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Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Gold American Express Card

A high-end and mid-tier airline credit card for the frequent Delta flyer.

Megan Horner

Updated Apr 27, 2020

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The Delta SkyMiles® Platinum American Express Card is a high-end card with a $250 annual fee, a solid welcome offer, easily obtainable Medallion status. On the other hand, the Delta SkyMiles® Gold American Express Card is a mid-tier card with a $0 intro annual fee the first year, then $99, and almost the same-sized welcome offer as the Platinum card. You also earn the same rewards rate on Delta purchases.

Learn more about these cards’ features in the table below.

	Delta SkyMiles® Platinum American Express Card Rates & Fees	Delta SkyMiles® Gold American Express Card Rates & Fees
finder.com's rating
finder.com's rating	★★★★★ 4.0 / 5.0	★★★★★ 4.0 / 5.0
Best for
Best for	Delta perks with a stellar welcome offer	Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer	40,000 miles and 5,000 MQMs after spending $2,000 in the first 3 months, plus $100 after making a Delta purchase in the same timeframe	35,000 miles after spending $1,000 in the first 3 months
Rewards
Rewards	3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases	2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
Purchase APR
Purchase APR	15.74% to 24.74% variable	15.74% to 24.74% variable
Annual fee
Annual fee	$250	$0 intro annual fee the first year, then $99
Cash advance
Cash advance	APR: 25.24% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 25.24% variable Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $40	Up to $40
Additional cardholder fee
Additional cardholder fee	$0
Interest-free period
Interest-free period	25 days	25 days
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Learn more
Learn more	Read review	Read review

Summary of card features

Delta SkyMiles® Platinum American Express Card

Check your first bag for free
Strong welcome offer
Priority boarding

Delta SkyMiles® Gold American Express Card

Priority boarding on Delta flights
Earn Delta SkyMiles
American Express purchase protection
Check first bag for free

Compare airline credit cards

{"niche":"USCCF"}

Name	Welcome offer	Rewards	Annual fee
Chase Sapphire Preferred® Card	60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards	5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	$95	Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®	50,000 points after spending $4,000 in the first 3 months	10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	$550	Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.	Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Gold American Express Card	35,000 miles after spending $1,000 in the first 3 months	2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases	$0 intro annual fee for the first year ($99 thereafter)	With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Blue American Express Card	10,000 miles after spending $500 in the first 3 months	2x miles at restaurants and on direct Delta purchases and 1x miles on all other purchases	$0	Earn 2x miles on Delta purchases and dining with this simple, entry-level Delta card, and pay no annual fee. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Costco Anywhere Visa® Card by Citi	N/A	4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases	$0	Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership.	Apply now View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Priority Credit Card	40,000 points after spending $1,000 in the first 3 months	2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases	$149	Earn 40,000 points after you spend $1,000 in the first 3 months of account opening.	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Plus Credit Card	40,000 points after spending $1,000 in the first 3 months	2x points on Southwest Airlines and 1x points on all other purchases	$69	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.	See offer View details	Compare	loading Fetching your data...
Delta SkyMiles® Platinum American Express Card	40,000 miles and 5,000 MQMs after spending $2,000 in the first 3 months, plus $100 after making a Delta purchase in the same timeframe	3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases	$250	This card boasts a welcome offer worth up to $720, an annual companion certificate and valuable Delta perks. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Reserve American Express Card	40,000 miles and 10,000 MQMs after spending $3,000 in the first 3 months	3x miles on direct Delta purchases and 1x miles on all other purchases	$550	Delta's luxury offering shines with access to Delta Sky Clubs, Centurion Lounges, an annual companion certificate and more valuable travel perks. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Credit Card	40,000 points after spending $1,000 in the first 3 months	2x points on Southwest Airlines and 1x points on all other purchases	$99	Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months.	See offer View details	Compare	loading Fetching your data...
CardMatch™ from creditcards.com	See terms	See terms	See terms	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	See offer View details	Compare	loading Fetching your data...
British Airways Visa Signature® Card	50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	3x Avios on British Airways and partner airlines, 2x on hotels and 1x on all other purchases	$95	50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	See offer View details	Compare	loading Fetching your data...
United Gateway℠ Card	Earn a signup bonus of 20,000 miles after you spend $1,000 in the first 3 months	2x miles on United Airlines, gas stations, local transit and commuting, and 3x miles at grocery stores on up to $1,500 per month through 9/30/2021. After that and on all other purchases you'll earn 1x miles	$0	Earn a signup bonus of 20,000 miles after you spend $1,000 in the first 3 months from account opening.	See offer View details	Compare	loading Fetching your data...

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Megan Horner

Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.

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Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Gold American Express Card