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Compare Marriott Bonvoy credit cards

Earn Marriott points on purchases and get complimentary elite status upgrades.

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Our pick for a Marriott Bonvoy card: Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card logo

75,000-point

Signup bonus after spending $3,000 in first 3 months

  • 6x points at Marriott Bonvoy hotels and 2x points on everything else
  • Automatic Silver Elite Status and 15 Elite Night Credits each year
  • Annual Free Night Award
See offer
If Marriott hotels are your go-to hotel when traveling, a Marriott credit card could help you earn free nights and other luxury perks during your stays. You have three main choices depending on your level of travel, plus one business offering. Depending on how much you’re willing to spend, you could get additional perks such as a complimentary award night at a Marriott every year, Silver or Gold elite status upgrade or Priority Pass Select lounge access. Here’s a breakdown of your Marriott card options.

Compare Marriott credit cards

Here are the currently available Marriott cobranded credit cards. Choose your credit score below and click “Show Cards” to start comparing your options side-by-side.

Name Product Welcome offer Rewards Annual fee Filter values
Marriott Bonvoy Brilliant™ American Express® Card
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
Grand Reserve™ World Mastercard®
50,000 points after spending $3,000 in the first 90 days
5x points at Grand Reserve Partners, 3x points at any winery, wine club, wine shop, restaurant or bar and 2x everywhere else. Plus an additional 2x points at the wine merchant you spend the most each month.
$149
Earn 5x points at Grand Reserve Partners, 3x points at any winery, wine club, or wine shop, and 2x everywhere else.
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Marriott Bonvoy Boundless™ Credit Card
75,000 points after spending $3,000 in the first 3 months
6x points at Marriott Bonvoy hotels and 2x points on all other purchases
$95
Earn 75,000 points after spending $3,000 in the first 3 months from account opening.
Marriott Bonvoy Bold™ credit card
30,000 points after spending $1,000 in the first 3 months
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
$0
30,000 bonus points after you spend $1,000 on purchases in your first 3 months from your account opening.
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Quick look at Marriott cards

Here’s a quick look at the major travel perks of each Marriott credit card.

Foreign transaction fee Automatic elite status Free night award Global Entry or TSA PreCheck credit Priority Pass Select lounges
Marriott Bonvoy Bold™ credit card 0% Silver 0
x
x
Marriott Bonvoy Boundless™ Credit Card 0% Silver 1 up to 35,000 redemption value
x
x
Marriott Bonvoy Brilliant™ American Express® Card 0% Platinum Elite for the 2021 status year, reverting to Gold in 2022 (Offer expires 1/13/2021) 1 up to 50,000 redemption value
checkmark
checkmark
Marriott Bonvoy Business™ American Express® Card 0% Silver 2 up to 35,000 redemption value
x
x

Which Marriott credit card should I pick?

With three personal cards to choose from and one business card, picking the right card largely comes down to what level of perks you want and how much you’re willing to pay for them. Here’s our take on who should consider each one.

Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
See offer
on Creditcards.com's secure site
Rates & fees

670
Min. credit score
$95
Annual fee
Up to 6x
Points
75,000
Points welcome offer
Consider this card if you often stay at hotels and resorts in the Marriott portfolio and want a credit card with the best value. This card now sports a strong signup bonus, plus you get to earn the top rewards rate on Marriott stays.
  • Marriott points. Earn 6x points at Marriott hotels and 2x points on everything else you buy.
  • Signup bonus. Spend $3,000 within your first 3 months of card membership to earn 75,000 bonus points.
  • Night award. Get a one-night hotel stay at a Marriott property with a redemption value of up to 35,000 points every year after your account anniversary.
Annual Fee $95
Purchase APR 15.99% to 22.99% variable
Balance transfer APR 15.99% to 22.99% variable
Welcome offer 75,000 points after spending $3,000 in the first 3 months
Rewards 6x points at Marriott Bonvoy hotels and 2x points on all other purchases

Marriott Bonvoy Bold™ credit card

Marriott Bonvoy Bold™ credit card logo
Finder Rating: 3.6 / 5

★★★★★

Credit recommended (670-850)
See offer
on Creditcards.com's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 3x
Points
30,000
Points welcome offer
Consider this card if you want an entry-level Marriott credit card with a $0 annual fee. Aside from earning points on your purchases, you get to earn a generous signup bonus worth up to six reward nights on a category 1 hotel.
  • Signup bonus. Earn 30,000 bonus miles after you spend $1,000 in your first 3 months of account opening.
  • Marriott points. Earn 3x points at Marriott hotels, 2x points on travel purchases and 1x points on everything else you buy.
  • $0 annual fee. Don't pay a fee to own the card.
Annual Fee $0
Purchase APR 15.99% to 22.99% variable
Balance transfer APR 15.99% to 22.99% variable
Welcome offer 30,000 points after spending $1,000 in the first 3 months
Rewards 3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases

