Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

List of debt collection agencies

Find out which agency has contacted you.


Fact checked

Editor's choice: National Debt Relief

National Debt Relief logo
  • No cancellation fees
  • Low minimum to enroll
  • No upfront fees
Learn more

If your debts have been handed over to a collection agency, you may question if the company is legit. Here’s a list of agencies around the country, their contact information and rating with the Better Business Bureau.

Agency Address Phone number BBB rating
Account Management Systems PO Box 13374 Tampa Florida 33681 888-643-7779 A+
Afni PO Box 3097 Bloomington, IL 61702-3427 866-352-0479 A+
Alexander, Miller & Associates, LLC 7710-T Cherry Park Drive, Suite # 120, Houston, TX 77095 832-430-1651 A+
Alliance One 3000 Ames Crossing Road, Ste. 750 Eagan MN 55121 800-858-4472 NR
Allied Interstate PO Box 361477 Columbus, OH 43236 800-811-4214 A-
Alltran 5800 North Course Drive Houston, Texas 77072 800-568-0399 A+
Alorica 5 Park Plaza, Suite 1100, Irvine, California 92614 866-256-7422 A+
Aspen National Collections PO Box 10689 Brooksville FL 34603 800-981-9420 A+
Asset Compliant Solutions 3842 Harlem Road, Ste 341, Buffalo, NY 14216 888-995-4227 A+
Baltimore Credit & Collection Services, Inc. 6400 Baltimore National Pike, #469 Baltimore, MD 21228-3915 410-549-6444 NR
Benjamin Michael & Associates, Inc P.O. Box 41 Coram NY 11727 631-944-6730 A+
Capital Collections, LLC 1221 Van Ness, 2nd Floor, Fresno, CA 93721 559-485-2127 A+
Capital Management Services L.P. 698 1/2 S Ogden Street Buffalo New York 14206 800-457-8220 A+
Client Services, Inc. 221 Point West Boulevard Street Charles Missouri 63301 800-521-3236 A+
Commonwealth Financial Systems 20 N. Keyser Avenue Scranton Pennsylvania 18508 800-848-2170 B
Convergent (formerly ER Solutions, Inc.) 800 SW 39th Street, Suite 100 Renton, WA 98057 800-444-8485 B+
Credit Management Company 2121 Noblestown Road Pittsburgh, PA 15205 800-472-1483 A+
Debt Recovery Resources 209 West 2nd Street, Suite 322 Fort Worth, TX 76102 866-746-5389 NR
Debt Recovery Solutions 6800 Jericho Turnpike, Suite 113E, Syosset NY 11791 800-851-9592 A+
Enhanced Recovery Company 8014 Bayberry Road Jacksonville, FL 32256 800-383-5979 B
EOS CCA Debt Collection Services 700 Longwater Drive Norwell, Massachusetts 02061 877-395-5997 A+
FirstSource Advantage, LLC 205 Bryant Woods South Amherst, NY 14228 800-486-9164 A+
General Revenue Corporation 4660 Duke Drive Suite 300 Mason, OH 45040-8466 855-85-5336 A-
Hunter Warfield 4620 Woodland Corporate Blvd. Tampa, FL 33614 888-486-8927 B
IC System 444 Highway 96 East, PO Box 64378 St. Paul Minnesota 55164-0378 800-279-3511 NR
Leib Solutions LLC 20 Clementon Road, East Suite 203, North Gibbsboro NJ, 08026 856-439-1179 A+
Martini, Hughes and Grossman 955 NW 17th Avenue, Building A, Delray Beach, Florida 33445 866-763-9700 A-
National Credit Adjusters 327 WEST 4TH, PO Box 3023 Hutchinson Kansas 67504 888-768-0674 B-
National Recovery Agency PO Box 67015 Harrisburg, PA 17106 800-773-4503 A
Nationwide Credit PO Box 14581 Des Moines, IA 50306-3581 800-456-4729 A+
Nationwide Recovery Systems 501 Shelly Drive #300 Tyler, TX 75701 800-458-6357 A+
Niagara Credit Solutions 1212 Abbott Road, Suite D, Lackawanna, New York 14218 888-841-3131 A+
Pioneer Credit Recovery 325 Daniel Zenker Drive Horseheads, New York 14845 855-284-4891 A-
Portfolio Recovery Associates, LLC 120 Corporate Boulevard Norfolk Virginia 23502 800-772-1413 A+
Prestige Services, Inc. 21214 Schofield Drive Gretna (Omaha), NE 68028 800-523-2797 A+
Progressive Financial Services 1919 West Fairmont Drive, Building 8, Tempe, AZ 85282 866-484-0204 A+
Rapid Recovery Solution 25 Orville Drive Bohemia NY 11716 866-944-8610 F
Regional Adjustment Bureau 6504 International Parkway, Suite 2100, Plano, TX 75093 800-580-0491 A+
Regional Finance Greer, South Carolina 844-303-3980 A+
Resolution Financial Services Corporation 4337 Montgomery Avenue Bethesda, MD 20814 301-986-5770 A+
Resurgent Capital Services, LP PO Box 10497, Greenville, SC 29603 Main Office NMLS ID#2301 888-665-0374 A+
Revenue Assurance Partners 19399 Helenberg Road, Suite 5, Covington, LA 70433 866-322-3328 A+
Rozlin Financial Group 1628 Dekalb Avenue Sycamore, IL 60178 866-217-9080 A+
Southwest Recovery Services 17311 Dallas Parkway #235, Dallas, TX 75248 866-558-3328 F
Summit Account Resolution 12201 Champlin Drive Champlin MN 55316 888-222-0793 A+
TSI PO Box 15630 Wilmington, Delaware 19850 877-865-7686 A+
Tucker, Albin & Associates 1702 North Collins Boulevard, Suite 100, Richardson, TX 75080 877-455-4572 A+
United Consumer Financial Services 865 Bassett Road Westlake, OH 44145 800-338-6507 A+
Vericore 10115 Kincey Avenue, Suite 100, Huntersville NC 28078 800-995-0384 A+
Your Collection Solution 1755 N University Drive Pembroke Pines, FL 33024-3601 888-378-8100 A+

