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Up to 2x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 6 months (then 11.24% to 18.24% variable)
0%
Intro balance transfer
for the first 12 months (then 11.24% to 18.24% variable)
Annual fee | $0 |
---|---|
Welcome Offer | 2x points on purchases in the first 90 days, then 1x points |
Rewards | 1x points on all purchases |
Purchase APR | 0% intro for the first 6 months (then 11.24% to 18.24% variable) |
Balance transfer APR | 0% intro for the first 12 months (then 11.24% to 18.24% variable) |
Recommended minimum credit score | 670 |
Issuer | Visa |
Review by
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
The Zions Bank® AmaZing Rewards® credit card is a fairly simple rewards card without an annual fee, offering solid rewards opportunities on your spending. The card comes with an intro APR period on purchases and balance transfers, along with bonus annual reward points based on how much you spend.
There is, however, a fairly large catch with this card – it’s only available in three states. You must live in Utah, Idaho or Wyoming to apply.
Your annual bonus rewards depend on how much you spend annually. You must spend at least $5,000 in a calendar year to earn a bonus on your annual earnings.
Total spent annually | Annual rewards bonus percentage |
---|---|
$0-$4,999 | 0% |
$5,000-$9,999 | 5% |
$10,000-$14,999 | 10% |
$15,000-$19,999 | 15% |
$20,000-$24,999 | 20% |
$25,000 or more | 25% |
Say that you spend $7,500 over the course of a year, earning 7,500 rewards at the standard 1x rewards rate. According to Zions Bank’s chart, you’d qualify for a 5% bonus at the end of the year — or 375 extra points — bringing your total points earned to 7,875.
The recently retooled Zions Bank AmaZing Rewards program allows you to apply your reward points toward any purchase you made with your credit card.
According to the Zions Bank website, each AmaZing Rewards point is worth one cent as statement credit. That means 10,000 points would be worth $100.
No. Your points don’t expire so long as your account remains open.
The Zions Bank® AmaZing Rewards® credit card is a simple rewards card with no annual fee. You can earn points on everything you buy for redemption as a statement credit. But it’s available to residents of Utah, Idaho or Wyoming only.
If you don’t live in an eligible state or are looking for more robust perks, compare other rewards credit cards for a better fit.