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Capital One® Platinum Credit Card vs. Capital One® Quicksilver® Cash Rewards Credit Card
One is aimed at cardholders with average credit; the other is for those with good credit or better.
Which card should you choose?
Capital One® Platinum Credit Card
- No annual fee
- Higher credit line after five on-time payments
- Qualify with average credit
The best feature of the Capital One® Platinum Credit Card might be that you may qualify with average credit. If you have a moderate credit score, a secured credit card is often ideal — but to get one, you have to put down a security deposit. Not so with the Capital One® Platinum Credit Card. Plus, this card comes without an annual fee, which many secured cards have.
Capital One® Quicksilver® Cash Rewards Credit Card
- No annual fee
- $150 cash bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases
If you have good credit or better, you might qualify for the more powerful Capital One® Quicksilver® Cash Rewards Credit Card. This card offers a signup bonus, solid cash back on every purchase and an intro APR on purchases — strong benefits that the Capital One® Quicksilver® Cash Rewards Credit Card can’t match.
Pound for pound, the Capital One® Quicksilver® Cash Rewards Credit Card is a better card, but you most likely need good credit or better to qualify. If you have average credit, you may have better chances with the Capital One® Platinum Credit Card.
Neither product a great fit? There are many other Capital One cards that might be better for your lifestyle and needs. Compare more of your options below.
Compare Capital One credit cards
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