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24-karat gold credit cards
Either pay a high annual fee or use a credit card conversion service.
What are 24k credit cards?
This is a type of credit card made of 24k gold-plated stainless steel. However, in the US, you’ll only find the Luxury Card Mastercard® Gold Card™ as a native 24k gold credit card.
With the help of metal conversion services, you can turn any card — metal or plastic — into a 24k card. But expect to pay a one-time fee.
Our pick for a 24k gold credit card
Luxury Card Mastercard® Gold Card™Read more
Compare gold credit cards
How much does a 24k credit card cost?
It depends. If you apply for the Luxury Card Mastercard® Gold Card™, you’ll pay a $995 annual fee.
The metal card conversion services cost less. For example:
- The Lion Credit Card metal conversion service charges from $234 to convert your credit card into 24k gold card.
- The Metal Credit Card conversion service charges from $299 to turn your credit card into 24k gold card.
Benefits of a 24-karat gold credit card
A 24-karat gold card is undoubtedly a status symbol. But the features you get from such a card vary, depending on the card itself. For example, if you use:
Luxury Card Mastercard® Gold Card™.
Get travel rewards and features, such as $200 annual airline credit, luxury card concierge, Priority Pass lounge access, airport meet and assists and more.
Metal card conversion.
Turn any card you want — a premium card, an airline card, a cashback card — into a 24k credit card and enjoy the cool visuals with the perks you want.
If you’re looking for premium credit card option, consider the Luxury Card Mastercard® Gold Card™ or convert your plastic credit card into a 24k gold card.
But if you think there could be a better option, compare all credit cards until you find the right card for your needs.
Frequently asked questions
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