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35,000
Miles as welcome offer
Up to 2x
Miles
$195
Annual fee
17.24% to 26.24%
Purchase APR (variable)
| Product Name | Platinum Delta SkyMiles® Business Credit Card from American Express |
|---|---|
| Card type | American Express |
| Annual fee | $195 |
| Purchase APR | 17.24% to 26.24% variable |
| Balance transfer APR | N/A |
| Cash advance rate | 26.74% variable |
| Cash advance fee | $5 or 3% of the cash advance amount, whichever is greater |
| Penalty APR | 29.99% variable |
| Foreign transaction fee | None |
| Interest free period | Up to 25 days |
| Late payment fee | Up to $39 |
| Returned payment fee | Up to $39 |
| Rates & fees | rates & fees |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
Delta is preparing to relaunch the Delta SkyMiles line of cards, with the new versions of the cards touching down on January 30, 2020. As part of this relaunch, the annual fee of the Platinum Delta SkyMiles® Business Credit Card from American Express is increasing to $250.
In general, flights have the highest redeem value of an average 1.5 cents per mile.
Among the products and services offered at the Delta marketplace as of October 2018, you can use miles to buy:
How does the Delta SkyMiles program work?
Also, earn $100 when you make a direct Delta purchase within the same timeframe.
Small to medium size businesses that spend anywhere from $30,000 to $50,000 per year and frequently fly on Delta could find this card useful. With annual purchases of up to $50,000, you’ll get to use the card’s full potential and earn Medallion Status if you’ve already earned the welcome offer. After that, you’ll get to earn even more miles on Delta flights. Compare Delta’s business credit cards and choose which is best for your needs.
Delta’s tiered program for the most loyal customers is known as the Medallion Status. It gives you additional benefits, such as unlimited complimentary upgrades to Delta Comfort+® and first class, waived baggage fees, priority customer service, hotel and car rental benefits and more.
There are three points systems used to reach Medallion status — Medallion® Qualification Miles (MQMs), Medallion® Qualification Segments (MQSs) and Medallion® Qualification Dollars (MQDs).
The MQD requirement to earn Platinum, Gold or Silver Medallion Status is waived if you make $25,000 or more in eligible purchases with your Platinum Delta SkyMiles® Business Credit Card from American Express during the year.
How to earn Delta SkyMiles quickly
To apply for the card, you must be at least 18 years old and a citizen or permanent resident of the US.
Provide the following business information when you fill out the form:
Provide personal information such as:
You can apply with a credit score in the mid 600s, but it’s best to apply with a good to excellent credit score of 670 or more. If you have a high credit score and low utilization, you can get a higher credit line.
The Better Business Bureau rates American Express with an A+. As of this writing, 175 customers have left reviews, resulting in a composite score of 3.78 out of 5 stars. Most complaints are about the poor customer support service. On the other hand, reviewers on the Amex website praise the customer support.
Customers using the Platinum Delta SkyMiles® Business Credit Card from American Express are satisfied with the perks, especially with the companion certificate, free checked bags and high number of miles they can earn.
American Express can decide on your application within minutes. Once approved, expect your card to arrive in 7 to 10 business days by mail.
At first glance, the $195 annual fee could make you wonder if the Platinum Delta SkyMiles® Business Credit Card from American Express is good card for your business. But if you spend up to $50,000 on purchases per year and you make at least four round trips with Delta, you could offset your card’s annual fee and earn Medallion Status benefits. Plus, you’ll receive an annual companion airfare ticket that can be worth more than the annual fee.
If you spend less than $30,000 on purchases and you make at least two round trips per year, consider the Gold Delta SkyMiles® Business Credit Card from American Express; you can earn 30,000 bonus miles after you make $1,000 in purchases on your within the first 3 months. You can also earn $50 when you make a Delta purchase within the same timeframe. You get similar perks for a $95 annual fee after the first year intro (see rates & fees).
Before you apply, consider comparing other business credit cards. You may be able to find product that better suits your needs.
Images: americanexpress.com
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.