
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
To apply for the card you need to:
If you meet the eligibility criteria, here’s what to do next:
Your card is activated once you make your security deposit. You can make a deposit in any of the following ways:
You won’t need a specific score or credit history to be approved for the Green Dot Platinum Visa® Secured Credit Card.
If you’re looking to build your credit, the Green Dot Platinum Visa® Secured Credit Card could be a decent option worth considering.
But if you don’t want to pay an annual fee or if you’re looking for some additional perks, compare other secured credit cards until you find the right card for your financial needs.
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The Green Dot Platinum Visa® Secured Credit Card is a secured credit card that comes with a fixed 19.99% APR and a $39 annual fee. You can apply with a poor credit score or with no credit history, and depending on your approved credit limit, you can deposit between $200 and $5,000. The maximum credit line is on the higher end, considering most secured cards have a limit between $1,000 and $2,000.
Green Dot won’t make a hard pull when you apply, so you don’t have to worry about taking a hit on your credit. The card also reports to all three major credit bureaus — TransUnion, Experian and Equifax. This means you can easily build your credit score if you consistently make timely payments.