The best sports credit cards for fans

Earn up to 8% cash back on sports tickets until May 2020.

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Sport fans at a stadium

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There seems to be a credit card for everything — grocery purchases, travel spending, you name it. But are there cards for diehard sports fans?

As it turns out, there are. Some are cobranded cards for sports leagues; others are general rewards cards that happen to include sports benefits.

Sports credit cards for fans

Name Product Welcome offer Rewards Annual fee Filter values
$300 after spending $3,000 in the first 3 months
4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
$150 after spending $500 in the first 3 months
3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0
Earn $150 after spending $500 in the first 3 months.
60,000 points after spending $4,000 in the first 3 months
3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
10,000 points after spending $500 in the first 90 days
2x points on qualifying NFL purchases and 1x points on everything else
$0
Earn 10,000 bonus points after you spend $500 on purchases in the first 90 days from account opening.
$200 after spending $1,000 in the first 90 days
3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 in combined purchases each quarter, then 1% after that and on everything else
$0
1% cash back on purchases, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined purchases each quarter.

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The best sports credit cards for fans

These credit cards have unique features that will appeal to sports fans — from bonus rewards on sports tickets to discounts on merchandise. They also happen to be strong cards in their own right, useful for everyday purchases or spending in categories such as travel.

These are the best sports credit cards for fans:

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card
See offer
  • Why it’s great for sports fans: Top-notch rewards on entertainment purchases.

For a sports fan, the Capital One® Savor® Cash Rewards Credit Card stands out with its excellent 4% cash back on entertainment purchases. This rewards rate typically includes purchases of sporting-event tickets.

There’s another perk that’s easy to miss on the card application page: Until May 2020, you’ll earn a stellar 8% cash back when you buy tickets at Vivid Seats with your Capital One® Savor® Cash Rewards Credit Card. Vivid Seats is a platform that gives you access to MLB, NFL, NBA and NHL events — plus many more.

The perks

  • Annual fee: $0 for the first card year, then $95.
  • APR: 16.24% to 25.24% variable on purchases and balance transfers.
  • 4% cash back on dining and entertainment. 2% cash back at grocery stores. 1% on all other purchases.
  • $300 cash bonus after you make $3,000 in purchases within the first 3 months of account opening.

The Capital One® Savor® Cash Rewards Credit Card offers stellar cash back at Vivid Seats

Here’s an idea of the cash back you could earn from buying tickets at Vivid Seats with your Capital One® Savor® Cash Rewards Credit Card:

Four tickets in Section 228 to a Los Angeles Rams home game costs around $350 total on Vivid Seats. With 8% cash back by using your Capital One® Savor® Cash Rewards Credit Card, you’d earn an impressive $28 in rewards.

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card
See offer
  • Why it’s great for sports fans: Solid rewards on entertainment purchases.

With 3% cash back on entertainment purchases, the Capital One® SavorOne® Cash Rewards Credit Card is another good choice for sports fans.

While you won’t earn 8% cash back at Vivid Seats like you would with the Capital One® Savor® Cash Rewards Credit Card, you won’t pay an annual fee.
The perks
  • Annual fee: None.
  • APR: 0% intro APR on purchases and balance transfers for 15 months, then a normal purchase and balance transfer APR of 15.74%, 21.74% or 25.74% variable.
  • 3% cash back on dining and entertainment. 2% at grocery stores. 1% on all other purchases.
  • $150 cash bonus after you make $500 in purchases within the first three months of account opening.

Citi Premier℠ Card

Citi Premier℠ Card
  • Why it’s great for sports fans: Solid rewards on entertainment purchases with opportunities to increase point values.

The Citi Premier℠ Card hops onto this list because of its 2x points on entertainment, which includes sporting-event purchases.

While that might not sound spectacular, consider the extra value you can squeeze from your points.

When you redeem them for flights through the ThankYou Travel Center, they’re worth 25% more. That means spending on entertainment gets you not just a 2% rewards rate, but a 2.5% rate.

If you transfer points to Citi’s travel partners, you could get an even higher rewards rate — as long as you’re willing to scout for the best deals.

The perks

  • Annual fee: $95.
  • APR: 17.49% to 25.49% variable on purchases and balance transfers.
  • 3x points on travel, including gas stations. 2x points at restaurants and on entertainment. 1x points on all other purchases.
  • 60,000 bonus points after you make $4,000 in purchases with your card within the first 3 months of account opening.

NFL Extra Points Credit Card

NFL Extra Points Credit Card
  • Why it’s great for sports fans: Solid rewards on select NFL purchases. Great discount at the NFL online store.

