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Wyndham Rewards® Earner℠ Plus Card review

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Get 6x points on Wyndham purchases and a 0% intro APR period on Wyndham stays.

  • Get this card if you stay at Wyndham properties every year and you want to get the highest value.
  • Pick something else if you want a Wyndham card with no annual fee.
  • Apply with a good to an excellent credit score of 670 or higher.

45,000

Points as welcome offer

Up to 6x

Points

$75

Annual fee

0%

Intro purchase APR

for the first 6 billing cycles on Wyndham timeshares (then 15.74%, 19.99% or 24.99% variable)

Details

Annual fee$75
Welcome Offer45,000 points after spending $1,000 on purchases in the first 90 days
Rewards6x points at Wyndham and on gas, 4x points on dining and groceries and 1x points on all other purchases
Purchase APR0% intro for the first 6 billing cycles on Wyndham timeshares (then 15.74%, 19.99% or 24.99% variable)
Balance transfer APR0% intro for the first 15 billing cycles (then 15.74%, 19.99% or 24.99% variable)
Recommended minimum credit score670
IssuerVisa
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Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Wyndham Rewards® Earner℠ Plus Card comes with a $75 annual fee. This may sound like a lot, especially because you can get a similar Wyndham card with no annual fee. However, this card offers a higher rewards rate on select categories and you get a higher signup bonus. You can redeem your signup bonus for up to six nights at Wyndham properties.

Another valuable perk that makes this card a prudent choice is the 7,500 bonus points you get every year on your card anniversary. For comparison, you need to spend $15,000 every year with the no-annual-fee Wyndham card to earn the same bonus. In cash value, 7,500 can be worth between $40 and $100, which basically cancels out the card’s annual fee.

How to apply for the Wyndham Rewards® Earner℠ Plus Card

You can easily apply for the Wyndham Rewards® Earner℠ Business Card. Here’s how:

  1. Visit the Barclaycard website.
  2. Find the Wyndham Rewards® Earner℠ Plus Card.
  3. Click Learn more and then Apply now.
  4. Fill out the application form.
  5. Review the application form and submit.

What credit score do I need?

Increase your chances of approval with a good to excellent credit score of 670 or higher.

Wyndham Rewards® Earner℠ Plus Card benefits

  • Rewards. Earn 6x points on Wyndham hotels and gas purchases, 4x points on dining and groceries (excluding Walmart and Target purchases), and 1x points on all other purchases.
  • Signup bonus. Earn 45,000 bonus points after you spend $1,000 in your first 90 days of card membership. This is worth between one and six nights depending on which location you redeem your points for.
  • Annual bonus. Get 7,500 bonus points every year on your card anniversary.
  • Platinum elite status. As a cardmember, you automatically get Wyndham’s PLATINUM membership level. This comes with benefits like early check-in and late checkout, Avis and Budget car rental upgrades, free Wi-Fi and more. Without the card, you would need nine stays to get this membership status.
  • Intro APR period. Get 6 billing cycles on Wyndham timeshares of 0% intro APR period on Wyndham timeshare purchases, and a 0% intro APR period on balance transfers for 15 billing cycles from the moment you open your account. After that, a variable APR of 15.74%, 19.99% or 24.99% applies on purchases and balance transfers.

What to watch out for

  • Annual fee. The card costs $75. This can be easily offset with the annual 7,500 bonus points you get every year on your card anniversary, which can be worth anywhere from $40 to $100.
  • Intro APR period on purchases. Your intro APR period applies only on Wyndham stays and not on all purchases.

Compare travel credit cards

Name Product Welcome offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases
$250

Rose Gold is back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $1,000 plus up to $50 statement credit towards groceries with this popular travel card.
The Platinum Card® from American Express
75,000 points after spending $5,000 in your first 6 months, plus 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases in the same timeframe
10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other purchases
$550
One of the most valuable premium travel cards, featuring two welcome offers worth up to $4,500 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
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Bottom line

The Wyndham Rewards® Earner℠ Plus Card costs $75 annually, but it may be the better choice for Wyndham regulars. Those who occasionally stay at Wyndham locations and still want to earn rewards, could find the Wyndham Rewards® Earner℠ Card to be more valuable.

As an alternative, a general travel card may sometimes be a better choice, so make sure you compare your options before you apply.

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