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Delta SkyMiles® Platinum American Express Card vs Delta SkyMiles® Gold American Express Card

A high-end and mid-tier airline credit card for the frequent Delta flyer.

The Delta SkyMiles® Platinum American Express Card is a higher-end card with a $250 annual fee, a terrific welcome offer, and great Delta perks and rewards(Terms apply, see rates & fees). On the other hand, the Delta SkyMiles® Gold American Express Card is a mid-tier card with a $0 intro annual fee the first year, then $99, and almost the same-sized welcome offer as the Platinum card, though you’ll earn slightly less rewards on Delta purchases(Terms apply, see rates & fees).

Learn more about these cards’ features in the table below.

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Terms apply, see rates & fees

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.0 / 5.0
Best for
Best for
  • Delta perks with a stellar welcome offer
  • Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer

50,000 miles and 5,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in your first 3 months. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.

40,000 miles after spending $1,000 in your first 3 months.
Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.

Rewards
Rewards

3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles on other eligible purchases

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.74% to 24.74% variable

Annual fee
Annual fee $250 $0 intro annual fee the first year, then $99
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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