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Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Gold American Express Card

A high-end and mid-tier airline credit card for the frequent Delta flyer.

Updated

Fact checked

The Delta SkyMiles® Platinum American Express Card is a high-end card with a $250 annual fee, a solid welcome offer, easily obtainable Medallion status. On the other hand, the Delta SkyMiles® Gold American Express Card is a mid-tier card with a $0 intro annual fee the first year, then $99, and almost the same-sized welcome offer as the Platinum card. You also earn the same rewards rate on Delta purchases.

Learn more about these cards’ features in the table below.

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Rates & Fees

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta perks with a stellar welcome offer
  • Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer

60,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months

50,000 miles after spending $2,000 in the first 3 months

Rewards
Rewards

3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $250 $0 intro annual fee the first year, then $99
Balance transfer APR
Balance transfer APR 15.74% to 24.74% variable

15.74% to 24.74% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Summary of card features

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

  • Check your first bag for free
  • Strong welcome offer
  • Priority boarding

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
United℠ Explorer Card
60,000 miles after spending $3,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
Delta SkyMiles® Gold American Express Card
50,000 miles after spending $2,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 miles after spending $2,000 in the first 3 months. Rates & fees
United Club℠ Infinite Card
100,000 miles after spending $5,000 in the first 3 months
4x miles on United purchases, 2x miles on travel and dining and 1x miles on all other purchases
$525
Get United Club membership with access for you and two guests at any United Club or Star Alliance lounge -- a value of up to $650 annually.
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $1,000. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
Earn valuable cash back on everyday purchases at gas stations, restaurants and Costco as well as eligible travel with no foreign fees.
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Compare American Express credit cards

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