Review: Priceline Rewards Visa Card

Review: Priceline Rewards Visa® Card – February 2018

  • Get this card if… you’re a fan of Priceline.com.
  • Pick something else if…you want to book travel outside of Priceline.com.
  • Recommended good to excellent credit score of 680 to 850.
Product NamePriceline Rewards Visa® Card
Intro APR for Balance Transfer0% Intro APR for first 15 billing cycles (with whichever is greater, $5 or 3% balance transfer fee)
Balance Transfer Rate (not intro)15.99%, 20.99% or 25.99% variable
APR for Purchases ( Purchase Rate )15.99%, 20.99% or 25.99% variable
Annual fee$0
Cash Advance Rate26.24% variable
Card TypeVisa
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 23 days
Returned Payment Fee$37
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value
Minimum Interest$0.50
Minimum Credit ScoreFair (660-699)
Minimum Age18 years of age
Annual fee$0
Returned Payment Fee$37
Late Payment Fee$37
Cash Advance Fee$10 or 5% of the amount of each cash advance, whichever is greater
Rewards ProgramBarclaycard Rewards
Bonus Points on Sign-up5,000
Rewards Points per $ spent (VISA/MC)5
Points ExpiryNever

The basics

For the Priceline Rewards Visa, the star of the show is the points you’ll earn: 5x points on eligible purchases at Priceline.com. That’s an excellent rate that may result in a trove of points even if you visit the site only once in a while. The card offers 1x points on all other spending.

Spend points by shopping on Priceline.com for travel deals including hotels, cars, flights, cruises and travel packages.

Your points go further with two sweeteners:

  • You’ll get 10% points back when you redeem for statement credit toward eligible Priceline.com or travel purchases.
  • On Priceline.com purchases, you can redeem points for statement credit at a 1.5% value.

Normally, the credit card industry values points at 1%, or 1 cent apiece. If you have 20,000 points they’re worth $200. With the Priceline Rewards Visa Card, those 20,000 points are worth $300 at Priceline.com.

For comparison, the excellent Chase Sapphire Preferred offers a 1.25% redemption rate when you book travel through Chase Ultimate Rewards. If you’re willing to book through Priceline.com, the Priceline Rewards Visa offers a better rate.

Is the card worth getting?

It’s hard to go wrong when the card is free. And the 5,000-point signup bonus is easy to scoop up after making just one purchase with your card.

As you might expect, the card’s value grows the more you spend at Priceline.com. Check out the comparison tables below to see how your points grow the more you spend with the travel website.

Even if you don’t spend with Priceline often, the card offers immense value compared to travel cards like the Barclaycard Arrival Plus World Elite Mastercard.

Overall: If you want a zero-cost travel card with top-notch points redemption, the Priceline Rewards Visa is a stellar choice.

Here’s the value you’ll receive with the Priceline Rewards Visa depending on your spending:

$1,500 in Priceline.com spending; $5,000 all other spending

Priceline Rewards Visa CardBarclaycard Arrival Plus World Elite Mastercard
Rewards7,500 points from Priceline.com spending (12,500 total; $187.50 value at Priceline.com); 5,000 points from all other spending13,000 miles from all spending ($130 value)
Annual fee$0 p.a.$89
Total value (rewards minus annual fee)$187.50$41

$5,000 in Priceline.com spending; $10,000 all other spending

Priceline Rewards Visa CardBarclaycard Arrival Plus World Elite Mastercard
Rewards25,000 points from Priceline.com spending (35,000 total; $525 value at Priceline.com); 10,000 points from all other spending30,000 miles from all spending ($300 value)
Annual fee$0 p.a.$89
Total value (rewards minus annual fee)$525$211

$0 in Priceline.com spending; $20,000 in all other spending;

Priceline Rewards Visa CardBarclaycard Arrival Plus World Elite Mastercard
Rewards0 points from Priceline.com spending (20,000 total; $300 value at Priceline.com); 20,000 points from all other spending.40,000 miles from all spending ($400 value)
Annual fee$0 p.a.$89
Total value (rewards minus annual fee)$300$311

$0 in Priceline.com spending; $40,000 in all other spending;

Priceline Rewards Visa CardBarclaycard Arrival Plus World Elite Mastercard
Rewards0 points from Priceline.com spending (40,000 total; $600 value at Priceline.com); 40,000 points from all other spending80,000 miles from all spending ($800 value)
Annual fee$0 p.a.$89
Total value (rewards minus annual fee)$600$711

The perks

  • SIGNUP BONUS: 5,000 points.
    When you make your first purchase, you’ll earn 5,000 points. That’s enough for a $75 statement credit toward Priceline.com.For Priceline.com purchases, you can redeem points for statement credit at a 1.5% value.
  • POINTS: Earn points on all purchases, and more on Priceline.com purchases.
    You’ll earn 1x points on everything you buy. On Priceline.com purchases, you’ll earn 5x points.
  • 10% points back for eligible redemptions.
    When you redeem your statement credits toward Priceline.com or eligible travel purchases, you’ll get 10% points back to use toward your next redemption.

You’ll also like …

  • No foreign transaction fees. Use your card internationally without incurring fees.
  • Concierge service. Get assistance with dining, travel, hotel and entertainment reservations.

What to watch out for

  • Potentially high APR. Depending on your credit, you could have a purchase and balance transfer APR as high as 15.99%, 20.99% or 25.99% variable.
  • Higher APR for cash advances. Cash advances come with a 26.24% variable APR.
  • Other fees. The card has balance transfer fees and cash advance fees.
  • Penalty fees. Late and returned payments can hurt: You’ll pay up to $37.00.

What should I know before I apply?

To apply for the Priceline Rewards Visa Card, you must be at least 18 years old and a US resident. Residents of Puerto Rico and US territories are not eligible.

Always consider your options and your financial situation before you apply for a credit card.

Information you’ll need

  • Full name and contact information
  • Residential status
  • Annual income and employment information
  • Social Security number, date of birth and mother’s maiden name

What credit score do I need?

You’ll have a better chance of approval for the Priceline Rewards Visa Card if you apply with a good to excellent credit score of 680 or higher.

How to apply for the Priceline Rewards Visa Card

1. Go to the Priceline Rewards Visa Card website and click Apply Now.

Priceline Rewards Visa Card step 1

2. Complete the application with details like your name, contact information, employment information and Social Security number. Then click Apply to submit your application.

Priceline Rewards Visa Card step 2

How long will it take to be approved?

Typically, you’ll receive an immediate decision on your application. In rare cases, you may need to wait a few days to a few weeks until your application is approved.

I got the card. Now what?

  • Make timely payments. Pay your bill online at the Priceline Rewards Visa website, where you can also enroll in autopay.
  • Avoid interest. After the close of each billing cycle, you have a grace period of 23 days to pay your balance and avoid paying interest on your purchases.
  • Avoid fees. Late and returned payments come with hefty fees of up to $37. Balance transfers and cash advances also come with fees.
  • Customer service. If you have questions, contact Barclaycard customer service at 866-928-8598.

Bottom line

If you’re a fan of Priceline.com, the Priceline Rewards Visa is an excellent pick. With a tremendous 5x earnings rate on Priceline spending, you’ll quickly rack up points to use for future vacations. And the 1.5% statement credit rate at Priceline.com helps your points go far.

Bottom line, the Priceline Rewards Visa is a sleeper hit — especially with its $0 p.a. annual fee.

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