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$0
Monthly maintenance fee
Card type | Debit |
---|---|
Card network | Visa |
Monthly fee | $0 |
Monthly fee with a direct deposit | $0 |
Additional Card Fee | $0 |
Review by
Rhys Subitch is a former writer and editor at Finder who tackled topics across the site. With half a decade of experience researching, editing, and writing for a Fortune 500 company, university, and several independent publications, Rhys brought readers the most up-to-date and curated information on all things finance.
The MOVO Digital Visa Prepaid Debit account is a twist on the everyday prepaid debit card. It aims to tie more of your payment options together without the use of a traditional bank account, and does so by providing a number of deposit and spend options.
Movo is best for anyone who wants to have the ability to generate virtual card numbers or transfer Bitcoin. There are no monthly fees and free person-to-person transfers to anyone in the U.S.
But it falls short when it comes to securing its physical cards as it does not include the added security of EMV chip technology.
MOVO doesn’t charge for bill pay, ATM balance inquiries, withdrawals with a bank teller, or physical card replacements. But there are still a few fees to watch out for:
CASH Card | $2.95 |
Purchase transactions, international | Up to 3% of the transaction |
ATM withdrawal, domestic | $2, plus any ATM surcharge |
ATM withdrawal, international | $2, plus up to 3% of the amount withdrawn |
ACH decline fee | $15 |
Inactivity fee after 90 days without a transaction | $4.94 monthly |
Apply for the MOVO card using these steps:
You must meet the following requirements to apply:
Make sure you have the following information hand when you apply:
The MOVO Digital Visa Prepaid Debit Account has these noteworthy benefits:
Although the MOVO Digital Visa Prepaid Debit card has some unique features, you may want to watch out for:
If you prefer a traditional account or a card that comes with rewards, you’ll want to keep looking. As always, compare your options when looking for a prepaid debit card.
Find the best prepaid card for your wallet by comparing the MOVO Digital Visa Prepaid Debit Account against other providers.
There are several ways to load money onto your MOVO card or use it to access funds.
Once your account is approved, your physical card will be sent in the mail within a week and should arrive seven to 10 days after that.
You can start using your account as soon as it’s approved. Simply load funds onto your Movo card, start digitally swiping and follow these extra steps:
MOVO Digital Visa Prepaid Debit is not currently available on Finder
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2 Comments
September 1, 2019
When I use my debit card, it asked me to use a pin. However, I didn’t receive any pin even in the mail.
September 1, 2019
Hi Mardenin,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
The MOVO account pin number is composed of four digits. It is not given to you by mail. By default, your 4-digit PIN is initially set to the last 4 numbers of the home phone number you used when signing up for a MOVO account.It is advisable that you change your PIN though. At any time, you can call (866) 533-6686 then select option 1 to change your PIN. Moreover, it is worth noting that your MovoCash (your primary card) and MovoCoin are capable of having separate PINs.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua