We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Stanford Alumni Rewards VISA® Credit Card review

Last updated:  

Earn accelerated points on gas and groceries and save money on fees.

  • Get this card if you’re a Standard FCU member wanting to earn points on everyday purchases and save money on fees.
  • Pick something else if you want a 0% intro APR period.
  • Apply with a good to excellent credit score of 670 or higher.


Points as welcome offer

Up to 3x



Annual fee

11.74% to 17.99%

Purchase APR (variable)


Product NameStanford Alumni Rewards VISA® Credit Card
Annual fee$0
Purchase APR11.74% to 17.99% variable
Balance transfer APR1.99% intro for the first 6 months (then 11.74% to 18% variable)
Balance transfer feeNone
Cash advance rate11.74% to 17.99% variable
Cash advance feeNone
Foreign transaction feeNone
Interest free periodUp to 22 days
Late payment feeUp to $7
Returned payment feeUp to $20

The basics

The Stanford Alumni Rewards VISA® Credit Card is a decent family card that lets you earn accelerated rewards on everyday purchases such as gas and groceries. Based on your creditworthiness, you can get a low APR and save money on fees, including on cash advance fees and on an annual fee.

However, you must be a Stanford FCU member to own the card.

Another rewards category card

Blue Cash Preferred® Card from American Express

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
  • NEW 6% cash back on select U.S. streaming subscriptions.
  • NEW 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%
  • $95 annual fee.
  • Terms apply.
Read less
Read more
See Rates & Fees

Card benefits

  • Signup bonus. Spend $1,000 in your first 90 days of account opening to earn 10,000 bonus points. That’s a $100 redemption value according to the Stanford FCU website.
  • Reward points. Earn 3x points on gas purchases, 2x points on groceries and 1x points on everything else you buy.
  • Intro APR on balance transfers. Make a balance transfer in the first 60 days of card membership and use a 1.99% intro APR period for 6 months. A variable APR of 11.74% to 17.99% applies thereafter.
  • Limited fees. The card has no annual fee. Most of its other fees are waived, including fees for foreign transactions, balance transfers, cash advances and overlimit.

What to watch out for

How to apply for the Stanford Alumni Rewards VISA® Credit Card

  1. Hold a Standard FCU membership.
  2. Visit the Stanford FCU website and locate the card.
  3. Members apply with Credit union member and non-members apply with Non-credit union member.
  4. Fill out the application form.
  5. Review the form and submit.

What credit score do I need?

You have higher chances of approval with a good to excellent credit score of 670 or higher.

Compare rewards credit cards

Name Product Welcome offer Rewards Annual fee Filter values
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
$150 cash back after spending $500 in the first 3 months
1.5% cash back on all purchases
Earn unlimited 1.5% cash back on every purchase, every day.
$150 after spending $500 in the first 90 days
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees

Compare up to 4 providers

Bottom line

This card might be especially appealing for families who hold Standard FCU membership and want to earn rewards on gas and grocery purchases without paying an annual fee. The Stanford Alumni Rewards VISA® Credit Card also lets you earn a decent signup bonus and save money with a low APR and no fees.

But if you think there could be a better option for you, compare other credit cards until you find the right card for your wallet.

Frequently asked questions

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site