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$100
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Up to 2x
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$0
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14.24% to 24.24%
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Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.
The Royal Caribbean® Visa Signature® Credit Card could work well for you if you’re one of those lucky people who plan to cruise with Royal Caribbean: The easily earned 10,000 MyCruise bonus points equal $100 in onboard credit. On board Royal Caribbean, Celebrity Cruises and Azamara Club, you’ll earn 2x points for qualifying purchases. But everyday spending earns you just 1x points toward future travel.
The no annual fee works in your favor, as does the card’s $0 overseas transaction fee. You’ll also receive a $50 Air2Sea airfare discount if you spend $3,500 on purchases in the first 90 days of account opening.
Bank of America’s online conditional approval system informs you of your application’s status nearly immediately.
Among a series of travel cards offered by Bank of America is the Royal Caribbean® Visa Signature® Credit Card, offering rewards toward credits, excursions and more with Royal Caribbean and its sister brands.
It’s smooth sailing at the start, with 10,000 MyCruise points with any purchase made in the first 90 days of account opening. But with 2x points for purchases with Royal Caribbean and 1x points for all other spending, you can find stronger rewards with other travel cards.
Apply for the Royal Caribbean® Visa Signature® Credit Card if you’re:
The chances of your application’s approval increase with an excellent credit score of 670 or higher.
Getting the Royal Caribbean® Visa Signature® Credit Card makes sense only if you’re the cruising kind and use the services of Royal Caribbean, Celebrity Cruises or Azamara Club. Otherwise, you’ll find better rewards credit cards — overall and brand specific — out there.
8 Comments
July 24, 2018
We have reserved a cruise on Royal Caribbean for 2019. We have not made final payment but plan on doing so with the Bank of America/Royal Caribbean Visa card. Do you know if that purchase would be considered a qualified purchase from Royal Caribbean?
July 24, 2018
Hi Diane!
Thanks for getting in touch!
Yes, when you book a cruise on board Royal Caribbean, Celebrity Cruises, and Azamara Club, you’ll earn 1x points for qualifying purchases.
Please carefully read the information above that says “THE PERKS”.
Hope this clarifies!
Cheers,
Nikki
May 14, 2018
If I apply for a card and make my first purchase as soon as i get it will i be able to use the onboard $100 credit when I cruise between 5/20-5/27?
May 15, 2018
Hi John,
Thank you for visiting finder.
Once you have made your first purchase upon card approval, the 10,000 MyRewards points will be credited to your account in 6-8 weeks. You may then redeem the $100 onboard credit as soon as the 10,000 MyRewards points has credited to your account once you qualify.
You may not be able to use the $100 onboard credit on your scheduled cruise as it will take at least 6 weeks for the Bonus MyRewards points to reflect on your account.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
March 3, 2018
What is the minimum purchase to get the $100 shipboard credit and 10,000 points?
March 29, 2018
Hello Ron,
Good day! Appreciate you contacting finder regarding your inquiry today.
Get 10,000 MyCruise points after your first purchase within 65 days of account opening, as well as a $50 Art2Sea discount when you spend $3,500 in the first 90 days — easily earned if you haven’t yet bought tickets for your upcoming cruise. Your points are credited to your account 6 to 8 weeks after you qualify for the card. Please note that the 10,000 MyCruise points equal $100 in onboard credit.
Hope this helps!
All the best,
Ron
July 29, 2017
I already have a banking account with Bank of America. How do I get a Royal Caribbean Visa Signature® Card? What is the fee? what are the perks? ie, 10,000 points for enrolling. Does the card have protection, security, fraud, . What about travel insurance- lost baggage?medical protection while travel?
July 30, 2017
Hi Audrey,
Thank you for your inquiry.
1. To apply for this card you must:
– At least 18 years old.
– A resident of the US.
2. Fees that may apply
– Annual fee $0
– Returned Payment Fee $27
– Late Payment Fee $38
3. Security and protection. The card comes with chip technology for enhanced protection and offers a $0 liability guarantee for fraudulent transactions.
4. Signup bonus. Get 10,000 MyCruise points after your first purchase in 65 days of account opening as well as a $50 Art2Sea
I hope this information has helped.
Cheers,
Harold