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Review: Marriott Rewards® Premier credit card

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Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.

The Perks

  • SIGNUP BONUS: Lots of points.

You’ll receive 80,000 points if you spend $3,000 in the first three months. And if you add an authorized user and make a purchase on your card within the first three months, you’ll earn 7,500 bonus points.

  • POINTS: More points on travel.

Earn 1x points at Marriott Rewards and Starwood Preferred Guest hotels. Earn 2x points on dining, airline tickets and car rental agencies. And earn 5x points on everything else you buy.

  • A free night every year.

Every year after your cardmember anniversary, you’ll earn a free night at a Category 1–5 hotel in the Marriott collection.

  • Marriott Rewards accelerators.

Each year you have your card, you’ll receive 15 Elite credits — that’s enough to qualify for Silver Elite status. You’ll also receive one credit for every $3,000 you spend with your card.

You’ll also like …

  • No foreign transaction fees. Use your Marriott Rewards® Premier credit card internationally without incurring transaction fees.
  • Travel and purchase coverage. Enjoy benefits like baggage delay insurance, lost luggage reimbursement, trip cancellation insurance and trip delay reimbursement. Also, get purchase protection.
  • Access to Visa Concierge. Use the Visa Signature Concierge to make plans in dining and entertainment.

What to watch out for

  • It hurts to pay late. Making late or returned payments could result in fees as high as $37.
  • Points expiration. Your points will expire if you don’t make a purchase on your card at least once every 24 months.

What should I know before I apply?

To apply for the Marriott Rewards® Premier credit card, you must be at least 18 years old (or 19 in Alabama and Nebraska).

Information you’ll need

  • Full name
  • Address and residential status
  • Annual income, source of income and employment information
  • Contact information
  • Social Security number and mother’s maiden name

What credit score do I need?

You’ll have a better chance of being approved for the Marriott Rewards® Premier credit card if you apply with a good to excellent credit score of 680 or higher.

How to apply for the Marriott Rewards® Premier credit card

1. Go to the Chase website and click Apply Now.

step 1 Marriot Rewards Premier Credit Card

2. Complete the application form with your name, address, annual income and Social Security number. Then review your application and submit it.

step 2 Marriot Rewards Premier Credit Card

How long will it take to be approved?

Because conditional approval is automated on the Chase website, you’ll often get a decision immediately. In some cases, you’ll need to wait a few days to a few weeks to receive a response.

I got the card. Now what?

  • Making payments. You can pay your card bill online at the Chase website. You can also enroll in autopay.
  • Avoiding interest payments. After the close of each billing cycle, you have a grace period of 21 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoiding fees. Late and returned payments come with hefty fees of up to $37. Balance transfers and cash advances also come with fees.
  • Customer service. If you have questions, you can contact Chase support by phone, email or even Twitter.

Compare other rewards credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
Citi Rewards+℠ Card
Earn 15,000 points after spending $1,000 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
$0
Get rewards on gas and groceries with no annual fee. Ideal for everyday use, it's the only card that rounds purchases up to the nearest 10 points.
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
CardMatch™ from creditcards.com
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
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Bottom line

The Marriott Rewards® Premier credit card is most attractive for Marriott regulars, but it can also be valuable for occasional visitors to the hotel.

Frequently asked questions

Expert review

Leah Fallon

Review by


Leah Fallon is an editor for Finder. With 10 years of teaching English under her belt, it was a natural progression to move into editorial. She's written feature pieces for regional print and digital media and today helps fix annoying apostrophes, elusive infinitives and the muddled em and en dash. When she's not helping people with their finances, you can find her exploring the trails of Loudoun County, Virginia and wrangling her two sprightly girls.

Expert review

If you’re looking for a hotel-brand card, the Marriott Rewards® Premier credit card is an attractive choice. It comes with a great signup bonus: 80,000 points if you spend $3,000 in the first three months. That’s enough for 10 free stays at Marriott, given free nights start at 7,500 apiece for Category 1 hotels. You’ll even have enough to book a night at a Category 9 hotel, which starts at 45,000 points.

You’ll find strong point earnings on the card if you stay at Marriott often: 1x points at Marriott Rewards® Premier credit card and Starwood Preferred Guest hotels. That’s in addition to the 10x points you’ll earn as a Marriott Rewards® Premier credit card member at most Marriott properties. Needless to say, the Marriott Rewards® Premier credit card is a powerful points machine if you’re a Marriott regular.

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