Platinum Delta SkyMiles® Credit Card from American Express vs Gold Delta SkyMiles® Credit Card from American Express

Last updated: 12 September 2019

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	Platinum Delta SkyMiles® Credit Card from American Express	Gold Delta SkyMiles® Credit Card from American Express
finder.com's rating
finder.com's rating	★★★★★ 4.0 / 5.0	★★★★★ 4.0 / 5.0
Best for
Best for	Delta perks with a stellar welcome offer	Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer	75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe	60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
Rewards
Rewards	2x miles on Delta purchases and 1x miles for all other purchases	2x miles on Delta purchases and 1x miles on all other purchases
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)	17.49% to 26.49% variable	17.49% to 26.49% variable
Annual fee
Annual fee	$195	$0 intro annual fee the first year, then $95
Balance transfers
Balance transfers	APR: 17.49% to 26.49% variable Fee: $5 or 3% of the transaction, whichever is greater	APR: 17.49% to 26.49% variable Fee: $5 or 3% of the transaction, whichever is greater
Cash advance
Cash advance	APR: 26.99% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 26.99% variable Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $39	Up to $39
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	25 days	25 days
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Rates and Fees
Rates and Fees	Rates & Fees	Rates & Fees
Learn more
Learn more	Read review	Read review

Which card should you choose?

Platinum Delta SkyMiles® Credit Card from American Express

Check your first bag for free
Strong welcome offer
Priority boarding

Gold Delta SkyMiles® Credit Card from American Express

Priority boarding on Delta flights
Earn Delta SkyMiles
American Express purchase protection
Check first bag for free

Compare airline credit cards

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Name	Welcome offer	Rewards	Annual fee
Gold Delta SkyMiles® Credit Card from American Express	60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe	2x miles on Delta purchases and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	Earn 60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees	Apply now View details	Compare	loading Fetching your data...
United℠ Explorer Card	40,000 miles after spending $2,000 in the first 3 months	2x miles at restaurants, hotels and United and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.	See offer View details	Compare	loading Fetching your data...
Platinum Delta SkyMiles® Credit Card from American Express	75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe	2x miles on Delta purchases and 1x miles for all other purchases	$195	Earn 75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express	10,000 miles after spending $500 in the first 3 months	2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases	$0	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Credit Card	40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest Airlines and 1x points on all other purchases	$99	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer View details	Compare	loading Fetching your data...
British Airways Visa Signature® Card	50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	3x Avios on British Airways, 2x on hotels and 1x on all other purchases	$95	50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Priority Credit Card	40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases	$149	Earn 40,000 points after you spend $1,000 in the first 3 months of account opening, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Plus Credit Card	40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest Airlines and 1x points on all other purchases	$69	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer View details	Compare	loading Fetching your data...
Avianca Vuela Visa® Card	40,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060	3x miles on Avianca, 2x miles on gas and groceries, 1x miles on all other purchases and 15% Multiply Your Miles discount	$149	Earn 40,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060	Apply now View details	Compare	loading Fetching your data...
Avianca Vida Visa® Card	20,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060	2x miles on Avianca, 1x miles on all other purchases and 15% Multiply Your Miles discount	$59	Earn 20,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060.	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card	60,000 points after spending $4,000 in the first 3 months	2x points on travel and dining and 1x points on all other purchases	$95	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	See offer View details	Compare	loading Fetching your data...

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Megan Horner

As the publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

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