Marriott Bonvoy Bold™ credit card review | finder.com

Marriott Bonvoy Bold™ credit card review

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Marriott Bonvoy Bold™ credit card

Get late checkout and 10% bonus points on your Marriott hotel stays.

  • Get this card if you want to earn Marriott points without paying an annual fee.
  • Pick something else if you want a general travel card or a card with an intro APR period.
  • Apply with a good to an excellent credit score of 670 or higher.
Product NameMarriott Bonvoy Bold™ credit card
Annual Fee$0
Standard Purchase APR18.24% to 25.24% variable
Intro Purchase APR

N/A

Standard Balance Transfer APR18.24% to 25.24% variable
Intro Balance Transfer APR

N/A

Balance Transfer Fee$5 or 5% of the transaction, whichever is greater
Cash Advance Rate27.24% variable
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Foreign Transaction FeeNone
Interest Free PeriodUp to 21 days
Late Payment FeeUp to $39
Returned Payment FeeUp to $39
Minimum Age18 years of age
Welcome Offer50,000 bonus points
after you spend $2,000 on purchases in your first 3 months from your account opening.
Rewards3X points for every $1 spent at over 6,900 participating Marriott Bonvoy™ hotels, 2X points for every $1 you spend on other travel purchases (from airfare to taxis and trains), 1X point for every $1 you spend on all other purchases and your points don't expire as long as you make purchases on your credit card every 24 months.

The basics

If you want to earn a generous signup bonus and get accelerated points on Marriott hotel stays and travel purchases, conisder the Marriott Bonvoy Bold™ credit card. This entry-level Marriott card also gives you enough elite night credits each year to keep you at Silver Elite status within the program.

However, if you’re looking to make balance transfers or carry a balance interest-free, this card may not be the right fit for you.

Another no-annual-fee hotel card

Hilton Honors American Express Card

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of card membership.
  • Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card.
  • No foreign transaction fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your card. Plus, spend $20,000 on eligible purchases on your card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No annual fee.
  • Terms apply.
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Card benefits

  • Signup bonus. Earn 50,000 bonus points when you spend $2,000 within your first 3 months of account opening.
  • Reward points. Earn 3x points at more than 6,900 Marriott hotels, 2x points on travel purchases and 1x points on everything else you buy.
  • Elite night credits. Get 15 elite night credits when you open your account. You’ll also be credited the same number of credits every calendar year, which is enough to stay at Silver Elite status. This comes with benefits such as late checkout and 10% bonus points on your stays.
  • No foreign transaction fees. Skip the fees on purchases when you use the card abroad. This makes the card a solid traveling companion.
  • No annual fee. Earn Marriott points on your stays without paying an annual fee for the life of the card.

What to watch out for

  • No intro APR period. The card offers solid rewards, but you won’t save money on interest by carrying your balance or making a balance transfer. Consider 0% intro APR credit cards if that’s what you need.
  • Signup bonus eligibility. If own any Marriot Bonvoy credit card or if you have owned one in the past 24 months, you aren’t eligible to earn this card’s signup bonus.

Compare travel rewards cards

Name Product Welcome Offer Rewards Annual Fee Filter values
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
60,000 points after spending $5,000 in your first 3 months
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
35,000 points after spending $2,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months. Rates & fees
25,000 points after spending $2,000 in the first 4 months
2x points on gas, groceries or airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases
$0 intro annual fee for the first year ($49 thereafter)
Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months. Rates & Fees
60,000 miles after spending $2,000 in the first 3 months, plus $50 after your first Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
60,000 bonus miles after you use your new card to make $2,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & fees

Compare up to 4 providers

How to apply for Marriott Bonvoy Bold™ credit card

  1. Visit the Chase website and locate the card.
  2. Click Apply now.
  3. Fill out the application form.
  4. Review the form and submit.

What credit score do I need?

You need a good credit score of 670 or higher.

Bottom line

If you frequently travel and stay at Marriott hotels and resorts, the Marriott Bonvoy Bold™ credit card could be a solid addition to your wallet. You will earn accelerated points on Marriot hotel stays and on travel purchases without paying an annual fee, and you can earn a generous signup bonus.

However, if you don’t think this is a good card for you, check out other travel cards with no annual fee and compare your options.

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