Editor's choice: National Debt Relief
- No cancellation fees
- Low minimum to enroll
- No upfront fees
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If your debts have been handed over to a collection agency, you may question if the company is legit. Here’s a list of agencies around the country, their contact information and rating with the Better Business Bureau.
|Agency||Address||Phone number||BBB rating|
|Account Management Systems||PO Box 13374 Tampa Florida 33681||888-643-7779||A+|
|Afni||PO Box 3097 Bloomington, IL 61702-3427||866-352-0479||A+|
|Alexander, Miller & Associates, LLC||7710-T Cherry Park Drive, Suite # 120, Houston, TX 77095||832-430-1651||A+|
|Alliance One||3000 Ames Crossing Road, Ste. 750 Eagan MN 55121||800-858-4472||NR|
|Allied Interstate||PO Box 361477 Columbus, OH 43236||800-811-4214||A-|
|Alltran||5800 North Course Drive Houston, Texas 77072||800-568-0399||A+|
|Alorica||5 Park Plaza, Suite 1100, Irvine, California 92614||866-256-7422||A+|
|Aspen National Collections||PO Box 10689 Brooksville FL 34603||800-981-9420||A+|
|Asset Compliant Solutions||3842 Harlem Road, Ste 341, Buffalo, NY 14216||888-995-4227||A+|
|Baltimore Credit & Collection Services, Inc.||6400 Baltimore National Pike, #469 Baltimore, MD 21228-3915||410-549-6444||NR|
|Benjamin Michael & Associates, Inc||P.O. Box 41 Coram NY 11727||631-944-6730||A+|
|Capital Collections, LLC||1221 Van Ness, 2nd Floor, Fresno, CA 93721||559-485-2127||A+|
|Capital Management Services L.P.||698 1/2 S Ogden Street Buffalo New York 14206||800-457-8220||A+|
|Client Services, Inc.||221 Point West Boulevard Street Charles Missouri 63301||800-521-3236||A+|
|Commonwealth Financial Systems||20 N. Keyser Avenue Scranton Pennsylvania 18508||800-848-2170||B|
|Convergent (formerly ER Solutions, Inc.)||800 SW 39th Street, Suite 100 Renton, WA 98057||800-444-8485||B+|
|Credit Management Company||2121 Noblestown Road Pittsburgh, PA 15205||800-472-1483||A+|
|Debt Recovery Resources||209 West 2nd Street, Suite 322 Fort Worth, TX 76102||866-746-5389||NR|
|Debt Recovery Solutions||6800 Jericho Turnpike, Suite 113E, Syosset NY 11791||800-851-9592||A+|
|Enhanced Recovery Company||8014 Bayberry Road Jacksonville, FL 32256||800-383-5979||B|
|EOS CCA Debt Collection Services||700 Longwater Drive Norwell, Massachusetts 02061||877-395-5997||A+|
|FirstSource Advantage, LLC||205 Bryant Woods South Amherst, NY 14228||800-486-9164||A+|
|General Revenue Corporation||4660 Duke Drive Suite 300 Mason, OH 45040-8466||855-85-5336||A-|
|Hunter Warfield||4620 Woodland Corporate Blvd. Tampa, FL 33614||888-486-8927||B|
|IC System||444 Highway 96 East, PO Box 64378 St. Paul Minnesota 55164-0378||800-279-3511||NR|
|Leib Solutions LLC||20 Clementon Road, East Suite 203, North Gibbsboro NJ, 08026||856-439-1179||A+|
|Martini, Hughes and Grossman||955 NW 17th Avenue, Building A, Delray Beach, Florida 33445||866-763-9700||A-|
|National Credit Adjusters||327 WEST 4TH, PO Box 3023 Hutchinson Kansas 67504||888-768-0674||B-|
|National Recovery Agency||PO Box 67015 Harrisburg, PA 17106||800-773-4503||A|
|Nationwide Credit||PO Box 14581 Des Moines, IA 50306-3581||800-456-4729||A+|
|Nationwide Recovery Systems||501 Shelly Drive #300 Tyler, TX 75701||800-458-6357||A+|
|Niagara Credit Solutions||1212 Abbott Road, Suite D, Lackawanna, New York 14218||888-841-3131||A+|
|Pioneer Credit Recovery||325 Daniel Zenker Drive Horseheads, New York 14845||855-284-4891||A-|
|Portfolio Recovery Associates, LLC||120 Corporate Boulevard Norfolk Virginia 23502||800-772-1413||A+|
|Prestige Services, Inc.||21214 Schofield Drive Gretna (Omaha), NE 68028||800-523-2797||A+|
|Progressive Financial Services||1919 West Fairmont Drive, Building 8, Tempe, AZ 85282||866-484-0204||A+|
|Rapid Recovery Solution||25 Orville Drive Bohemia NY 11716||866-944-8610||F|
|Regional Adjustment Bureau||6504 International Parkway, Suite 2100, Plano, TX 75093||800-580-0491||A+|
|Regional Finance||Greer, South Carolina||844-303-3980||A+|
|Resolution Financial Services Corporation||4337 Montgomery Avenue Bethesda, MD 20814||301-986-5770||A+|
|Resurgent Capital Services, LP||PO Box 10497, Greenville, SC 29603 Main Office NMLS ID#2301||888-665-0374||A+|
|Revenue Assurance Partners||19399 Helenberg Road, Suite 5, Covington, LA 70433||866-322-3328||A+|
|Rozlin Financial Group||1628 Dekalb Avenue Sycamore, IL 60178||866-217-9080||A+|
|Southwest Recovery Services||17311 Dallas Parkway #235, Dallas, TX 75248||866-558-3328||F|
|Summit Account Resolution||12201 Champlin Drive Champlin MN 55316||888-222-0793||A+|
|TSI||PO Box 15630 Wilmington, Delaware 19850||877-865-7686||A+|
|Tucker, Albin & Associates||1702 North Collins Boulevard, Suite 100, Richardson, TX 75080||877-455-4572||A+|
|United Consumer Financial Services||865 Bassett Road Westlake, OH 44145||800-338-6507||A+|
|Vericore||10115 Kincey Avenue, Suite 100, Huntersville NC 28078||800-995-0384||A+|
|Your Collection Solution||1755 N University Drive Pembroke Pines, FL 33024-3601||888-378-8100||A+|
Before you sign up with a debt relief company
Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And not all companies are transparent about these costs or drawbacks that can negatively affect your credit score. Depending on the company you work with, you might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.
Consider alternatives before signing up with a debt relief company:
Remember that you have rights when it comes to paying your debts. All debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA). If you’re unsure what to do if an agency contacts you, read about how to deal with debt collectors, or if you find your debts too overwhelming to handle on your own, consider debt relief options.
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