74% variable)

Details

Product NameAvianca Vuela Visa® Card
Card typeVisa
Annual fee$149
Purchase APR15.74% to 25.74% variable
Balance transfer APR0% intro for the first 12 months (then 15.74% to 25.74% variable)
Balance transfer fee2%
Balance transfer fee descriptionMinimum fee of $2 and maximum of $10 for each transfer
Cash advance rate27.24% variable
Cash advance fee2% of the cash advance amount
Cash advance fee descriptionMinimum fee of $2 and maximum of $10 for each cash advance
Penalty APR29.99% fixed
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $38
Returned payment feeUp to $10
Additional cardholder fee$0

The basics

The Avianca Vuela Visa® Card can be an excellent addition to your wallet if you often fly to South or Central America. You’ll earn miles on Avianca and everyday purchases that you can redeem for Avianca and its partner airlines flights.

An easy-to-earn signup bonus and an intro APR make for great welcome offers. Plus, you’ll save money on checked bags, and can potentially get discounts on award tickets.

The perks

  • Signup bonus.
    Make your first purchase within 90 days of your account opening to earn 40,000 bonus LifeMiles. This is high value for an easy-to-get signup bonus, which — according to the LifeMiles website — can get you seats in business or first class on flights within the Americas.

    Plus, earn an additional 20,000 LifeMiles after spending $1,000 in the first 90 days when you use the promo code SB4060 on your application. This offer expires September 30, 2019.

  • LifeMiles.
    Earn 3x miles on Avianca purchases, 2x miles at gas stations and grocery stores and 1x miles on everything else you buy.
  • Intro APR period on balance transfers.
    Get a 0% intro APR period on balance transfers for your first 12 months of card membership. Once the intro period passes, your rate reverts to variable 15.74% to 25.74%.

You’ll also like

  • No foreign transaction fees.
    Use your card freely when traveling outside of the US without paying any foreign transaction fees.
  • Checked baggage.
    Get a second checked bag for free when traveling between the US and Central America.
  • Award ticket discount.
    Get a 50% discount when redeeming an award flight from the US to Colombia or Central America. You’ll have to spend $12,000 annually with your card to get the discount. Spend $24,000 annually to get another 50% discount.
  • Discount on miles purchases.
    If you purchase miles with the Multiply Your Miles feature, you’ll get a 15% discount. You can purchase multiplications of miles that you’ve earned on Avianca flights by using your Avianca Vuela Visa® Card or the miles you’ve earned with Avianca’s commercial partners.

What to watch out for

  • Annual fee.
    To get the premium Avianca perks, expect to pay a $149 annual fee.
  • Balance transfer limitations.
    Make your transfer within your first 90 days of account opening to get the intro APR period. Otherwise, the standard APR of 15.74% to 25.74% variable applies.
  • Penalty APR.
    Missing a minimum payment for 60 consecutive days can get you a fixed penalty APR of 29.99%. Once applied it sticks around until you pay the amount due and keep paying your balance on time for six consecutive months.

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Compare up to 4 providers

Bottom line

If you frequently fly between the US and South or Central America, the Avianca Vuela Visa® Card could be an excellent choice. You’ll earn accelerated miles on Avianca purchases, and on purchases at gas stations and grocery stores.

However, if you don’t find this card appealing, look at other airline credit cards and compare your options.
Our guide to the Avianca LifeMiles program

Frequently asked questions

Images: lifemilescreditcard.com

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