Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
You don’t have to be an elite in a hotel program to get high-class perks. Book a stay at a property in a luxury hotel collection, and you could receive benefits such as daily breakfast, late checkout and room upgrades.
What luxury hotel and resort collections are available and what are the perks?
Luxury hotel collections are a curated set of properties that can be booked only by people with certain credit cards. There are four major luxury hotel collections offered by credit card companies.
The Luxury Hotel & Resort Collection
This is a portfolio of over 900 properties that’s curated by Chase. When you book a stay at a qualifying property with an eligible card, you’ll get perks such as:
Daily breakfast for two.
Special property benefits.
Room upgrades upon availability.
Early check-in and late checkout upon availability.
Amex’s Fine Hotels & Resorts (FHR) is an even more exclusive portfolio of properties than The Hotel Collection. You must have The Platinum Card® from American Express or Centurion® Card from American Express and book through it.
Book a stay of any length at an FHR property and you’ll get:
Room upgrade at check-in, upon availability.
Daily breakfast for two.
Guaranteed late check-out at 4 p.m.
Noon check-in, upon availability.
An amenity unique to the property — for example, a spa credit or food and beverage credit.
Compare credit cards with a luxury hotel collection
What properties will I find in a luxury hotel collection?
Each luxury hotel collection will include properties from around the world. Typically, you’ll see just a few properties per location. Here’s a taste of the resorts you may have access to:
Park Hyatt Bangkok
Four Seasons Resort Hualalai
Waldorf Astoria Amsterdam
How can I use luxury hotel collection perks?
If you’re booking a stay at an Amex Hotel Collection property, you’ll need a minimum stay of two nights to qualify for luxury perks. There are no minimums for the other luxury hotel collections mentioned.
Membership Rewards Points
When booking through the Amex Hotel Collection or Fine Hotels & Resorts, consider making a prepaid booking with your The Platinum Card® from American Express or Centurion® Card from American Express. This way, you’ll earn five Membership Rewards points per dollar spent instead of 1x points.
Using luxury hotel collection benefits
After you’ve booked your stay with an eligible credit card, check the terms of your luxury hotel program’s benefits.
You’ll receive some of your benefits when you check in. For example, you may receive an automatic room upgrade or a welcome gift.
Other benefits may not be automatic. If you want late checkout, you may need to call the front desk and ask for it, for example. Similarly, remember to use your daily breakfast perk if you have it, and to spend on eligible purchases if you have credits for them.
Who gets to use luxury hotel and resort perks?
Technically, these perks go to the cardholder who books the reservation. But those on the same reservation can benefit from many of these benefits — for example, complimentary Wi-Fi, late checkout and potentially the resort credits and daily breakfast.
Booking through a luxury hotel collection is a great way to access luxury perks, especially if you don’t have elite status in a hotel program.
Select travel credit cards will make you eligible to book properties in luxury hotel collections. You can compare travel credit cards to find one that’s right for you.
Frequently asked questions
No. You won’t be compensated for unused perks.
Property-specific benefits might include meals for two, free games of golf, airport transfers, spa treatments and the like.
No. However, be sure to follow the rules of your specific hotel program to qualify for the benefits.
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.