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United℠ TravelBank Card review

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Please note: This card has been discontinued, and it is not available on our site.

  • Get this card if you want solid rewards for no annual fee.
  • Pick something else if you want luxury travel perks.
  • Apply with a good to excellent credit score of 670 or higher.

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.

Card benefits

  • Rewards: Up to 2% in United℠ TravelBank Card.
    Earn 2% in United℠ TravelBank Card on airline tickets you purchase from United. Earn 1.5% United℠ TravelBank Card on everything else.
  • Signup bonus: in United United℠ TravelBank Card after you spend $1,000 on purchases within 3 months of your account opening.
    You’ll receive the United℠ TravelBank Card in your United TravelBank account, which you can view on the United website. Use United℠ TravelBank Card to book United flights. Every dollar in United℠ TravelBank Card is worth $1 toward the purchase of a United-operated flight. For example, if your flight is $250 and you have $50 in United℠ TravelBank Card, you can reduce your fare to $200.
  • Earn 25% back on in-flight purchases.
    When you use your card to buy food, beverages or Wi-Fi on eligible United and United Express-operated flights, you’ll receive 25% of each purchase amount back in the form of statement credit.
  • Annual fee: None.
  • No foreign transaction fees.
    You won’t incur fees when you use this card with merchants abroad or on foreign websites.
  • Travel coverage.
    Enjoy an auto rental collision damage waiver when you pay for your entire rental with your card and decline the agency’s insurance. Also, when you pay for your trip with your card, your itinerary may be covered by trip cancellation and trip interruption insurance.

What to watch out for

  • Limited United features.
    Other United cards offer additional perks like free checked baggage and priority boarding.
  • No introductory APR.
    If you’re looking for an intro APR on purchases or balance transfers, you’ll need to look elsewhere.

Compare travel credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
The World of Hyatt Credit Card
25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months
9x points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
$95
Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
Luxury Card Mastercard® Black Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
United℠ Explorer Card
40,000 miles after spending $2,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
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Bottom line

You can find high-value United perks with the other United cards that Chase offers. But this one fits the bill for a simple, no-frills credit card that earns United rewards.

For travel perks that can be redeemed with a variety of carriers, consider a general travel credit card.

Frequently asked questions

Disclaimer

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Expert review

Kevin Joey Chen

Review by


Kevin Joey Chen is a credit cards writer whose work and analysis have appeared on CNN, U.S. News & World Report, The Dallas Morning News, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order and expertly navigate the cutting-edge financial tools available -- including credit cards, apps and budgeting software.

Expert review

Among United-branded credit cards, the United℠ TravelBank Card is the simplest. It offers up to 2% cash back on eligible purchases, a $150 welcome offer after you spend $1,000 in your first 3 months and requires no annual fee.

This card offers solid rewards that work whether you’re a frequent United flyer or just want to save up for an occasional flight. Use this card on certain in-flight purchases and you’ll earn 25% back as well.

That said, it’s a no-frills card without much of the travel perks that other cards offer. For example, you won’t find much in the way of travel upgrades or waivers with this card, and travel protections are rather minimal. If these aren’t much of a concern for you however, you may find plenty to like with this card.

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