PiggyBank loan calculator

PiggyBank is now in administration, so it's not accepting new applications. You can use our PiggyBank loans calculator to see how much you could have paid back on a PiggyBank payday loan.

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Despite the name, PiggyBank loans weren’t designed to help you save up your pennies for a rainy day. However, the now-defunct lender did offer flexible short term loans designed to help if you need money fast. Its application process was all online too, so you didn’t have to make a trip to a physical branch.

Our calculator lets you pick how much you want to borrow, and how long you want to borrow it for, and estimates how much you’d have paid back each month and overall if you took out a short-term loan from PiggyBank.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

PiggyBank loan calculator

Table: promoted deals, sorted by total payable
How much do you need to borrow?


How long do you need to borrow for?


Name Product Available amounts Monthly repayment Total payable
PiggyBank Short Term Loan
£100 to £1,000
Representative example: Borrow £250 for 30 days at a rate of 292% p.a. (fixed). Representative APR 1270% and total payable: £310, in 1 payment of £310.
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Compare up to 4 providers

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

How do PiggyBank personal loans compare against the competition?

Table: promoted deals, sorted by total payable

Before you take out a short term loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind at a range of popular lenders.

How much do you need to borrow?


How long do you need to borrow for?


Name Product Available amounts Monthly repayment Total payable
Lending Stream Instalment Loan
£50 to £1,500
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative 1,333% APR and total payable £386.61 in 6 monthly payments of £64.44.
Savvy.co.uk Personal Loan
£300 to £3,000
Representative example: Borrow £1,000 for 12 months at a rate of 152.33% p.a. (fixed). Representative 352.7% APR and total payable £1,999.92 in 12 monthly payments of £166.66.
Sunny Loan
£100 to £2,500
Representative example: Borrow £100 for 8 months at a rate of 204% p.a. (fixed). Representative APR 568% and total payable £199.33 in 8 monthly payments of £19.93. You can repay this loan early.
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Compare up to 4 providers

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

We compare payday/short-term loans from

Lending Stream Instalment Loan
Savvy.co.uk Personal Loan
Sunny Loan

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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