OppLoans is an American lender that distinguishes itself as being different from payday lenders by offering longer term instalment loans.
Although OppLoans doesn’t lend in the UK, there’s a number of similar lenders that you can opt for instead. Although these lenders offer short term loans ranging from just a few hundred pounds going up to £1,000, these loans can be useful if you have unexpected bills or car repairs that have caught you off guard.
A short term payday loan can help bridge the gap, though it’s important to keep in mind that these loans are a lot more expensive than mainstream sources of credit.
Our tool at the end of the page, allows you to compare the cost of payday or short term loans from multiple lenders.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
| Name | Established | Loan types | ||
|---|---|---|---|---|
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OppLoans Short Term Loan | 2009 | Instalment Loans | More info |
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Lending Stream Instalment Loan | 2008 | Instalment loans | Go to site |
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Moneyboat Short Term Loan | 2011 | Instalment loans | Go to site |
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QuidMarket Short Term Loan | 2011 | Instalment Loans | Go to site |
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Conduit Short Term Loan | 2012 | Instalment loans | Check eligibility |
As well as comparing short term loans with other types of credit, before you apply for a loan it’s a good idea to shop around and compare a range of lenders. You can use the table below to get an idea of how much the loan that you have in mind might cost.
Payday loans are typically paid in one lump sum on the day that you you receive your paycheck, and is why the term payday loan was coined.
An instalment loan is typically repaid in monthly or weekly instalments. The interest rates can still be very high, and it’s important to remember that borrowing over a longer term generally costs more.
Credio was a popular source of short-term credit online until the lender stopped issuing loans in 2018.
Looking for loans like Cashasap? Check out our list of UK lenders offering similar payday loans and services to Cashasap.
Had a payday/short-term loan application declined? Wondering why? We take you through the top reasons payday lenders say “no” plus what to do next.
If you’re experiencing a financial shortfall, you might be considering a six-month loan. Use our guide to compare loan rates and overall costs from a range of lenders, and to learn more about how short-term loans work.
Looking for sites offering similar loans to Cashfloat’s? Browse popular short-term lenders offering a comparable service. Compare rates, fees, eligibility and estimate the total cost of borrowing.
Experiencing unexpected costs and considering a £1,000 short-term loan? Use our in-depth guide to compare rates between lenders and to get a fast and simple estimate of costs.
Sometimes unexpected costs pop up and leave us temporarily short of cash. If you need a helping hand for three months then you might be considering a short-term/payday loan. Use our guide to compare rates and total costs of borrowing from a range of UK lenders and to find out more about how short-term loans work.
It’s not always possible to see what costs are around the corner. If you’ve found yourself £300 short then you might be considering a payday/short-term loan. Use our guide to learn more about payday loans, to compare lenders and to calculate the cost of a £300 loan.
Need £100 to cover an unexpected shortfall? Before taking out a payday/short-term loan it’s smart to compare rates from a range of lenders. Use our fast and simple repayment calculation and learn more about short-term loans.
Why not repay your payday loan early if you can? Find lenders that let you close your loan early without charging you a penalty or fee.