MOVO Digital Visa Prepaid Debit Account review

How much does Movo cost?

MOVO doesn’t charge for bill pay, ATM balance inquiries, withdrawals with a bank teller, or physical card replacements. But there are still a few fees to watch out for:

How do I open a MOVO Digital Visa Prepaid Debit account?

Apply for the MOVO card using these steps:

1. Go to the provider’s site and follow the steps to apply.
2. From the website, download the MOVO app from the Apple or Google Play app store.
3. Open the app and select Sign up for Movo.
4. Enter your mobile number and email, create a user ID and password then select your security question and answer. Select Next.
5. Read the privacy statement then select Next.
6. Fill in your first and last name, gender, date of birth and home phone number — if different from your mobile — and select Next.
7. Provide your address and select Next.
8. Fill in your Social Security number and select Next.
9. You’ll know whether your account is approved within moments.

Movo card benefits

The MOVO Digital Visa Prepaid Debit Account has these noteworthy benefits:

• No monthly fee with activity. Don’t pay a monthly maintenance fee so long as your account is active.
• Virtual cards with CASH Card. Generate virtual prepaid cards for $2.95 each. You can use these to make purchases online and over the phone without giving your card number away.
• Transfer Bitcoin. Make direct Bitcoin and Bitcoin Cash transfers to anyone in the US.
• Free person-to-person transfers. Transfer money to anyone in the US for $0.
• Full-service app. Manage your account completely from your smartphone.
• Direct deposit. Sign up for direct deposit and get your paycheck or government benefits directly on your MOVO prepaid card.

What to watch out for

Although the MOVO Digital Visa Prepaid Debit card has some unique features, you may want to watch out for:

• Third-party app required for checks. You’ll need to get a third-party app called Ingo if you’re looking to deposit checks. Using Ingo to process your checks costs 1% to 5% of the amount deposited, depending on the amount and if it’s a preprinted government check.
• No EMV chip. Chip cards have become the standard across the US, but Movo doesn’t provide this extra security.
• Limited ATM cash withdrawals. You’re limited to withdrawing $500 per day from ATMs in the US, and $250 per day using international ATMs.
• Can’t sign up in stores or on the website. The only way to sign up is through the Movo Apple or Google Play app.

If you prefer a traditional account or a card that comes with rewards, you’ll want to keep looking. As always, compare your options when looking for a prepaid debit card.

Compare Movo card with other prepaid debit cards

Find the best prepaid card for your wallet by comparing the MOVO Digital Visa Prepaid Debit Account against other providers.

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Name	Product	Annual or monthly fee	ATM withdrawal	Features
Brinks Prepaid Mastercard		$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2.50	Mobile app Direct deposit Payback rewards	No credit check. No minimum balance. No late fees because this is not a credit card.	Go to site More Info	Compare	loading Fetching your data...
Netspend Prepaid Mastercard, WWE partner		$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2.50	No activation fee Payback rewards No minimum balance required	No credit check, mobile check load, and now a WWE partner	Go to site More Info	Compare	loading Fetching your data...
BusyKid Finder Rating: 4.6 / 5: ★★★★★		$48 per year or $4 per month	$1.50	Low fee Investing Parent-paid interest Donation options	The BusyKid Visa® Prepaid Spend Card gives your kids the freedom to spend anywhere Visa® is accepted, and parents see every transaction made.	Go to site More Info	Compare	loading Fetching your data...
Netspend All-Access Account		$5 per month	$0	Earn cash back on everyday purchases Earn up to 6% APY with an optional Savings Account Receive your paycheck up to 2 days earlier with Direct Deposit	With Netspend All-Access Account there's no credit check and no minimum balance to open an account.	Go to site More Info	Compare	loading Fetching your data...
PayPal Prepaid Mastercard		$4.95 per month	$1.95	Manage money on the fly Receive special offers and cash back rewards Get your state and federal tax refund faster than a paper check	Use the no-cost direct deposit service and have access your funds up to two days faster than what traditional banks offer.	Go to site More Info	Compare	loading Fetching your data...
NetSpend® Visa® Prepaid Card		$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2.50	No transaction fees $5 per month with a $500+ direct deposit Trusted by more than 7 million people	With Netspend, you get a convenient way to manage your money on a prepaid card that is packed with features.	Go to site More Info	Compare	loading Fetching your data...

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Depositing and withdrawing options

There are several ways to load money onto your MOVO card or use it to access funds.

Deposit

• Direct deposit
• Incoming PayPal transfers
• Incoming bank transfers
• Use Movochain.com to convert cryptocurrency into USD
• Cash deposits at retailers that provide Green Dot MoneyPak, Mastercard rePower, MoneyGram, Vanilla Reload or Visa Ready Link services
• Check deposits via the Ingo Money mobile app

Withdraw

• ATM withdrawals
• Outgoing PayPal transfers
• Outgoing bank transfers
• Pay with digital wallets including Apple Pay, Google Pay and Samsung Pay
• Use Movochain.com to send cash to other Movo customers

When will I get my MOVO card?

Once your account is approved, your physical card will be sent in the mail within a week and should arrive seven to 10 days after that.

I got the Movo card. Now what?

You can start using your account as soon as it’s approved. Simply load funds onto your Movo card, start digitally swiping and follow these extra steps:

• Create a CASH Card. If you’re interested in spending online or over the phone, but don’t feel comfortable giving out your account number, you can go onto the app and request a digital CASH Card, which can only be loaded once. Just remember that it costs $2.95.
• Keep the app. You can’t access your account online through the Movo website. Unless you plan on strictly managing your account via ATM and teller, you’ll want to keep the app.
• Use your account to keep it active. An account that hasn’t had a transaction that changed the balance is considered inactive. If it’s inactive for more than 90 days, you’ll start getting charged a monthly fee.
• Contact customer service. You can reach Movo customer service by phone at 866-533-6686 or by email with any questions you may have about the app or your account.

Frequently asked questions

• Can I transfer my unused CASH Card balance back to my MOVO account?

  Yes. You can transfer unused funds back to your MOVO account by navigating to the CASH Card in the mobile app and selecting Transfer CASH Card Balance.

• How much does it cost to transfer Bitcoin or Bitcoin Cash with MOVO?

  You’ll be charged 2% of the transaction plus $2 to transfer either using MOVO.

• Is there a minimum and maximum to how much money I can transfer with MOVO?

  Yes. The minimum amount you can transfer is $5.00, and the maximum is $1,000 per day.

• How do I set up direct deposit for my MOVO prepaid card?

  Set up direct deposit by signing on to your account and going to Movo load then clicking Direct deposit. From there, you can pull the information required and provide it to your employer.

MOVO Digital Visa Prepaid Debit is not currently available on Finder

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