You’ve probably heard about Visa Gold, Mastercard Gold or American Express Gold cards. But did you know there are actual gold credit cards? If you’re looking to get this premium option and capture everyone’s attention when you pay, be ready for a hefty annual fee or a conversion fee.
This is a type of credit card made of 24k gold-plated stainless steel. However, in the US, you’ll only find the Luxury Card Mastercard® Gold Card™ as a native 24k gold credit card.
With the help of metal conversion services, you can turn any card — metal or plastic — into a 24k card. But expect to pay a one-time fee.
How much does a 24k credit card cost?
It depends. If you apply for the Luxury Card Mastercard® Gold Card™, you’ll pay a $995 annual fee.
The metal card conversion services cost less. For example:
- The Lion Credit Card metal conversion service charges from $234 to convert your credit card into 24k gold card.
- The Metal Credit Card conversion service charges from $299 to turn your credit card into 24k gold card.
A 24-karat gold card is undoubtedly a status symbol. But the features you get from such a card vary, depending on the card itself. For example, if you use:
- Luxury Card Mastercard® Gold Card™.
Get travel rewards and features, such as $200 annual airline credit, luxury card concierge, Priority Pass lounge access, airport meet and assists and more.
- Metal card conversion.
Turn any card you want — a premium card, an airline card, a cashback card — into a 24k credit card and enjoy the cool visuals with the perks you want.
If you’re looking for premium credit card option, consider the Luxury Card Mastercard® Gold Card™ or convert your plastic credit card into a 24k gold card.
But if you think there could be a better option, compare all credit cards until you find the right card for your needs.