The amount you pay depends on the amount of money you invest. This also determines which tier of account you have.
| Amount invested | Annual fee |
|---|---|
| £0 – £100,000 | 0.7% |
| More than £100,000 | 0.5% |
You don’t pay more for more features with Wealthsimple as other providers usually offer. Instead, the tier that you fit in and the features you receive are based on how much you invest.
Of course, this means that Wealthsimple makes more money from you, but you get a lower investment fee overall.
| Wealthsimple Basic | Wealthsimple Black | Wealthsimple Generation | |
|---|---|---|---|
| Amount invested | Up to £100,000 | Between £100,000 and £500,000 | More than £500,000 |
| Fees | 0.7% | 0.5% | 0.5% |
| Customised portfolio | |||
| Investment advice | |||
| Automatic rebalancing | |||
| Dividend reinvestment | |||
| Pay in via direct debit | |||
| Investment consultations | |||
| Dedicated investment advisor | |||
| Ongoing portfolio monitoring | |||
| Portfolio and pension reviews |
With Wealthsimple, you choose between three different risk profiles
Depending on which one you choose, Wealthsimple will build a portfolio for you. Below is an example of how your portfolio might be built based on the different risk profiles available.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
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