Oakam has entered administration, however you can compare alternative providers.
Oakam stated that it provided a solution to financial exclusion, empowering those overlooked by traditional lenders. Putting that in plain English, Oakam lended to people who found it difficult to borrow from banks. Because it also reported repayment behaviour back to credit reference agencies, repaying an Oakam loan on time also helped you to build/rebuild a positive credit record.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
| Name | Established | Loan types | ||
|---|---|---|---|---|
 |
The Oakam Loan / The Lift Loan | 2006 | Instalment loans | More info |
 |
Lending Stream Instalment Loan | 2008 | Instalment loans | Go to site |
 |
Moneyboat Short Term Loan | 2011 | Instalment loans | Go to site |
 |
QuidMarket Short Term Loan | 2011 | Instalment Loans | Go to site |
 |
Conduit Short Term Loan | 2012 | Instalment loans | Check eligibility |
As well as comparing short term loans with other types of credit, before you apply for a loan it’s a good idea to shop around and compare a range of lenders.
If you need to cash a cheque, it may take up to 3 days to clear it with a bank. Cheque cashing services give you immediate access to your money.
Sometimes you may need a little longer to pay off your loan – this is where a bad credit installment loan could work for you. Read on to find out how to apply.
What’s the difference between a continuous payment authority, a direct debit and a standing order?
Do instant payday loans exist? Avoid scams by learning what to be aware of if lenders claim they can get you funding instantly.
If you need to borrow cash quickly and tend to use a prepaid card for regular spending, you may be looking to get a payday loan transferred to your prepaid card.
Discover how text loans work, whether they’re all they’re cracked up to be, which lenders offer them and how to get the best deal.
SafetyNet Credit provides short-term loans of up to £500 designed to prevent borrowers being hit by unauthorised overdraft fees.
If you’re thinking about applying for a one month payday loan, use our guide to learn more about short term borrowing and compare rates from a range of UK lenders. Fast and simple repayment calculation and comparison of available amounts and eligibility requirements.
There are reputable payday loan lenders out there. But watch out for scams that prey on those who need quick cash.
A 1 week payday loan can give you the cash you need until your next paycheck. Learn how it works, what to watch out for, and compare lenders.