HyperJar Kids Card review
Our verdict
A free card that makes pocket money a doddle. There’s lots to love, but also some drawbacks - almost like being a parent.
The HyperJar Kids Card is a very competitive product, with no fees and a lot of smart features. But you do need to consider a couple of things to decide whether it's right for your family.
The first is whether you'd be better off with a prepaid card such as this one or with a standard children's account. Prepaid cards are great when the kids are young and you want to keep a close eye on what they are up to; but when they get into their teens, you might want to grant them a bit more independence. That's when a standard bank account might be a better option, especially if you can get an interest-paying savings account to go with it. Remember, too, that you can’t withdraw cash with the HyperJar Kids card.
The second aspect to consider is whether you want additional app features beyond budgeting tools. For example, some other digital pocket money apps have educational modules to help your child learn more about money and finance.
Other than that, prepaid cards for kids usually come for a fee, so the fact that this one's free is a big advantage. It also allows you to easily try it out and decide later whether you want to keep it for the long-term or not.
Get started by visiting HyperJar's website and ordering a card. If you have read this review and decided that HyperJars's card is not for you, you can also discover other prepaid cards for kids on the market.
Pros
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Completely free to use, even for foreign transactions
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Parents have full control of their kids’ spending from the HyperJar app
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Teach your kids how to save using saving jars
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Children learn about personal finance in a controlled environment
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Available for kids as young as 6
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The kids’ card glows in the dark (not a true personal finance advantage, you say? Your kids might beg to differ)
Cons
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A standard savings account might be better for long-term saving, as HyperJar does not pay any interest
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You cannot load cash onto the account
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You cannot withdraw cash at ATMs
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You also need to be using HyperJar yourself to make the most of it
If you’re into fintech and banking apps, you might have heard of HyperJar, the latest budgeting app vowing to make your money life easier.
Only weeks after officially launching its app for adults in the UK, HyperJar also introduced a card for kids, so you can use it to manage your children’s pocket money as well as your own finances.
HyperJar’s Kids Card has got quite a few interesting features, and we took a look at them for you.
What is HyperJar Kids Card?
HyperJar is a card and budgeting app that allows your child to organise their money in different “jars” for specific purposes. For example, they can set one for treats, one for toys, or one for food. It can be used for their expenses as well as to learn how to save.
A Hyperjar Kids Card must always be “paired” to an adult or parent account. So you will need to set up an account for yourself in order to send funds to your child’s account. However, they will have their own card.
If they have their own phone, they can download the app to their device, but they will need to link it to your adult account.
The card is available for kids aged 6 and over, and comes with a number of features that allow you to keep an eye on how they use the money and teach them about personal finance. Once they turn 13, they can have their own HyperJar teenager card instead and pay using Apple Pay or Google Pay. And once they turn 16, they can set up an account themselves.
How does the HyperJar Kids Card work?
- Prepaid debit card
- App-based
- Instant notifications
- Full parental control
- Save and spend from digital jars
- Custom jars
- Jar sharing with friends and family
- Fee-free spending abroad
- Age-restricted sales
Prepaid debit card
Your child gets their own prepaid card which they can use to make payments online and in shops. However, they can’t use it to withdraw cash.
App-based
The kids’ app is the same as the adults’, with a few little tweaks. If your child has a smartphone, when they download the app, they will be asked to link it to their adult’s account.
Instant notifications
As their parent, you can track exactly what your child has spent and where. Notifications will go to both your app and your child’s.
Full parental control
Unlike with a standard children’s bank account, you are in charge. This means you can set spending limits for your kid’s jars directly from the app. You can also schedule payments for pocket money.
Save and spend from digital jars
You can set up different digital jars for spending or saving purposes. For example, your child might have one savings jar for a new videogame and another to put aside money for their next holiday.
Custom jars
Your child can personalise their jars with colours, emojis and photos.
Jar sharing with friends and family
Your child can even create shared jars with family and friends so they can plan ahead for days out together. If grandparents also hold a HyperJar account they can share jars with their grandchild to transfer money across.
Fee-free spending abroad
Your child won’t be charged for using their HyperJar card abroad.
Age-restricted sales
Your child’s card won’t work at bars or pubs, or other adult related establishments.
How much does HyperJar Kids Card cost?
You’ll need to pay £4.99 for the card itself, but after that there are no monthly fees. There are also no fees for spending on the card, including transactions abroad.
HyperJar for adults, which you’ll need in order to get a Kids Card, is also free to sign up to and use. Again, though, there’s a £4.99 fee for a physical card – virtual cards are free.
What does the HyperJar Kids app look like?
Is HyperJar Kids Card safe?
HyperJar is not a bank, but is authorised and regulated by the Financial Conduct Authority (FCA).
You also have more control of your kids’ spending than with most children’s accounts. If your kid loses their card, you can freeze it directly from the app.
Hyperjar fees and features
| Monthly fee | £0 |
|---|---|
| Card delivery fee | £4.99 |
| UK card transaction fee | £0 |
| UK cash withdrawal fee | £0 |
| Loading fee | 10 free/month (above £10), then £1 each |
| Replacement card fee | £4.99 |
| Network | Mastercard |
| Account type | debit |
| How many child accounts | No limit |
| Other fees | No other fees mentioned |
| Freeze/unfreeze card |
HyperJar Kids customer reviews
HyperJar’s app has a rating of 4.8 out of 5 from over 25,700 reviews on the App Store. On Google Play, the app has a score of 4.7 out of 5 from around 6,450 Android app users (April 2025).Pros and cons of HyperJar Kids Card
Pros
- Aside from the initial card fee, it's free to use, even for foreign transactions
- Parents have full control of their kids' spending from the HyperJar app
- Teach your kids how to save using saving jars
- Children learn about personal finance in a controlled environment
- Available for kids as young as 6
- The kids' card glows in the dark (not a true personal finance advantage, you say? Your kids might beg to differ)
Cons
- A standard savings account might be better for long-term saving, as HyperJar does not pay any interest
- You cannot load cash onto the account
- You cannot withdraw cash at ATMs
- Card fee applies
- You also need to be using HyperJar yourself to make the most of it
Customer service information for HyperJar Kids
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Frequently asked questions
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