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The best sports credit cards for fans

Earn up to 8% cash back on sports tickets until January 2022.

There seems to be a credit card for everything — grocery purchases, travel spending, you name it. But are there cards for diehard sports fans?

As it turns out, there are. Some are cobranded cards for sports leagues; others are general rewards cards that happen to include sports benefits.

We looked for cards that offered sports-related benefits, such as bonus rewards, discounts or options for card customization. We also chose cards that we could recommend as standalone options — those that would still be effective cards without sports benefits.

The best sports credit cards for fans

These credit cards have unique features that will appeal to sports fans — from bonus rewards on sports tickets to discounts on merchandise. They also happen to be strong cards in their own right, useful for everyday purchases or spending in categories such as travel.

These are the best sports credit cards for fans:

Best for sporting tickets

Savor Rewards from Capital One

Finder rating 4.4 / 5 ★★★★★

For a sports fan, the Savor Rewards from Capital One stands out with its excellent 4% cash back on entertainment purchases. This rewards rate typically includes purchases of sporting-event tickets.
There's another perk that's easy to miss on the card application page: Until January 2023, you'll earn a stellar 8% cash back when you buy tickets at Vivid Seats with your Savor Rewards from Capital One. Vivid Seats is a platform that gives you access to MLB, NFL, NBA and NHL events — plus many more.

Best for no annual fee

Capital One SavorOne Cash Rewards Credit Card

Finder rating 4.5 / 5 ★★★★★

With 3% cash back on entertainment purchases, the Capital One SavorOne Cash Rewards Credit Card is another good choice for sports fans.

The card now earns 8% cash back at Vivid Seats just like its sibling, and you won't pay an annual fee.

Best for NFL fans

NFL Extra Points Credit Card

If you're a diehard NFL fan, this card could be a smart choice. You'll earn a solid 2x points on NFL and team-pro-shop purchases. But the star feature is perhaps the 20% discount at NFLShop.com — perfect if you're big on merch. You can use your points for redemptions such as game tickets, pregame sideline passes and more. Or if you'd prefer to keep it simple, you can redeem points for cash back. Each point is worth a standard 1 cent each.

Best for flexible spending

MLB® Credit Card

If you don't mind not having sports rewards or discounts but love baseball, try this product. The only baseball-related perk is getting your favorite MLB team's logo emblazoned on your card. That just might hit the spot — plus, you'll enjoy an excellent cashback card for everyday purchases.

Best for golf junkies

PGA TOUR® Cash Rewards World Mastercard® from Bank of America

This is the card of choice if you're a golf enthusiast. Not only does it get you special access to TPC golf courses, it also gives you amenities such as exclusive booking windows, dedicated lockers and waived hotel-stay requirements. The card can also save you money: You'll get a 20% discount at TPC stores and discounted green fees.

How to choose the best sports credit card

Sports credit cards are relatively few in number, so making the right choice comes down to a few considerations:

  • Do you care about design? While there are several reward cards that can earn points on sporting events, only a few come with a sports-centric card design.
  • Look for sports-specific perks. If you’re an avid golfer for example, the golf course access offered by the PGA TOUR® Cash Rewards World Mastercard® from Bank of America might be valuable enough to make the card worth it.
  • Consider the other non-sports rewards. Most “sports” credit cards will ultimately earn the most rewards on other categories such as groceries. Take a card’s earning rates and your own spending habits into consideration when making your decision.

How to choose the best sports credit card

You may find these sports-related benefits in your next sports credit card:
  • Bonus rewards
    You may earn accelerated rewards on sports-related purchases, especially at eligible online stores.
  • Discounts
    In addition to or in place of bonus rewards, you may receive discounts on merchandise. Depending on your spending, this could be even better than receiving cash back of a few percentage points.
  • Card customization
    You may be allowed to add your favorite team’s logo to your card.
  • Intro APR
    Your card may offer an introductory interest rate on eligible sports purchases, or on purchases and balance transfers in general.
  • Special access to venues
    While this benefit is uncommon, your card may afford you access to special venues where you can enjoy your favorite sport.

Cards you can custom design with your team’s logo

  • NFL Extra Points Credit Card
  • MLB® Credit Card

Is a sports credit card right for me?

In truth, sports credit cards aren’t necessarily the most valuable credit cards out there. Most consumers will be better served by picking a general rewards card, or one that includes event tickets in the rewards program, such as the Savor One Rewards.

Still, a few sports junkies out there might find some value in the niche cards like the NFL Extra Points Credit Card or PGA TOUR® Cash Rewards World Mastercard® from Bank of America. Review your spending and weigh the benefits to see if a general rewards card is best for you.

Compare sports credit cards for fans

Name Product Welcome Offer Rewards Annual fee Filter values
Sam's Club® Mastercard®
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases
within 30 days.
Up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases
$0
Earn up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases.
Credit One Bank® NASCAR® Credit Card
N/A
2% cash back rewards at the NASCAR Shop and 1% back on eligible gas and automotive purchases
$39 to $99
Earn 2% cash back rewards at the NASCAR Shop and 1% back on eligible gas and automotive purchases.
Savor Rewards from Capital One
$300 after spending $3,000 in the first 3 months
8% cash back on Vivid Seats until 1/31/2023 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
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Compare up to 4 providers

Bottom line

A sports credit card may offer bonus rewards, discounts, special amenities and more. It can be a great choice if much of your spending goes toward sports tickets or merchandise. You might also enjoy a cashback credit card, which may reward you for sports purchases and everyday spending.

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