Marriott Bonvoy Brilliant™ American Express® Card

Marriott Bonvoy Brilliant™ American Express® Card logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (740-850)
Apply now
on American Express's secure site
Rates & fees

740
Min. credit score
$450
Annual fee
Up to 6x
Points
100,000
Points welcome offer
Marriott regulars who travel often and want the best perks and features should consider this card. In addition to all the standard Marriott card features, you get a complimentary night award with a redemption value of up to 50,000 points.
  • Automatic Platinum elite status during 2021. Get automatically upgraded to Platinum elite status just by being a cardmember starting from 2/1/2021 until 1/31/2022. Your Platinum status reverts to Gold in 2022. Platinum status comes with perks, such as 50% more points on stays, room upgrades, welcome gifts and more. This offer expires 1/13/2021.
  • TSA PreCheck or Global Entry fee credit. Get a statement credit of up to $100 as reimbursement for Global Entry or TSA PreCheck application fee.
  • Priority Pass Select lounge access. Enjoy unlimited lounge visits for you and up to two guests at more than 1,000 Priority Pass Select lounges worldwide. But you have to enroll first.
Annual Fee $450
Purchase APR 15.74% to 24.74% variable
Balance transfer APR N/A
Welcome offer 100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
Rewards 6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases

Marriott Bonvoy Business™ American Express® Card

Marriott Bonvoy Business™ American Express® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$125
Annual fee
Up to 6x
Points
100,000
Points welcome offer
If you're looking for a Marriott business credit card, this is your only choice for now. Despite that, it comes with generous perks, including an accelerated rewards rate on select categories, such as purchases of wireless telephone services from US providers, plus you get to earn two reward nights instead of one.
  • Marriott Points. Earn 6x points on your Marriott purchases, 4x points at US gas stations, US restaurants, wireless telephone services from US service providers and on US shipping. Everything else you buy earns 2x points.
  • Night award. Get one award night each year on your calendar anniversary, plus a second-night award once you spend $60,000 or more with your card.
  • Automatic Silver status. Get automatically upgraded to Silver status just by being a cardmember. This comes with free Wi-Fi on your stays, 10% more points on Marriott purchases, late checkout and more.
Annual Fee $125
Purchase APR 15.74% to 24.74% variable
Balance transfer APR N/A
Welcome offer 100,000 points after spending $5,000 in the first 3 months. Earn up to $150 in statement credits within your first 6 months on US advertising in select media. Plus complimentary Marriott Bonvoy Platinum Elite for the 2021 status year (Offer ends 1/13/21)
Rewards 6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases

Typical features of a Marriott credit card

Some features are card-specific, but all Marriott credit cards come with:

  • Marriott points.
    All of the cards let you earn Marriott points on your everyday purchases with an accelerated rate on Marriott purchases. But the rewards rate you earn depends on your credit card.
  • Welcome offer.
    You get to earn a generous welcome offer with whichever Marriott card you choose.
  • Elite status.
    Start with Silver or Gold elite status and enjoy Marriott perks just by being a cardmember.
    No foreign transaction fees. You can travel abroad and safely use your Marriott credit cards without fear of incurring foreign transaction fees.

Marriott Bonvoy, signup bonuses, and you

The Marriott Bonvoy credit cards are “refreshed” versions of the old Marriott and Starwood Preferred Guest credit cards. As Marriott and SPG merged into the Marriott Bonvoy program, the old card offerings were reformed into new Marriott Bonvoy offerings.

This throws a small wrench into things if you once held an SPG card that has since converted into a Marriott Bonvoy card. Specifically, these cards are considered one and the same product under the signup bonus rules with Chase and Amex.

That means if you once held a Starwood Preferred Guest Luxury Card from American Express and closed the account, you won’t be eligible for the Marriott Bonvoy Brilliant Card’s signup bonus. Under Amex’s rules, you can only earn one signup bonus per card, per lifetime.

Chase has slightly more lenient rules: you can earn a signup bonus on the same card once every 24 months. That means if you once owned the Marriott Rewards Premier Plus, you can only earn the signup bonus on the Marriott Bonvoy Boundless if 24 months have passed since you gained the signup bonus on the Marriott Rewards Premier Plus.

Here’s a quick breakdown of which SPG card turned into which Marriott Bonvoy card, where applicable:

  • Starwood Preferred Guest Luxury Card from American Express = Marriott Bonvoy Brilliant™ American Express® Card
  • Starwood Preferred Guest Business Card from American Express = Marriott Bonvoy Business™ American Express® Card
  • Marriott Rewards Premier Plus Visa Signature = Marriott Bonvoy Boundless™ Credit Card

Bottom line

Whichever Marriott credit card you choose, you can earn a generous welcome offer, Marriott points on your purchases and you won’t pay foreign transaction fees. However, each credit card offers a unique feature you could find useful depending on your needs.

If you think there could be a better card for you, compare other hotel credit cards to find the perfect fit for your wallet.

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