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Southwest Rapid Rewards® Premier Credit Card vs Chase Sapphire Preferred® Card

An airline cobranded card and a general travel rewards card.

Megan Horner
Megan Horner

Updated

Fact checked

The winner: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card logo

Up to 5x

Points

  • Signup bonus worth $750 with Chase Ultimate Rewards
  • 1:1 point transfer to partner hotels and airlines
  • Up to $50 statement credit towards groceries
Apply now

The Southwest Rapid Rewards® Premier Credit Card lets you earn double points only on Southwest Airlines flights and gives you the highest redemption value with the airline. The Chase Sapphire Preferred® Card, on the other hand, lets you earn double points on travel and dining purchases and it comes with high redemption value on all travel via Chase Ultimate Rewards.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Rates & Fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

3.6 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Earning anniversary miles
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

Earn Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months

60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries.
Rewards
Rewards

2x points on Southwest Airlines and 1x points on all other purchases

5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
Purchase APR
Purchase APR

15.99% to 22.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $99 $95
Balance transfer APR
Balance transfer APR 15.99% to 22.99% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Compare Southwest Rapid Rewards® Premier Credit Card vs. Chase Freedom Flex℠

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
Earn Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months
2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn a hugely valuable signup bonus with Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months.
See offer
View details
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries.
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 plus up to $50 statement credit towards groceries with this popular travel card.
Apply now
View details
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