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Our pick for luxury hotel collection: Chase Sapphire Preferred® Card
100,000-point
Signup bonus after spending $4,000 in first 3 months
Luxury hotel collections are a curated set of properties that can be booked only by people with certain credit cards. There are four major luxury hotel collections offered by credit card companies.
This is a portfolio of over 900 properties that’s curated by Chase. When you book a stay at a qualifying property with an eligible card, you’ll get perks such as:
While Chase doesn’t publish a list of eligible cards, cards that are often reported to work include the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, United℠ Explorer Card and United MileagePlus® Club card.
Here’s how you can verify whether your Chase card is valid:
The Visa Luxury Hotel Collection has over 900 hotels globally. You can book one of its hotels if you have a Visa Platinum, Visa Signature or Visa Infinite card.
When you book a hotel in the collection, you’ll receive these perks:
The Hotel Collection is available to those who have one of these cards:
Use your card to pay for a booking for at least two consecutive nights, and you’ll receive perks that include:
The American Express Hotel Collection
Amex’s Fine Hotels & Resorts (FHR) is an even more exclusive portfolio of properties than The Hotel Collection. You must have The Platinum Card® from American Express or Centurion® Card from American Express and book through it.
Book a stay of any length at an FHR property and you’ll get:
Each luxury hotel collection will include properties from around the world. Typically, you’ll see just a few properties per location. Here’s a taste of the resorts you may have access to:
If you’re booking a stay at an Amex Hotel Collection property, you’ll need a minimum stay of two nights to qualify for luxury perks. There are no minimums for the other luxury hotel collections mentioned.
When booking through the Amex Hotel Collection or Fine Hotels & Resorts, consider making a prepaid booking with your The Platinum Card® from American Express or Centurion® Card from American Express. This way, you’ll earn five Membership Rewards points per dollar spent instead of 1x points.
After you’ve booked your stay with an eligible credit card, check the terms of your luxury hotel program’s benefits.
You’ll receive some of your benefits when you check in. For example, you may receive an automatic room upgrade or a welcome gift.
Other benefits may not be automatic. If you want late checkout, you may need to call the front desk and ask for it, for example. Similarly, remember to use your daily breakfast perk if you have it, and to spend on eligible purchases if you have credits for them.
Technically, these perks go to the cardholder who books the reservation. But those on the same reservation can benefit from many of these benefits — for example, complimentary Wi-Fi, late checkout and potentially the resort credits and daily breakfast.
Booking through a luxury hotel collection is a great way to access luxury perks, especially if you don’t have elite status in a hotel program.
Select travel credit cards will make you eligible to book properties in luxury hotel collections. You can compare travel credit cards to find one that’s right for you.
A good rewards option for those with average credit.
A strong cashback card if you want to build your credit score.
An underwhelming and overshadowed entertainment credit card.
Earn 5% back on REI purchases, but be prepared to wait for your rewards.
A solid card if you’re an American Eagle fanatic.
Reclaim your time with Luxury card’s concierge service.
An enticing and easy-to-use 5% cashback card.
A strong 2% cashback card for TD Bank customers.
A solid travel card with strong rewards on gas, but competitor cards are better.
Because your time is priceless.
