How much am I allowed to transfer?
The total amount you can transfer is usually a percentage of your credit limit. While some may let you transfer up to 100% of your credit limit, others may only allow you to transfer 95% or even 80%. Sometimes, the card provider lists a fixed amount you can transfer, such as up to $5,000 or $15,000.
But the amount of your balance transfer mostly depends on your credit score and financial situation. If you’re carrying a large debt, consider whether you can transfer the entire amount before applying for the card.