Uploan

Uploan short term loans

Uploan went into administration in 2020. Before its quietus, Uploan was the "big sister" company to the better-known Peachy, Uploan offered loans of up to £2,000 over terms of 6 months to 12 months.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

Uploan is a new direct lender (not a broker) offering relatively small loans for one-off purposes, such as a new car, dream holiday, wedding, home improvement, etc.

Key features of Uploan short term loans

Product NameUploan Short Term Loan
Available Amounts£500 to £2,000
New customer maximum£2,000
Loan terms6 months to 12 months
Soft search eligibility check
Instant decision in most cases
Funding speedUploan says that if you're approved, the payment is sent to your bank account within an hour
Default repayment methodContinuous payment authority
Parent companyCash On Go Ltd.
FCA registration number674331

How does it work?

  1. Use Uploan’s calculator to find a loan amount and term that would be affordable for you.
  2. Select “apply now” and provide some details about yourself.
  3. Uploan will process your application, in some cases turning it around the same day.
  4. If your application is successful, Uploan states the funds will be transferred within an hour.
  5. You’ll then make repayments on pre-agreed dates by continuous payment authority.

What is a Continuous Payment Authority (CPA)?

With a CPA you give a company permission to withdraw money from your account on a regular basis.

CPAs differ from a direct debit because they give the company being paid the ability to withdraw money from your account whenever they wish, and to take payments of different amounts without consulting you. Most payday/short-term lenders will use a CPA to collect your repayments. You can cancel this at any point by either consulting with your loan provider or your bank.

What are the eligibility requirements?

To be eligible for a short term loan from Uploan, you must meet the following criteria.

ResidencyUK resident
Minimum age18
Min. income£800
Applicant with CCJsMust not have had CCJs in the last 6 years
Applicant with bankruptcyMust not have been bankrupt in the last 6 years
Additional eligibility notesMust have a UK bank or building society account with valid debit card
Must have a working mobile phone & email address

Estimate the cost of your loan

Table: promoted deals, sorted by total payable
How much do you need to borrow?


How long do you need to borrow for?


1 - 5 of 5
Name Product Available Amounts Monthly repayment Total payable Link
Lending Stream Instalment Loan
£50 to £1,500
Go to site
More Info
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative 1,333% APR and total payable £386.61 in 6 monthly payments of £64.44.
The Money Platform Short Term Loan
£250 to £1,000
Check eligibility
More Info
Representative example: Borrow £500 for 6 weeks at a rate of 255.5% p.a. Representative APR 839.20% and total payable: £647 in 1 payment.
QuidMarket Short Term Loan
£300 to £1,500
Go to site
More Info
Representative example: Borrow £300 for 3 months at a rate of 292% p.a. (fixed). Representative APR 1297.6% and total payable: £454.37 in 3 instalments of £151.46.
Moneyboat Short Term Loan
£200 to £1,500
Go to site
More Info
Representative example: Borrow £400 for 4 months at a rate of 255.5% p.a. (fixed). Representative APR 939.5% and total payable: £597.48 in 4 payments of £149.37.
Fund Ourselves (Welendus) Short Term Loan
£100 to £1,500
Go to site
More Info
Representative example: Borrow £200 for 122 days at a rate of 208% p.a. (fixed). Representative 504.7% APR and total payable £286.62 in 4 monthly payments of £71.71.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

We compare payday/short-term loans from

Lending Stream Instalment Loan
The Money Platform Short Term Loan
QuidMarket Short Term Loan
Moneyboat Short Term Loan
Fund Ourselves (Welendus) Short Term Loan

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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