Platinum Delta SkyMiles® Credit Card from American Express vs Gold Delta SkyMiles® Credit Card from American Express

Last updated: 22 May 2019

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

	Platinum Delta SkyMiles® Credit Card from American Express	Gold Delta SkyMiles® Credit Card from American Express
finder.com's rating
finder.com's rating	★★★★★ 4.0 / 5.0	★★★★★ 4.0 / 5.0
Best for
Best for	Delta perks with a stellar welcome offer	Delta rewards and perks with a low annual fee
Welcome offer
Welcome offer	75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months. Plus $100 after making a Delta purchase in the same time	60,000 miles after spending $2,000 in the first 3 months, plus $50 after your first Delta purchase in the same timeframe
Rewards
Rewards	2x miles on Delta purchases and 1x miles for all other purchases	2x miles on Delta purchases and 1x miles on all other purchases
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)	17.99% to 26.99% variable	17.99% to 26.99% variable
Annual fee
Annual fee	$195	$0 intro annual fee the first year, then $95
Balance transfers
Balance transfers	APR: 17.99% to 26.99% variable Fee: $5 or 3% of the transaction, whichever is greater	APR: 17.99% to 26.99% variable Fee: $5 or 3% of the transaction, whichever is greater
Cash advance
Cash advance	APR: 27.49% variable Fee: $5 or 3% of the transaction, whichever is greater	APR: 27.49% variable Fee: $5 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $38	Up to $38
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	25 days	25 days
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Rates and Fees
Rates and Fees	Rates & Fees	Rates & Fees
Learn more
Learn more	Read review	Read review

Which card should you choose?

Platinum Delta SkyMiles® Credit Card from American Express

Earn Medallion® Qualification Miles (MQMs)
Strong welcome offer
Priority boarding

Gold Delta SkyMiles® Credit Card from American Express

Priority boarding on Delta flights
Earn Delta SkyMiles
American Express purchase protection
Check first bag for free

Updated June 20th, 2019

Name	Rewards	Purchase APR	Annual Fee
The Platinum Card® from American Express	5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases	N/A	$550	Apply now View details	Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees	Compare	loading Fetching your data...
American Express® Gold Card	3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)	See Rates & Fees	$250	Apply now View details	35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months. Rates & fees	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™	1x points on all purchases with 2% point value when you redeem for airfare or cash back	17.24% variable	$995	Apply now View details	Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express	2x miles on Delta purchases and 1x miles on all other purchases	17.99% to 26.99% variable	$0 intro annual fee for the first year ($95 thereafter)	Apply now View details	60,000 bonus miles after you use your new card to make $2,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & fees	Compare	loading Fetching your data...
The Business Platinum® Card from American Express	5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases	N/A	$595	Apply now View details	Earn 50,000 points after spending $10,000 and an extra 25,000 points after spending an additional $10,000 on purchases in the first 3 months from account opening. Rates & fees	Compare	loading Fetching your data...
American Express® Business Gold Card	4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases	16.49% to 24.49% variable	$295	Apply now View details	Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of card membership. Rates & fees	Compare	loading Fetching your data...
Milestone® Gold Mastercard®	N/A	24.9% fixed	$35 to $99	Apply now View details	All the benefits of Mastercard Gold for those with less than perfect credit.	Compare	loading Fetching your data...
Applied Bank® Secured Visa® Gold Preferred® Credit Card	N/A	9.99% fixed	$48	Apply now View details	This secured card can help you rebuild your credit with an initial deposit of $200 to $1,000.	Compare	loading Fetching your data...
Green Dot primor® Mastercard® Gold Secured Credit Card	N/A	9.99% fixed	$49	Apply now View details	Low fixed interest rates with no penalty rate.	Compare	loading Fetching your data...
Green Dot primor® Visa® Gold Secured Credit Card	N/A	9.99% fixed	$49	Apply now View details	Fast, easy application process with no processing or application fees.	Compare	loading Fetching your data...
Platinum Credit Card from Capital One®		26.99% variable	$0	View details	A no-annual-fee card for average credit. Earn a higher credit line after five on-time payments.	Compare	loading Fetching your data...
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®	2x miles on American Airlines, dining, and gas and 1x miles on all other purchases	18.24% to 26.24% variable	$0 intro annual fee for the first year ($99 thereafter)	View details	Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.	Compare	loading Fetching your data...
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®	2x miles on American Airlines, gas and select business categories and 1x miles on all other purchases	17.99% to 25.99% variable	$0 intro annual fee for the first year ($99 thereafter)	View details	70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening.	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Welcome Offer	Rewards	Annual Fee
Blue Delta SkyMiles® Credit Card from American Express	10,000 miles after spending $500 in the first 3 months	2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases	$0	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express	60,000 miles after spending $2,000 in the first 3 months, plus $50 after your first Delta purchase in the same timeframe	2x miles on Delta purchases and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	60,000 bonus miles after you use your new card to make $2,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Platinum Delta SkyMiles® Credit Card from American Express	75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months. Plus $100 after making a Delta purchase in the same time	2x miles on Delta purchases and 1x miles for all other purchases	$195	Earn 75,000 bonus miles and 5,000 Medallion® Qualification Miles after you make $3,000 in purchases on your new card within your first 3 months. Plus $100 after making a Delta purchase in the same time. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Delta Reserve® Credit Card from American Express	75,000 miles and 5,000 MQMs after spending $5,000 in the first 3 months	2x miles on direct Delta purchases and 1x miles on all other purchases	$450	Earn 75,000 bonus miles and 5,000 Medallion® Qualification Miles after you spend $5,000 in purchases on your new card in your first 3 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Avianca Vuela Visa® Card	40,000 bonus LifeMiles after first card use	3x miles on Avianca, 2x miles on gas and groceries, 1x miles on all other purchases and 15% 15% Multiply Your Miles discount	$149	40,000 bonus LifeMiles after first card use	Apply now View details	Compare	loading Fetching your data...
Avianca Vida Visa® Card	20,000 bonus LifeMiles after first card use	2x miles on Avianca, 1x miles on all other purchases and 15% Multiply Your Miles discount	$59	Earn 20,000 bonus LifeMiles after using your card for the first time.	Apply now View details	Compare	loading Fetching your data...
United℠ Explorer Card	40,000 miles after spending $2,000 in the first 3 months	2x miles at restaurants, on hotel stays and purchases from United and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.	View details	Compare	loading Fetching your data...
United MileagePlus® Club card	50,000 bonus miles after spending $3,000 in the first 3 months	2x miles on tickets purchased from United and 1.5x miles on all other purchases	$450	50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.	View details	Compare	loading Fetching your data...

Compare up to 4 providers

Compare American Express credit cards

Megan Horner

As the publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

Was this content helpful to you? No Yes

U.S. Bank Cash+™ Visa Signature® Card vs Chase Freedom® Can I freeze my credit card?

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Transfer a balance and save on interest

Find the best personal loan offer

Find the best mortgage rates and offers

Guides

Brands

Balance Transfer Calculator