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Review: NFL Extra Points Pittsburgh Steelers credit card
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The credit card for Steelers fans, with points for NFL purchases and discounts at NFLShop.com
- Get this card if… you’re a Steelers fan and you buy NFL merchandise.
- Pick something else if… you don’t make many NFL purchases.
- Recommended credit range to apply: 670-850 (Good to Excellent)
20,000
Points as welcome offer
Up to 2x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 6 billing cycles (then 14.99%, 19.99% or 24.99% variable)
Details
| Product Name | NFL Extra Points Pittsburgh Steelers credit card |
|---|---|
| Card type | Visa |
| Annual fee | $0 |
| Purchase APR | 0% intro for the first 6 billing cycles (then 14.99%, 19.99% or 24.99% variable) |
| Balance transfer APR | 0% intro for the first 15 billing cycles (then 14.99%, 19.99% or 24.99% variable) |
| Balance transfer fee | $5 or 3% of the transaction, whichever is greater |
| Cash advance rate | 25.24% variable |
| Cash advance fee | $10 or 5% of the cash advance amount, whichever is greater |
| Foreign transaction fee | 3% of the transaction value |
| Interest free period | Up to 23 days |
| Late payment fee | Up to $37 |
| Returned payment fee | Up to $37 |
| Additional cardholder fee | $0 |
Expert review
Review by
Kelly Waggoner
kelly.waggoner@finder.comKelly Waggoner is the US editor-in-chief at Finder. She's worked with publishers, magazines and nonprofits throughout New York City, including ghostwriting a how-to on copyediting for the Dummies series. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma's world domination.
Expert review
Why Pittsburgh Steelers fans will love the NFL Extra Points card
- Before the Steelers game, buy jerseys and other gear at NFLShop.com and get 20% off.
- When you buy tickets to the Steelers game, you get 2x points.
- Redeem your points for cash back, NFLShop.com gift cards and VIP NFL experiences.
The perks
- SIGNUP BONUS: Points for cash back.
After you spend $500 in the first 90 days, you’ll earn 20,000 bonus points. You can redeem them for $100 cash back.
- POINT EARNINGS: More points on NFL and team purchases.
Earn 2x points when you buy eligible NFL tickets. Get 2x points for purchases in stadiums as well as at NFLShop.com and team pro shops. Earn 1x points on everything else.
What are points used for?
As you accumulate points, you can redeem them for rewards like:
- Cash back (worth 1 cent per point; redeem as statement credit)
- NFLShop.com gift cards
- NFL jerseys
- VIP NFL experiences
- INTRO APR:Transfer your balances and go wild on tickets.
Receive 0% APR for the first 15 billing cycles on balance transfers you make within the first 45 days. Also, use your card to buy eligible NFL tickets and get a 0% purchase APR for 6 billing cycles starting from the transaction date.
- Discounts at NFLShop.com.
Get 20% off everything you buy at NFLShop.com.
- No annual fee.
You’ll also like…
- Concierge service. Arrange dining and travel plans through your card’s concierge phone line.
What to watch out for
- It hurts to pay late. Making late or returned payments could result in fees as high as $37.
- Foreign transaction fees. When you use your 3% overseas, you’ll incur a transaction fee.
What should I know before I apply?
To apply for the NFL Extra Points Pittsburgh Steelers credit card, you must be:
- At least 18 years old
- A U.S. citizen or permanent resident
Information you’ll need
- Full name
- Address and residential status
- Employment information
- Total annual income
- Contact information
- Social Security number and mother’s maiden name
What credit score do I need?
You’ll have a better chance of being approved for the NFL Extra Points Pittsburgh Steelers credit card if you apply with a good to excellent credit score of 670 or higher.
How to get a NFL Extra Points Pittsburgh Steelers credit card
Step One
Go to the Barclaycard website and click the Apply Now button.
Step Two
Choose which team’s logo you want on your credit card. (You’ll pick the Steelers logo, of course.)
Step Three
Fill out the application form. Include information like your name, address, annual income and Social Security number.
How long will it take to be approved?
Because conditional credit card approval is automated on the website, you’ll get a decision on your application immediately.
I got the card — now what?
- Making payments.
Go to the Barclaycard website and set up an account to pay your bill online. You can also enroll in auto pay.
- Avoiding interest payments. After the close of each billing cycle, you have a grace period of 23 days to pay your balance. If you do, you won’t pay interest on your purchases.
- Avoiding fees. Late and returned payments come with hefty fees of up to $37. Balance transfers and cash advances also come with fees.
- Customer service. If you have questions, you can visit Barclaycard’s support center. Alternatively, you can contact Barclaycard by phone.
Bottom line
The NFL Extra Points Pittsburgh Steelers credit card is the go-to pick for Steelers fans, with great incentives for NFL purchases.
But if you’re just a run-of-the-mill fan from Steel City, leave this card to the diehards and consider a card that can better reward your spending.