Marriott Rewards Premier review | finder.com

Review: Marriott Rewards® Premier credit card

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Please note: This card has been discontinued, and it is not available on our site.

Compare similar credit cards and find the best option for you.

Compare other rewards credit cards

Name Product Welcome Offer Rewards Annual Fee
$150 statement credit after spending $1,000 in the first 3 months
3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
3% cash back bonus on up to $10,000 in the first 12 months, then 1.5%
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$150 after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash back on your purchases
$0
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
$150 cash back after spending $500 in the first 3 months
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
60,000 points after spending $5,000 in your first 3 months
5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
N/A
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
$0 to $99
Get 1% cash back rewards on eligible purchases.
35,000 points after spending $2,000 in the first 3 months
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & fees
25,000 points after spending $2,000 in the first 4 months
2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases
$0 intro annual fee for the first year ($49 thereafter)
Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months. Rates & Fees
30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & fees
40,000 miles after spending $2,000 in the first 3 months
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
10,000 miles after spending $500 in the first 3 months
2x miles at US restaurants and on purchases made directly with Delta and 1x miles on all other purchases
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
$250 statement credit after spending $1,000 in the first 3 months
6% at US supermarkets (on up to $6,000 annually, then 1%), 6% on select US streaming services, 3% on transit, at US gas stations and 1% on all other purchases
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
70,000 miles after spending $5,000 in the first 90 days
2x miles on all purchases
$0 intro annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$150 after spending $500 in the first 90 days
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore
$0 to $99
Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore.
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
N/A
1x points on all purchases with 2% point value when you redeem for airfare or cash back
$995
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
125,000 points after spending $2,000 in the first 3 months
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees

Compare up to 4 providers

The Basics

If you’re looking for a hotel-brand card, the Marriott Rewards® Premier credit card is an attractive choice. It comes with a great signup bonus: 80,000 points if you spend $3,000 in the first three months. That’s enough for 10 free stays at Marriott, given free nights start at 7,500 apiece for Category 1 hotels. You’ll even have enough to book a night at a Category 9 hotel, which starts at 45,000 points.

You’ll find strong point earnings on the card if you stay at Marriott often: 1x points at Marriott Rewards® Premier credit card and Starwood Preferred Guest hotels. That’s in addition to the 10x points you’ll earn as a Marriott Rewards® Premier credit card member at most Marriott properties. Needless to say, the Marriott Rewards® Premier credit card is a powerful points machine if you’re a Marriott regular.

The card isn’t helpful if you don’t stay at Marriott often: You’ll earn 2x points on dining, airline tickets and car rentals and 5x points on all other purchases. Those are decent earnings if you just want to earn a few free Marriott nights each year.

Additionally, you’ll earn a free night at a Category 1–5 hotel each year you remain a cardholder. You’ll automatically earn enough Elite credits to attain Silver status in the Marriott Rewards program. Finally, you’ll get travel and purchase coverage, such as trip cancellation coverage and purchase protection. The perks do round out the annual fee of $95 per year.

The Perks

  • SIGNUP BONUS: Lots of points.

You’ll receive 80,000 points if you spend $3,000 in the first three months. And if you add an authorized user and make a purchase on your card within the first three months, you’ll earn 7,500 bonus points.

  • POINTS: More points on travel.

Earn 1x points at Marriott Rewards and Starwood Preferred Guest hotels. Earn 2x points on dining, airline tickets and car rental agencies. And earn 5x points on everything else you buy.

  • A free night every year.

Every year after your cardmember anniversary, you’ll earn a free night at a Category 1–5 hotel in the Marriott collection.

  • Marriott Rewards accelerators.

Each year you have your card, you’ll receive 15 Elite credits — that’s enough to qualify for Silver Elite status. You’ll also receive one credit for every $3,000 you spend with your card.

You’ll also like …

  • No foreign transaction fees. Use your Marriott Rewards® Premier credit card internationally without incurring transaction fees.
  • Travel and purchase coverage. Enjoy benefits like baggage delay insurance, lost luggage reimbursement, trip cancellation insurance and trip delay reimbursement. Also, get purchase protection.
  • Access to Visa Concierge. Use the Visa Signature Concierge to make plans in dining and entertainment.

What to watch out for

  • It hurts to pay late. Making late or returned payments could result in fees as high as $37.
  • Points expiration. Your points will expire if you don’t make a purchase on your card at least once every 24 months.

Consider other cards if …

What should I know before I apply?

To apply for the Marriott Rewards® Premier credit card, you must be at least 18 years old (or 19 in Alabama and Nebraska).

Information you’ll need

  • Full name
  • Address and residential status
  • Annual income, source of income and employment information
  • Contact information
  • Social Security number and mother’s maiden name

What credit score do I need?

You’ll have a better chance of being approved for the Marriott Rewards® Premier credit card if you apply with a good to excellent credit score of 680 or higher.

How to apply for the Marriott Rewards® Premier credit card

1. Go to the Chase website and click Apply Now.

step 1 Marriot Rewards Premier Credit Card

2. Complete the application form with your name, address, annual income and Social Security number. Then review your application and submit it.

step 2 Marriot Rewards Premier Credit Card

How long will it take to be approved?

Because conditional approval is automated on the Chase website, you’ll often get a decision immediately. In some cases, you’ll need to wait a few days to a few weeks to receive a response.

I got the card. Now what?

  • Making payments. You can pay your card bill online at the Chase website. You can also enroll in autopay.
  • Avoiding interest payments. After the close of each billing cycle, you have a grace period of 21 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoiding fees. Late and returned payments come with hefty fees of up to $37. Balance transfers and cash advances also come with fees.
  • Customer service. If you have questions, you can contact Chase support by phone, email or even Twitter.

Bottom line

The Marriott Rewards® Premier credit card is most attractive for Marriott regulars, but it can also be valuable for occasional visitors to the hotel.

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site