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Capital One Platinum Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card
One is aimed at cardholders with average credit; the other is for those with good credit or better.
While both cards have $0 annual fees, the Capital One Platinum Credit Card is designed for cardholders with less-than-perfect credit — typically lower than 670. Meanwhile, the Capital One Quicksilver Cash Rewards Credit Card is aimed at cardholders with good to excellent credit scores of 670 and above. It also offers 1.5% cash back on all purchases and a signup bonus, which the Capital One Platinum Credit Card doesn’t offer.
Pound for pound, the Capital One Quicksilver Cash Rewards Credit Card is a better card, but you most likely need good credit or better to qualify. If you have average credit, you may have better chances with the Capital One Platinum Credit Card.
Neither product a great fit? There are many other Capital One cards that might be better for your lifestyle and needs. Compare more of your options below.
Compare Capital One Platinum Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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