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$100
Welcome offer
Up to 2x
Points
$0
Annual fee
14.99% to 22.99%
Purchase APR (variable)
Annual fee | $0 |
---|---|
Welcome Offer | 10,000x points after making a purchase in the first 90 days |
Rewards | 2x points on Royal Caribbean and 1x points on all other purchases |
Purchase APR | 14.99% to 22.99% variable |
Balance transfer APR | 14.99% to 22.99% variable |
Recommended minimum credit score | 670 |
Issuer | Visa |
Review by
Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.
The Royal Caribbean® Visa Signature® Credit Card could work well for you if you’re one of those lucky people who plan to cruise with Royal Caribbean: The easily earned 10,000 MyCruise bonus points equal $100 in onboard credit. On board Royal Caribbean, Celebrity Cruises and Azamara Club, you’ll earn 2x points for qualifying purchases. But everyday spending earns you just 1x points toward future travel.
The no annual fee works in your favor, as does the card’s $0 overseas transaction fee. You’ll also receive a $50 Air2Sea airfare discount if you spend $3,500 on purchases in the first 90 days of account opening.
Bank of America’s online conditional approval system informs you of your application’s status nearly immediately.
Among a series of travel cards offered by Bank of America is the Royal Caribbean® Visa Signature® Credit Card, offering rewards toward credits, excursions and more with Royal Caribbean and its sister brands.
It’s smooth sailing at the start, with 10,000 MyCruise points with any purchase made in the first 90 days of account opening. But with 2x points for purchases with Royal Caribbean and 1x points for all other spending, you can find stronger rewards with other travel cards.
Apply for the Royal Caribbean® Visa Signature® Credit Card if you’re:
The chances of your application’s approval increase with an excellent credit score of 670 or higher.
Getting the Royal Caribbean® Visa Signature® Credit Card makes sense only if you’re the cruising kind and use the services of Royal Caribbean, Celebrity Cruises or Azamara Club. Otherwise, you’ll find better rewards credit cards — overall and brand specific — out there.