Richard Laycock

Richard Laycock

Editorial & PR Lead

Richard Laycock is Finder’s NYC-based lead editor & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU).

Education

  • Bachelor of Media, Macquarie University
  • Diploma of International Communications, Sydney Institute of Business Technology
  • Data Analytics, General Assembly

Educational organizations

  • Macquarie University
  • The Missouri School of Journalism at the University of Missouri
  • Sydney Institute of Business Technology
  • General Assembly

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Latest articles by Richard Laycock

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Salary sacrifice cap will hit ordinary workers’ pay most, not the wealthiest
Media Room

Salary sacrifice cap will hit ordinary workers’ pay most, not the wealthiest

An average earner who is currently putting away a recommended 15% on a salary sacrifice pension scheme (12% personal and 3% employer contributions) could lose £215 from their yearly take-home pay with the new £2,000 cap, according to new analysis by personal finance comparison site Finder.

28 November 2025
Fiscal drag race: The stealth tax you won’t hear about at the Budget
Media Room

Fiscal drag race: The stealth tax you won’t hear about at the Budget

The chancellor has not ruled out extending the freeze on income tax thresholds at the Autumn Budget, according to various reports. If this happens, projections by the personal finance comparison site Finder show that 9 million more people could be dragged into a higher tax bracket by 2030.

28 November 2025
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