Platinum Delta SkyMiles® Credit Card from American Express vs Gold Delta SkyMiles® Credit Card from American Express

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Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta perks with a stellar welcome offer
  • Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer

75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe

60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe

Rewards
Rewards

2x miles on Delta purchases and 1x miles for all other purchases

2x miles on Delta purchases and 1x miles on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

17.49% to 26.49% variable

17.49% to 26.49% variable

Annual fee
Annual fee $195 $0 intro annual fee the first year, then $95
Balance transfers
Balance transfers APR: 17.49% to 26.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 17.49% to 26.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

  • Check your first bag for free
  • Strong welcome offer
  • Priority boarding

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
40,000 miles after spending $2,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles for all other purchases
$195
Earn 75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe. Rates & fees
10,000 miles after spending $500 in the first 3 months
2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months
2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months, plus 20,000 points after spending $12,000 on purchases in the first 12 months.

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Compare American Express credit cards

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