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Southwest Rapid Rewards® Premier Credit Card vs Chase Sapphire Preferred® Card

An airline cobranded card and a general travel rewards card.

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Megan Horner
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The Southwest Rapid Rewards® Premier Credit Card lets you earn double points only on Southwest Airlines flights and gives you the highest redemption value with the airline. The Chase Sapphire Preferred® Card, on the other hand, lets you earn 5x points on travel through Chase Ultimate Rewards, 3x points on dining, 2x points on all other travel and 1x points on all other purchases. Plus, it comes with high redemption value on all travel via Chase Ultimate Rewards.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

3.6 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Earning anniversary miles
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

Up to 100,000 points. 50,000 points after spending $2,000 in the first 3 months, plus 50,000 points after spending $12,000 total in the first 12 months

60,000 points after spending $4,000 in the first 3 months.
Rewards
Rewards

New! Earn 3X points on Southwest® purchases.
New! Earn 2X points on local transit and commuting, including rideshare.
New! Earn 2X points on internet, cable, phone services, and select streaming.

5x points on travel through Chase Ultimate Rewards, 3x points on dining and 2x points on all other travel purchases
Purchase APR
Purchase APR

15.99% to 22.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $99 $95
Balance transfer APR
Balance transfer APR 15.99% to 22.99% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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Learn more

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