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$0
Annual fee
11.4% to 14.4%
Purchase APR (variable)
670
Recommended credit score
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
If you’re looking for a credit card with a simple, user-friendly rewards structure, consider the South Jersey Federal Credit Union Platinum Visa® Credit Card. You’ll earn unlimited points on everything you buy with the card. The rewards rate may not be on par with similar bank-issued cards, but you get a low APR, which can save you money if you often carry a balance.
To apply for the South Jersey Federal Credit Union Platinum Visa® Credit Card, you must have a South Jersey FCU account. Once you do:
You likely need at least a good credit score of 670 or higher to get an approval.
Consider the South Jersey Federal Credit Union Platinum Visa® Credit Card if you’re a member of the South Jersey FCU and want an easy-to-use rewards credit card with a low APR.
But if you think another card would serve you better, compare your credit card options before making a choice.