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A PayPal account gives you a secure place to store your payment details so you don’t have to enter them every time you buy something online. It also offers encryption for every transaction and reimbursement if items don’t show up or are different from the seller’s description.
Once you have set up a PayPal account, you can add your credit card details to your PayPal wallet. Then, when you’re shopping online, just click on PayPal as the payment option, enter your login details and choose the card you want to use.
You can use all four popular card networks with PayPal: Visa, Mastercard, American Express and Discover. But you’ll get the highest value with a reward credit card or with any of the PayPal rewards credit cards.
You can add your credit card to your account by following the steps below.
After you have linked your account, you may see a $1 charge from PayPal on your credit card account. This is a temporary authorization charge that PayPal uses to confirm the account is valid. Once confirmed, the $1 charge is released, so it’s never actually taken from your account.
With most rewards credit cards, you’ll earn points when you use PayPal to buy clothes, mobile devices, makeup, music or for any other retail purchases. Spending that usually doesn’t earn points includes gambling transactions, foreign currency purchases, gift cards and any other transactions that may be processed as cash advances.
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If you want to use a rewards credit card through PayPal, make sure you keep the following details in mind:
While you could just enter your credit card details every time you make a purchase online, PayPal can speed up the process while still allowing you to earn points for your spending. Just remember to regularly log in to your credit card account so that you can check your balance, make repayments and see exactly how many points you’ve earned for PayPal purchases.
If you haven’t found the right card for PayPal spending, check out some rewards credit cards and compare your options.
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