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Finder Score Age range Network Monthly fees Card delivery fee UK cash withdrawal fee Loading fee
Finder score
9.3Excellent
6-15
Mastercard
£0 (parent needs monzo account)
£0
£0
£0
Bonus rate: Help them save, with 3.00% AER variable interest - it's calculated daily (and paid monthly), so they'll see even small savings add up over time. £10,000 maximum deposit. T&Cs apply.
Ages 6-15. Parents / legal guardians require a personal Monzo account to access Monzo for Under 16s. UK residents only. Ts&Cs apply.
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Finder score
9.7Excellent
6-17
VISA
£1.99 (+1 month free trial)
£0
£0
Free
Xbox Game Pass Offer using code XBOX2025. Limited offer. Offer withdrawn anytime. Ages 6-17. Fees & Offer T&C’s apply. £19.99/yr or £1.99/mo. T&Cs apply.
Ages 6-17. Fees & Offer T&C’s apply. £19.99/yr or £1.99/mo.
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Finder score
9.5Excellent
6-18
VISA
£3.99 (+2 months free)
£0
£0
1 free/month, then 50p each
Welcome bonus: Get an exclusive 2 months free and £20 pocket money offer when you sign up with CODE: AFFFDR220. T&Cs apply.
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nimbl logo
Finder score
8.8Great
nimbl Account
Finder score
8.8Great
6-18
Mastercard
£32 (annual fee)
£0
£0
£0
Welcome bonus: Get 6 months free when you sign up via Finder - that's £1.33 per month for the first child. T&Cs apply.
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Santander logo
Finder score
7.4Great
Santander 123 Mini Current Account
Finder score
7.4Great
13-17
Mastercard
£0
£0
£0
£0
Bonus rate: Monthly interest of 3% AER/ 2.96% gross (variable) on the entire balance once the balance is £1,500 up to a maximum of £2,000. T&Cs apply.
Online application available for children aged between 13 - 17. If you are opening the account in trust for a child under 13 please visit a Santander branch.
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Osper logo
Finder score
7.1Great
Osper
Finder score
7.1Great
8-18
Mastercard
£2.50
£0
£0
Direct debit free. 50p per instant load
Welcome bonus: 22% off the standard pricing + 1 month free trial. T&Cs apply.
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Finder Score for kids' cards

To make comparing even easier we came up with the Finder Score. Fees, features and controls across the most popular card issuers are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.

Read the full methodology
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