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Southwest Rapid Rewards® Premier Credit Card vs Chase Sapphire Preferred® Card

An airline cobranded card and a general travel rewards card.

The winner: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card logo

Up to 5x

Points

  • Signup bonus worth $1,000 with Chase Ultimate Rewards
  • 1:1 point transfer to partner hotels and airlines
  • Up to $50 statement credit towards groceries
Apply now
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Megan Horner
Updated
Fact checked

The Southwest Rapid Rewards® Premier Credit Card lets you earn double points only on Southwest Airlines flights and gives you the highest redemption value with the airline. The Chase Sapphire Preferred® Card, on the other hand, lets you earn double points on travel and dining purchases and it comes with high redemption value on all travel via Chase Ultimate Rewards.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

3.6 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Earning anniversary miles
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

40,000 points after you spend $1,000 on purchases in the first 3 months, plus 3x points on dining, including takeout and eligible delivery services, for the first year

80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
Rewards
Rewards

3x points on dining, including takeout and eligible delivery services, for the first year, 2x points on Southwest Airlines and 1x points on all other purchases

5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
Purchase APR
Purchase APR

15.99% to 22.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $99 $95
Balance transfer APR
Balance transfer APR 15.99% to 22.99% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
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Compare Southwest Rapid Rewards® Premier Credit Card vs. Chase Freedom Flex℠

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
40,000 points after you spend $1,000 on purchases in the first 3 months, plus 3x points on dining, including takeout and eligible delivery services, for the first year
3x points on dining, including takeout and eligible delivery services, for the first year, 2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3x points on dining, including takeout and eligible delivery services, for the first year.
See offer
View details
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $1,000 plus up to $50 statement credit towards groceries with this popular travel card.
Apply now
View details
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