LoanSolo.com payday loan-matching service review

Get a payday loan of up to $1,000 with a simple online application.

A payday loan is a form of short-term borrowing you can access even with a low income or low credit score. Find out how LoanSolo.com can match you with a lender to fill your financial gaps until payday.

Min Loan Amount$100
Max. Loan Amount$1,000
Loan TermVaries by lender
Loan SecurityUnsecured
Turnaround TimeAs soon as one business day
RequirementsYou must be 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
  • 18 years of age or older
  • Legally live in the United States
  • Be employed with the same employer for a minimum of 90 days
  • Have a bank account that is currently not overdrawn
  • Have a valid email address and telephone number
  • Must meet minimum income requirements

How does the LoanSolo.com payday loan-matching service work?

LoanSolo.com is not a direct lender. Instead, it’s a service that matches borrowers’ needs with short-term and payday lenders in its network.

When you complete an application with LoanSolo.com, you enter your personal and financial details. If you qualify for a loan, LoanSolo.com matches you with a lender that it thinks best fits your financial needs.

Once matched to a lender, you review the terms and conditions of your specific loan offer and receive your funds in as little as one business day.

Top three reasons to use LoanSolo.com

  1. Free, secure online application. LoanSolo.com is free to use. It takes only a few minutes to fill out an application and potentially be matched with a lender.
  2. Bad credit OK. Even if you’ve been turned down by other lenders, you could see a match as long as you have steady income and meet general requirements such as age and residency.
  3. Easily connect with lenders. LoanSolo.com takes the guesswork out of applying for a loan by connecting you only with lenders and loans you’ll qualify for.

Drawbacks to consider

  • Potential hidden fees and penalties. Policies vary by lender but could come with early repayment penalties and payment rescheduling fees.
  • Low maximum loan amount. LoanSolo.com can match you with lenders offering payday loans up to $1,000. If you need a larger amount, you’ll need to look elsewhere.

Compare LoanSolo.com to other providers

Rates last updated October 18th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
$250
7–30 days
generally receive the money the next business day
Be 18+ years of age and have a checking account that can accept electronic transfers.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
Varies by state
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
ACE Cash Express Payday Loans
Quick short term, installment and title loans come with no prepayment penalty and a 72-hour satisfaction guarantee.
Varies by state
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

Rates last updated October 18th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
Bad Credit Loans Personal Loans
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
3 to 60 months
Varies based on lender
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-matching service, even with poor credit history.
$2,500
Varies by lender
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be matched with a network of lenders for funding at rates that vary by state.
$1,000
Varies based on lender
As soon as next business day
You must be a US citizen, at least 18 years old, and have a valid bank account.
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
$1,200
Varies by lender
Next business day
Must be at least 18 years old and employed or have regular income.
LoanSolo.com Payday Loans
Get matched with a legit lender offering convenient payday loans and quickly get funds.
$1,000
Varies by lender
As soon as one business day
You must be 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
ExtraLend.com Installment Loans
This free and simple service matches you with online lenders offering installment loans.
$3,000
Varies by lender
As soon as one business day
Must be at least 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
iCashLoans.com Short Term Loans
Potentially get a loan through a network of 100+ lenders. One simple online application.
$1,000
Varies by lender
Varies by lender
Be employed, have a bank account in your name and income of at least $1,000 per month.
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this broker may be able to match you among its nationwide network of lenders.
$999
Up to 12 months
1–2 days
You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.

Compare up to 4 providers

A general warning about payday loans

Payday loans can offer swift access to cash in a financial emergency, but they’re associated with towering interest rates and high fees that can quickly topple you into further debt. To avoid potentially falling into a debt spiral, first exhaust your alternative options before deciding on a payday loan.

Is it safe to apply for a payday loan through LoanSolo.com?

Yes. LoanSolo.com uses encryption to make sure your personal and financial information is secure on its website. It’s important to note that as a lender-matching service, LoanSolo.com may share your contact information with third-parties for marketing purposes.

Am I eligible?

Applying online with LoanSolo.com won’t guarantee you a loan, but you’ll have a better chance of approval if you’re:

  • At least 18 years old
  • A US resident with a valid bank account
  • Employed for at least 90 consecutive days with the same employer

How do I apply?

1. To see if LoanSolo.com can match you with a short-term lender, click the Go to site button on this page. Once on its website, enter the amount you’re looking to borrow, your ZIP code and your email address. Click Get Started.

LoanSolo Get Started

2. Enter your personal information, including your address, Social Security number and date of birth, then click Next Step.

Personal Information

3. Complete your income information, then click Next Step.

Contact and Employement

4. Provide your bank account information, including your account and routing number of your financial institution.

Deposit Information

5. Finally, review the Privacy Policy and Terms of Use, and if your agree click Get Cash to submit your application.

Privacy Policy and Terms of UseYou can also apply by phone. Once you’ve taken out your first loan, the process of applying for future loans will be expedited.

I got my payday loan. Now what?

It’s important to stay on top of payments. Understand your loan payment schedule, and avoid stiff penalties for late or missing payments. If you have specific questions about your loan’s terms, you can contact the lender directly for answers. Although LoanSolo.com connected you with the lender, the lender will likely be able to provide more detailed information to your questions since it funded the loan.

Bottom line

LoanSolo.com can save you time by matching you with a lender to meet your specific financial needs. But because all payday loans come with steep interest rates, use them only in a financial emergency as a last resort to alternatives.

Frequently asked questions about LoanSolo.com

You can complete the LoanSolo.com online application in minutes to be matched with a potential lender as soon as the next business day. If you accept the loan agreement with your lender, you could see funds in your account within one business day.

No, there is no guarantee that you will be approved for a loan through LoanSolo.com. The success of your application depends on your ability to meet the eligibility criteria of the lenders in LoanSolo.com’s network.

You won’t pay anything to use LoanSolo.com’s matching service. Any costs or fees associated with your loan are determined by the lender you’re matched with.

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