If you’re a diehard NFL fan, this card could be a smart choice. You’ll earn a solid 2x points on NFL and team-pro-shop purchases. But the star feature is perhaps the 20% discount at NFLShop.com — perfect if you’re big on merch.

You can use your points for redemptions such as game tickets, pregame sideline passes and more. Or if you’d prefer to keep it simple, you can redeem points for cash back. Each point is worth a standard 1 cent each.

The perks

  • Annual fee: None.
  • APR: 0% promo APR for six billing cycles from transaction date on all qualifying NFL team ticket purchases; 0% intro APR for 15 months after each balance transfer that posts to your account within 45 days after account opening. Revert APR of 17.74%, 22.74% or 27.74% variable.
  • 2x points on NFL and team-pro-shop purchases. 1x points on all other purchases.
  • 20% off purchases at NFLShop.com.
  • Customize your card with the logo of your favorite NFL team.

MLB® Credit Card

MLB® Credit Card
  • Why it’s great for sports fans: Customize your card with the logo of your favorite MLB team.

If you don’t mind not having sports rewards or discounts but love baseball, try this product. The only baseball-related perk is getting your favorite MLB team’s logo emblazoned on your card. That just might hit the spot — plus, you’ll enjoy an excellent cashback card for everyday purchases.

The perks

  • Annual fee: None.
  • APR: 0% intro APR on purchases and balance transfers for the first 15 statement closing dates. After that, 15.74% to 25.74% variable.
  • Customize your card with the logo of your favorite MLB team.
  • 3% cash back in the eligible category of your choice, and 2% cash back at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter. After that, 1%. You’ll get 1% cash back on all other purchases.
  • $200 cash rewards bonus after you make $1,000 in purchases within the first 90 days from account opening.

PGA TOUR® Cash Rewards World Mastercard® from Bank of America

PGA TOUR® Cash Rewards World Mastercard® from Bank of America
  • Why it’s great for sports fans: Access TPC golf courses with amenities, plus discounts on golf merchandise.

This is the card of choice if you’re a golf enthusiast. Not only does it get you special access to TPC golf courses, it also gives you amenities such as exclusive booking windows, dedicated lockers and waived hotel-stay requirements.

The card can also save you money: You’ll get a 20% discount at TPC stores and discounted green fees.

The perks

  • Annual fee: None.
  • APR: 0% intro on purchases and balance transfers for the first 15 statement closing dates. After that, 15.74% to 25.74% variable.
  • Special access to participating TPC golf courses, plus VIP membership amenities for you and three friends.
  • 20% discount at TPC shops and discounted green fees when you use your card.
  • Two tickets to a PGA TOUR event after you make $95 in purchases within the first 90 days of account opening.
  • 3% cash back in the eligible category of your choice, and 2% cash back at grocery stores and wholesale club on up to $2,500 in combined purchases each quarter. After that, 1%. You’ll get 1% cash back on all other purchases.
  • $200 cash rewards bonus after you make $1,000 in purchases on your card within the first 90 days from account opening.

How we chose our best sports credit cards.

We looked for cards that offered sports-related benefits, such as bonus rewards, discounts or options for card customization. We also chose cards that we could recommend as standalone options — those that would still be effective cards without sports benefits.

What’s changed in 2019

The Bank of America® Cash Rewards credit card — on which the PGA TOUR® Cash Rewards World Mastercard® from Bank of America and MLB® Credit Card from Bank of America are modeled — now has a top cashback tier that lets you choose the bonus category.

Benefits of having a sports credit card

You may find these sports-related benefits in your next sports credit card:

  • Bonus rewards
    You may earn accelerated rewards on sports-related purchases, especially at eligible online stores.
  • Discounts
    In addition to or in place of bonus rewards, you may receive discounts on merchandise. Depending on your spending, this could be even better than receiving cash back of a few percentage points.
  • Card customization
    You may be allowed to add your favorite team’s logo to your card.
  • Intro APR
    Your card may offer an introductory interest rate on eligible sports purchases, or on purchases and balance transfers in general.
  • Special access to venues
    While this benefit is uncommon, your card may afford you access to special venues where you can enjoy your favorite sport.

Cards you can custom design with your team’s logo

  • NFL Extra Points Credit Card
  • MLB® Credit Card

Bottom line

A sports credit card may offer bonus rewards, discounts, special amenities and more. It can be a great choice if much of your spending goes toward sports tickets or merchandise. You might also enjoy a cashback credit card, which may reward you for sports purchases and everyday spending.

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