Coinbase Card review

Want a Coinbase Card? Find out the pros and cons before signing up.

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Crypto is unregulated in the UK; there's no consumer protection; value can rise or fall; tax on profits may apply.


Name Coinbase Card
Supported fiat currencies
Supported cryptocurrencies BTC, ETH, BCH, LTC, ETC, ZRX, BAT
ATM fee Domestic: 1% if over GBP£200
International: 2% if over GBP£200
International fee 0.2-3%
Loading fee None
Maintenance fee None
Physical card? Yes
App available? Yes

What is the Coinbase Card?

The Coinbase Card is a Visa debit card you can order from Coinbase UK for customers in the UK and EU. With it you can use ATMs and make payments anywhere Visa cards are accepted.

If you have an account at the Coinbase cryptocurrency exchange, the Coinbase Card lets you easily spend funds in your Coinbase account.

This lets you spend the cryptocurrency in your Coinbase account like you spend your other money.

You’ll need to download the Coinbase Card app for iOS or Android to use your card.

Coinbase is authorised as an e-money firm by the UK regulator, the Financial Conduct Authority (FCA). But its crypto exchange isn’t operated from the UK and isn’t on the FCA’s register of crypto firms which have passed its anti-money laundering checks.

What’s it like to use the Coinbase Card?

Which currencies does the Coinbase Card support?

You can spend the cryptocurrencies loaded on your Coinbase account’s wallet.

Fiat currencies and cryptocurrencies Coinbase supports

  • Supported fiat currencies: USD, EUR, GBP
  • Supported cryptocurrencies: Approximately 256 cryptocurrencies

How can I fund my Coinbase Card?

You can deposit funds onto your Coinbase account. Coinbase accepts the following payment methods:

  • Bank transfer (ACH)
  • Credit card
  • Debit card
  • PayPal
  • Wire transfer

Coinbase Card fees and limits

The first fee is the plastic card issuance fee of £4.95. You’ll need to have enough funds in your Coinbase account to cover that cost before you can order the card.

After that, you’ll encounter the following fees when using your card for purchases or for withdrawing cash at an ATM.

Coinbase Card fees for purchases

Your fee for purchases with crypto will be made up of the cryptocurrency conversion fee, plus the relevant transaction fee for the location.

So if you make a purchase with your card outside of Europe or the UK, you’ll be charged a 5.49% fee. If you make a purchase inside the UK you’ll be charged only the 2.49% conversion fee.

Fee typeWhen it appliesFee
Cryptocurrency conversion feeWhen you spend the cryptocurrency in your account and have it converted to fiat2.49%
Domestic purchase transaction feeWhen you make a purchase with the card inside the UKNone
Intra-EEA purchase transaction feeWhen you make a purchase with the card in a European Economic Area (EEA) country0.20%
International purchase transaction feeWhen you make a purchase with the card outside the UK or the EEA3%
Chargeback feeWhen a chargeback is processed for your card£20

Coinbase Card ATM fees

The ATM fees listed here apply to both ATM withdrawals and over-the-counter cash withdrawals from bank branches. Your conversion fees will apply on top of the relevant ATM fees.

Fee typeHow much it is
Cryptocurrency conversion fee2.49%
Domestic ATM feesNone up to £200 per month, 1% for amounts beyond that
International ATM feesNone up to £200 (or equivalent) per month, 2% for amounts beyond that

Coinbase Card limits

The table below shows the default limits. Note that you can change the daily spending limit by contacting Coinbase’s support.

Limit typeLimit
Daily spending limit£10,000
Monthly purchase limit£20,000
Yearly purchase limit£50,000

In a nutshell


  • Convenient. Link the card to your Coinbase account and activate it, then you’re good to go.
  • Widely accepted. The card is accepted anywhere a standard Visa debit card is.
  • Almost just like a standard debit card. It’s just like a standard debit card, except for crypto. You can even tap and go with it.


  • High fees. Fees range from 2.49–5.29% per transfer.

Compare Coinbase Card alternatives

Crypto is unregulated in the UK; there's no consumer protection; value can rise or fall; tax on profits may apply*.
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Name Product Card cost Supported fiat currencies Loading methods
Coinbase Card
Spend cryptocurrency from your Coinbase wallet at anywhere Visa is accepted through the Coinbase Card.

Frequently asked questions

Coinbase Card troubleshooting

*Cryptocurrencies aren't regulated in the UK and there's no protection from the Financial Ombudsman or the Financial Services Compensation Scheme. Your capital is at risk. Capital gains tax on profits may apply.

Cryptocurrencies are speculative and investing in them involves significant risks - they're highly volatile, vulnerable to hacking and sensitive to secondary activity. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is no guarantee of future results. This content shouldn't be interpreted as a recommendation to invest. Before you invest, you should get advice and decide whether the potential return outweighs the risks. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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