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Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Gold American Express Card

A high-end and mid-tier airline credit card for the frequent Delta flyer.

Updated

Fact checked

The winner: Delta SkyMiles® Platinum American Express Card

40,000-mile

Welcome offer after spending $2,000 in first 3 months

  • Enjoy a welcome offer worth up to $720
  • Annual companion certificate
  • Global Entry or TSA PreCheck credit
Apply now
Terms apply, see rates & fees

The Delta SkyMiles® Platinum American Express Card is a high-end card with a $250 annual fee, a solid welcome offer, easily obtainable Medallion status. On the other hand, the Delta SkyMiles® Gold American Express Card is a mid-tier card with a $0 intro annual fee the first year, then $99, and almost the same-sized welcome offer as the Platinum card. You also earn the same rewards rate on Delta purchases.

Learn more about these cards’ features in the table below.

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Rates & Fees

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta perks with a stellar welcome offer
  • Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer

40,000 miles and 5,000 MQMs after spending $2,000 in the first 3 months, plus $100 after making a Delta purchase in the same timeframe

35,000 miles after spending $1,000 in the first 3 months

Rewards
Rewards

3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $250 $0 intro annual fee the first year, then $99
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Delta SkyMiles® Platinum American Express Card vs. Delta SkyMiles® Gold American Express Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Platinum American Express Card
40,000 miles and 5,000 MQMs after spending $2,000 in the first 3 months, plus $100 after making a Delta purchase in the same timeframe
3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases
$250
This card boasts a welcome offer worth up to $720, an annual companion certificate and valuable Delta perks. Terms apply, see rates & fees
Delta SkyMiles® Gold American Express Card
35,000 miles after spending $1,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Terms apply, see rates & fees
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