Churchill travel insurance review

Churchill travel insurance has three different policy options to choose from. Find out what's covered in each, plus the pros and cons of taking out cover.

3.8 ★★★★★ (96 reviews) Write a review
Customer rating
Satisfaction survey
Add up to other five people onto your annual policy.
New-for-old cover only available as a paid add-on.

Churchill is a UK insurer that has been offering competitive policies since 1989. It began by offering car insurance, then home insurance, before branching out to travel insurance and a few other products.

We’ve looked at what Churchill travel insurance includes and the pros and cons of cover.

What types of policies are on offer?

There are three types of travel insurance policy on offer from Churchill:

  • Single trip travel insurance. Cover for your individual trip.
  • Annual travel insurance. Cover for you and up to five other people for a whole year. You don’t even need to travel together.
  • Explorer (long-stay) travel insurance. A policy lasting between 90 days and 12 months (for Europe) or 18 months (worldwide).

Cover limits

Among other things, you’ll be covered for:

  • Emergency medical treatment up to £10,000,000
  • Flight cancellations up to £5,000
  • Personal possessions up to £2,000
  • Legal expenses up to £50,000
  • Personal liability up to £2,000,000

Claims process

To make a claim, visit the Churchill website or call 0345 603 3591.

In the case of lost, stolen or damaged belongings, you’ll need to inform the police and get a police report before making the claim (within 24 hours of the incident occuring).

For all claims, you’ll need to keep a copy of all paperwork, including hospital admission records, travel documents and booking invoices.

Managing your policy online

To manage your Churchill policy online, click the “Log In” button at the top of the Churchill website.

How to contact

For quotes, policy renewals or general customer service, call 0800 032 6534.

Customer reviews

Churchill has received over 4,000 reviews on Trustpilot. At the time of writing, its average rating is 4.4 out of 5.

Pros and cons


  • High levels of cover
  • Add up to other five people onto your annual policy
  • Discounts for Churchill car insurance or home insurance customers
  • Explorer insurance can last for up to 18 months before you return to your country


  • New-for-old cover only available as a paid add-on
  • Cover is available for UK residents only

Our verdict

Churchill has a reputation for providing great insurance and it’s no different with its travel cover. The ability to add six people onto one annual policy is a highlight.

Frequently asked questions

Travel insurance scores

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology.

More guides on Finder

Go to site