Lending Stream provides a 6 month alternative to traditional payday loans, that can be "streamed to your bank account" (read "transferred") within minutes, and then repaid monthly. Here's a list of popular UK lenders competing in the same space.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
Lending Stream allows borrowers to spread the repayment of their loan over a maximum of six months, but they can also repay early at any time to save on interest. Money can be transferred to your bank account within minutes and provided you pay all instalments on time and in full, there are no fees to worry about.
It’s only one of the lenders trying to fill the gap in the market left behind by Wonga. It typically offers loans at a high interest rate but gets you quick access to cash and has comparatively loose eligibility criteria.
Compare the cost of payday lenders
Table: promoted deals, sorted by total payable
As well as comparing short term loans with other types of credit, before you apply for a loan it’s a good idea to shop around and compare a range of lenders. You can use the table below to get an idea of how much the loan you have in mind might cost.
How much do you need to borrow?
How long do you need to borrow for?
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
We compare payday/short term loans from
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
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Chris has written 612 Finder guides across topics including:
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finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
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