Loans like Ferratum

Originally hailing from Finland, Ferratum provides fast and convenient short-term loans all around the world. But like many other lenders in this space it charges very high interest rates.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

Online lenders that offer similar loans to Ferratum

NameEstablishedLoan types
Ferratum Short Term Loan Ferratum Short Term Loan 2005 Instalment loans More info
Lending Stream Instalment Loan Lending Stream Instalment Loan 2008 Instalment loans Go to site
Moneyboat Short Term Loan Moneyboat Short Term Loan 2011 Instalment loans Go to site
QuidMarket Short Term Loan QuidMarket Short Term Loan 2011 Instalment Loans Go to site
Mr Lender Short Term Loan Mr Lender Short Term Loan 2009 Instalment loans Go to site
Savvy.co.uk Personal Loan Savvy.co.uk Personal Loan 2015 Instalment loans Go to site
CASH4UNOW Short Term Loan CASH4UNOW Short Term Loan 2011 Instalment loans Check eligibility
Conduit Short Term Loan Conduit Short Term Loan 2012 Instalment loans Check eligibility

Ferratum aims is to provide the “best consumer interface”, through its speedy loans process. Borrowers can expect a decision within a few minutes of application, 7 days a week, and funding usually in less than 2 hours.

Several companies compete with Ferratum in the payday/short-term loans marketplace, however, so it’s a smart idea to shop around to get a competitive deal. Here are some sites like ferratum.co.uk.

Estimate the cost of your loan

Table: promoted deals, sorted by total payable

If you’ve been on the Ferratum site and have estimated the cost of a loan, you’re probably going to want to shop around to see if you’re getting a good deal. You can use the buttons below to estimate the cost of the loan that you have in mind. We compare loans from a range of popular short-term lenders. Remember that each lender has its own minimum and maximum loan amounts and terms.

How much do you need to borrow?


How long do you need to borrow for?


Name Product Available Amounts Monthly repayment Total payable Link
Lending Stream Instalment Loan
£50 to £1,500
Go to site
More Info
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative 1,333% APR and total payable £386.61 in 6 monthly payments of £64.44.
The Money Platform Short Term Loan
£250 to £1,000
Check eligibility
More Info
Representative example: Borrow £500 for 6 weeks at a rate of 255.5% p.a. Representative APR 839.20% and total payable: £647 in 1 payment.
QuidMarket Short Term Loan
£300 to £1,500
Go to site
More Info
Representative example: Borrow £300 for 3 months at a rate of 292% p.a. (fixed). Representative APR 1,301% and total payable: £454.37 in 3 instalments of £151.46.
CASH4UNOW Short Term Loan
£150 to £1,000
Check eligibility
More Info
Representative example: Borrow £200 for 4 months at a rate of 292% p.a. (fixed). Representative APR 1306% and total payable: £332.00, in 4 payments of £83.00.
Mr Lender Short Term Loan
£200 to £1,000
Go to site
More Info
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative APR 1,256.0% and total payable £367.40 in payments of £81.33, £73.23, £65.13, £57.33, £49.24, and £41.14.
With this loan your monthly repayment decreases over time. Our 'Monthly repayment' above is a representative figure designed to help compare lenders side by side.
Moneyboat Short Term Loan
£200 to £1,500
Go to site
More Info
Representative example: Borrow £400 for 4 months at a rate of 255.5% p.a. (fixed). Representative APR 939.5% and total payable: £597.48 in 4 payments of £149.37.
Fund Ourselves (Welendus) Short Term Loan
£100 to £1,500
Go to site
More Info
Representative example: Borrow £200 for 122 days at a rate of 211% p.a. (fixed). Representative 501.2% APR and total payable £286.82 in 4 monthly payments of £71.71.
Savvy.co.uk Personal Loan
£200 to £1,000
Go to site
More Info
Representative example: Borrow £400 for 6 months at a rate of 291.5% p.a. (fixed). Representative 1,259.2% APR and total payable £799.98 in 6 monthly payments of £133.33.
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Compare up to 4 providers

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

We compare payday/short-term loans from

Lending Stream Instalment Loan
The Money Platform Short Term Loan
QuidMarket Short Term Loan
CASH4UNOW Short Term Loan
Mr Lender Short Term Loan
Moneyboat Short Term Loan
Fund Ourselves (Welendus) Short Term Loan
Savvy.co.uk Personal Loan
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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2 Responses

    Default Gravatar
    FionaApril 16, 2019

    Hi, I was just wondering what would be eligible for me to get a quick payday loan. My situation and crisis is that I’m going through atm unemployment. I live with my parents but do have to support my self. I’m trying to find a loan lender or a place that will approve and help me out? I don’t think I have a bad credit rating. I only want a short amount to borrow too. Please help and guide me to what you recommend, please.

      Avatarfinder Customer Care
      JoshuaApril 17, 2019Staff

      Hi Fiona,

      Thanks for getting in touch with Finder. I’m sorry to hear about your situation. I know life can be tough at times.

      Regarding your question, if you are currently unemployed, you can still get approved for a loan, but the options can be limited. The bottom line is that you need to first read the eligibility requirements and check their terms and conditions. By doing so, you will be able to determine whether the loan is right for you or not.

      To increase your chance of getting approved, you might consider applying with another person–a partner, relative or friend–in order to boost your eligibility.

      You can learn more about how to apply for a loan while you are unemployed through this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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