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Get a payday loan of up to $1,000 with a simple online application.

A payday loan is a form of short-term borrowing you can access even with a low income or low credit score. Find out how can connect you with a lender to fill your financial gaps until payday. does not offer loans to residents of Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusettes, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia. If you live in one of these states you can see our payday loan guide to see what loans are available where in your state.


Min. Amount


Max. Amount

Same business day to 1 business days

Turnaround time


Product Payday Loans
Min. Amount$100
Max. Amount$1,000
Loan TermVaries
Loan SecurityUnsecured
Turnaround TimeSame business day to 1 business days
RequirementsYou must be 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.

How does the payday loan connection service work? is not a direct lender. Instead, it’s a service that connects borrowers’ needs with short-term and payday lenders in its network.

When you complete an application with, you enter your personal and financial details. If you qualify for a loan, connects you with a lender that it thinks best fits your financial needs.

Once connected to a lender, you review the terms and conditions of your specific loan offer and receive your funds in as little as one business day.

Top three reasons to use

  1. Free, secure online application. is free to use. It takes only a few minutes to fill out an application and potentially be connected with a lender.
  2. Bad credit OK. Even if you’ve been turned down by other lenders, you could see a connection as long as you have steady income and meet general requirements such as age and residency.
  3. Easily connect with lenders. takes the guesswork out of applying for a loan by connecting you only with lenders and loans you’ll qualify for.

Drawbacks to consider

  • Potential hidden fees and penalties. Policies vary by lender but could come with early repayment penalties and payment rescheduling fees.
  • Low maximum loan amount. can connect you with lenders offering payday loans up to $1,000. If you need a larger amount, you’ll need to look elsewhere.

Compare to other providers

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 - $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Pheabs installment loan connection service
$100 - $35,000
As soon as next business day
Fair credit accepted
Check Into Cash Payday Loan
$50 - $1,000
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Monevo Installment Loans
$500 - $100,000
Varies by lender
Credit score of 500+, legal US resident, ages 18+
Quickly compare multiple online lenders with competitive rates depending on your credit.

Compare up to 4 providers

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 - $15,000
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
$500 - $10,000
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
Slam Dunk Loans
$100 - $50,000
Same business day to 1 business days
Employed, $800+ regular monthly income, checking account, ages 18+, US citizen
Fill out a simple online form to compare offers from several lenders that may be able to help.
CashUSA Installment Loans
$500 - $10,000
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Explore its online education center to get tips on budgeting, how to prioritize your bills and more. Payday Loans
$100 - $1,000
1 to 2 business days
Employed, $1,000+ monthly income after taxes, US citizen or permanent resident, ages 18+
Use its repayment calculator to see how the loan term and amount you borrow affects the overall cost.

Compare up to 4 providers

Is it safe to apply for a payday loan through

Yes. uses encryption to make sure your personal and financial information is secure on its website. It’s important to note that as a loan connection service, may share your contact information with third-parties for marketing purposes. reviews and complaints

BBB accreditedNo
BBB ratingNR
BBB customer complaints2
Customer reviews verified as of16 October 2020 barely has any customer reviews. The few complaints filed against the company are over its aggressive telemarketing tactics — not from actual users. The Better Business Bureau (BBB) also warns users that they were unable to verify that this company has a working address, which can be the sign of a scam.

Am I eligible?

Applying online with won’t guarantee you a loan, but you’ll have a better chance of approval if you’re:

  • At least 18 years old
  • A US resident with a valid bank account
  • Employed for at least 90 consecutive days with the same employer

How do I apply?

1. To see if can connect you with a short-term lender, click the Go to site button on this page. Once on its website, enter the amount you’re looking to borrow, your ZIP code and your email address. Click Get Started.

LoanSolo Get Started

2. Enter your personal information, including your address, Social Security number and date of birth, then click Next Step.

Personal Information

3. Complete your income information, then click Next Step.

Contact and Employement

4. Provide your bank account information, including your account and routing number of your financial institution.

Deposit Information

5. Finally, review the Privacy Policy and Terms of Use, and if your agree click Get Cash to submit your application.

Privacy Policy and Terms of UseYou can also apply by phone. Once you’ve taken out your first loan, the process of applying for future loans will be expedited.

I got my payday loan. Now what?

It’s important to stay on top of payments. Understand your loan payment schedule, and avoid stiff penalties for late or missing payments. If you have specific questions about your loan’s terms, you can contact the lender directly for answers. Although connected you with the lender, the lender will likely be able to provide more detailed information to your questions since it funded the loan.

Bottom line can save you time by connecting you with a lender to meet your specific financial needs. But because all payday loans come with steep interest rates, use them only in a financial emergency as a last resort to alternatives.

Frequently asked questions about

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    Default Gravatar
    September 20, 2019

    Will I have a hard credit check inquiry after submitting my application ? Or will I have a soft pull?

      Default Gravatar
      September 22, 2019

      Hi Isiah,

      Thanks for contacting Finder.

      LoanSolo is a connecting service wherein they will find the suitable Lender/s based on the details on your application. Submitting your application to LoanSolo may not affect your Credit Score directly but once they have forwarded your application to Lenders, this will be a hard pull against your credit score.

      I hope this helps.

      Please do not hesitate to reach out again if you have additional questions.


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