PayPal routing numbers

Routing numbers are codes of between 8 and 11 digits used by PayPal and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your PayPal account.

Which PayPal routing number do I need?

The routing number you need to send or receive money through PayPal depends on whether your payment or transfer is domestic or international.

Transaction	Type of routing number	PayPal code
Payments and debits between US accounts	ACH routing number	114924742
Wire payments between US accounts	Domestic wire transfer number	114924742

PayPal ACH transfer routing number

The ACH routing number for PayPal is 114924742. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

PayPal wire transfer routing number

The routing number for US wire transfers through PayPal is 114924742. You can use this same number to receive international wire transfers to your PayPal account.

PayPal SWIFT code

The SWIFT code for international wire transfers through PayPal is . SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:

• The bank's name
• Its country code
• Its main headquarters
• A particular branch

How to confirm the routing number for PayPal on your own

Look at a paper check associated with your PayPal account to find the routing and account numbers for your account.

Other ways to confirm the correct PayPal routing number include:

• Call your bank. Your local PayPal branch or toll-free support line can provide you with routing numbers.
• Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
• Search Fedwire. Use your name, city or state to look up routing numbers for PayPal or double-check the one you have is correct.

Can routing numbers for PayPal change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While PayPal is headquartered in San Jose, services or branches in states outside of California may require a different routing number. Confirm routing numbers with a PayPal agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how PayPal and other financial institutions use these codes to manage your money in our guide to routing numbers.