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$100
Welcome offer
Up to 2x
Miles
$195
Annual fee
17.49% to 26.49%
Purchase APR (variable)
| Product Name | Platinum Delta SkyMiles® Business Credit Card from American Express |
|---|---|
| Card type | American Express |
| Annual fee | $195 |
| Purchase APR | 17.49% to 26.49% variable |
| Balance transfer APR | N/A |
| Cash advance rate | 26.99% variable |
| Cash advance fee | $5 or 3% of the cash advance amount, whichever is greater |
| Penalty APR | 29.99% variable |
| Foreign transaction fee | None |
| Interest free period | Up to 25 days |
| Late payment fee | Up to $39 |
| Returned payment fee | Up to $39 |
| Rates & fees | rates & fees |
The Platinum Delta SkyMiles® Business Credit Card from American Express is the mid-tier card of the Delta suite of cards offered by American Express. It lets you earn the same 2x miles on Delta purchases as the other two, and for purchasing Delta-marketed flight tickets you get additional 5x miles just by being a SkyMiles member. All in all you can earn 7x miles for Delta flights. Once you reach a Medallion Status, you’ll earn up to 11x miles.
In addition, you earn miles with Delta’s partner airlines, including: AeroMexico, Korean Air, Virgin Atlantic, Aeroflot, China Airlines, Hawaiian Airlines and more. Another great feature of the Delta cards is that you can redeem your miles for the partner airlines as well.
And aside from earning miles, you get a decent easy-to-earn welcome offer, an annual companion certificate, free first checked bag for you and your companions, priority boarding, Delta Sky Club® discounted access and more.
In general, flights have the highest redeem value of an average 1.5 cents per mile.
Among the products and services offered at the Delta marketplace as of October 2018, you can use miles to buy:
How does the Delta SkyMiles program work?
Also, earn $100 when you make a direct Delta purchase within the same timeframe.
And if you need roadside help for towing, changing a tire or charging your car battery — or if you’re traveling more than 100 miles from home and need an emergency service — the card’s roadside and global assistance hotlines are one call away.
Small to medium size businesses that spend anywhere from $30,000 to $50,000 per year and frequently fly on Delta could find this card useful. With annual purchases of up to $50,000, you’ll get to use the card’s full potential and earn Medallion Status if you’ve already earned the welcome offer. After that, you’ll get to earn even more miles on Delta flights. Compare Delta’s business credit cards and choose which is best for your needs.
Delta’s tiered program for the most loyal customers is known as the Medallion Status. It gives you additional benefits, such as unlimited complimentary upgrades to Delta Comfort+® and first class, waived baggage fees, priority customer service, hotel and car rental benefits and more.
There are three points systems used to reach Medallion status — Medallion® Qualification Miles (MQMs), Medallion® Qualification Segments (MQSs) and Medallion® Qualification Dollars (MQDs).
The MQD requirement to earn Platinum, Gold or Silver Medallion Status is waived if you make $25,000 or more in eligible purchases with your Platinum Delta SkyMiles® Business Credit Card from American Express during the year.
How to earn Delta SkyMiles quickly
To apply for the card, you must be at least 18 years old and a citizen or permanent resident of the US.
Provide the following business information when you fill out the form:
You can apply with a credit score in the mid 600s, but it’s best to apply with a good to excellent credit score of 670 or more. If you have a high credit score and low utilization, you can get a higher credit line.
The Better Business Bureau rates American Express with an A+. As of this writing, 175 customers have left reviews, resulting in a composite score of 3.78 out of 5 stars. Most complaints are about the poor customer support service. On the other hand, reviewers on the Amex website praise the customer support.
Customers using the Platinum Delta SkyMiles® Business Credit Card from American Express are satisfied with the perks, especially with the companion certificate, free checked bags and high number of miles they can earn.
American Express can decide on your application within minutes. Once approved, expect your card to arrive in 7 to 10 business days by mail.
At first glance, the $195 annual fee could make you wonder if the Platinum Delta SkyMiles® Business Credit Card from American Express is good card for your business. But if you spend up to $50,000 on purchases per year and you make at least four round trips with Delta, you could offset your card’s annual fee and earn Medallion Status benefits. Plus, you’ll receive an annual companion airfare ticket that can be worth more than the annual fee.
If you spend less than $30,000 on purchases and you make at least two round trips per year, consider the Gold Delta SkyMiles® Business Credit Card from American Express; you can earn 30,000 bonus miles after you make $1,000 in purchases on your within the first 3 months. You can also earn $50 when you make a Delta purchase within the same timeframe. You get similar perks for a $95 annual fee after the first year intro (see rates & fees).
Before you apply, consider comparing other business credit cards. You may be able to find product that better suits your needs.
Images: americanexpress.com
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
