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Compare two-month short-term loans

How to apply and what to consider before getting a 60-day loan.

Editor's choice: Fast5kLoans Short-term Loans Connection Service

Fast5kLoans Short-term Loans Connection Service logo
  • Wide range of loan amounts
  • Variety of loan terms
  • Quick process
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Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
CashNetUSA Loan
Varies by state
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.

Compare up to 4 providers

Looking to apply for a 2 month short term loan? Here’s what to know

Check the map below to see if payday loans are legal in your state.

Payday loan availability by state

How quickly you receive the approved funds for your short term loan depends on whether you apply for it online or in-store.

Many short term lenders provide instant 2 month short term loans when you apply online, in which case you can look forward to getting your hands on the money by the next business day.

Repayments come in the form of agreed-upon installments which are debited from your bank account automatically on each payday during the given 2 month period.

How short term loans work

Questions to ask

Comparing 2 month short term loans before applying is always a good idea. Here are factors that will require your attention:

  • What are the fees involved? Short term loans charge interest in the form of fees, which are normally charged by every $100 borrowed. While the amount you borrow has a bearing on the fees you end up paying, so do state regulations that apply. Remember that lenders have no fixed fee structures in place.
  • What kind of repayment flexibility is offered? Most lenders who provide 2 month short term loans require that repayments come in the form of direct debits from a nominated checking or savings account. Some lenders allow you to repay the loan amount ahead of time without charging penalties. Some give you other payments methods from which to choose, including credit cards, Western Union and MoneyGram.
  • What is the processing time? Applying for these loans does not take long, as long as you have the required information handy. With in-store instant 2 month short term loans, you get the money immediately after approval. If you choose to apply online, you may have to wait until the following business day.

Benefits and drawbacks


  • You can get the money quickly. Lenders can have your money to you in one to two business days at the latest, or in as little as a few hours.
  • Use the money however you want. Once you get your money, you can use it for any legitimate purposes.
  • You can apply with bad credit. Most short term lenders don’t run credit checks with the three major credit bureaus. Instead, they use Teletrack and look at your ability to manage the repayments.


  • The higher than normal fees. All 2 month short term loans charge loan fees, and these are traditionally higher than the fees a conventional loan comes with.
  • May not be available in your state. Your ability to apply will depend on the state you reside in.

Other consideration factors

  • Your ability to repay. If you think you’ll have trouble repaying on time, avoid taking the loan in the first place. You will end up paying quite a bit in additional fees, and potentially negatively impacting your creditworthiness.
  • Review the loan’s term and conditions. Doing so can limit the chance of being surprised by fees and charges down the road.
  • Avoid making late payments or getting your loan refinanced. Again, this will mean you have to pay more in the long run.

The bottom line

Getting a short term loan that you can repay in two months can give you enough time to streamline your finances, but make sure you compare your options before applying.

What type of loan are you looking for?

Fixed Term

Fixed Amount

7 daysPicture not describedcheckmark$1,000
30 daysPicture not describedcheckmark$1,500
2 monthsPicture not describedcheckmark$2,000
3 monthsPicture not describedcheckmark$3,000
5 monthsPicture not describedcheckmark$4,000
6 monthsPicture not describedcheckmark$5,000
12 monthsPicture not describedcheckmark$10,000
24 monthsPicture not describedcheckmarkCompare more

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