Compare debt relief options

Data indicated here is updated regularly
Name Product Costs Requirements
National Debt Relief
18–25% of total enrolled debt
Must have a legitimate financial hardship which is preventing the ability to pay creditors and a minimum of $7,500 in debt.
Get back on your feet with a top-rated debt relief company that works with multiple types of debt.
Freedom Debt Relief
Monthly payment based on enrolled debt, no upfront fees
Must have at least $7,500 in unsecured debt, have a hardship is preventing the ability to pay creditors, and live in a serviced state.
Freedom Debt Relief is a debt settlement company that works to help people with unmanageable, unsecured debt get back on their feet.
Accredited Debt Relief
Charges and fees vary by the company you're ultimately connected with
Must be at least 18 years old and a legal US resident; additional terms may apply based on services and products used.
This A+ BBB-rated service offers free consultations to lower your monthly payments help you get out of debt faster.
Pacific Debt
15%–25% of total debt enrolled. Fees vary by state of residence.
Reside in a state where PDI’s services are available and have $10,000+ of debt to enroll
Consolidated Credit
Fees regulated by client's state of residence, can range from$0 to $69 with an average monthly fee of $35. No upfront or contingency fees.
Debt must not be payday loans or secured loans.
This debt settlement alternative can help you find a path to financial freedom.
American Credit Card Solutions
No upfront costs — settlement fees range from 15% to 25%, depending on your state of residence and amount of debt.
Must live in a state that American Credit Card Solutions serves, $10,000+ in unsecured debt, legitimate financial hardship which is preventing the ability to pay creditors
Overall positive customer ratings — but it's only available in 25 states.

Compare up to 4 providers

Before you sign up with a debt relief company

Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And not all companies are transparent about these costs or drawbacks that can negatively affect your credit score. Depending on the company you work with, you might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.

Consider alternatives before signing up with a debt relief company:

  • Payment extensions. Companies you owe may be willing to extend your payment due date or put you on a longer payment plan if you ask.
  • Nonprofit credit counseling. Look for free debt-management help from nonprofit organizations like the National Foundation for Credit Counseling.
  • Debt settlement. If you can manage to pay a portion of the bill, offer the collection agency a one-time payment as a settlement. Collection agencies are often willing to accept a lower payment on your debt to close the account.

Bottom line

Remember that you have rights when it comes to paying your debts. All debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA). If you’re unsure what to do if an agency contacts you, read about how to deal with debt collectors, or if you find your debts too overwhelming to handle on your own, consider debt relief options.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site