A list of debt collection agencies | finder.com

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List of debt collection agencies

Find out which agency has contacted you.

If your debts have been handed over to a collection agency, you may question if the company is legit. Here’s a list of agencies around the country, their contact information and rating with the Better Business Bureau.

AgencyAddressPhone numberBBB rating
Account Management SystemsPO Box 13374 Tampa Florida 33681888-643-7779A+
AfniPO Box 3097 Bloomington, IL 61702-3427866-352-0479A+
Alexander, Miller & Associates, LLC7710-T Cherry Park Drive, Suite # 120, Houston, TX 77095832-430-1651A+
Alliance One3000 Ames Crossing Road, Ste. 750 Eagan MN 55121800-858-4472NR
Allied InterstatePO Box 361477 Columbus, OH 43236800-811-4214A-
Alltran5800 North Course Drive Houston, Texas 77072800-568-0399A+
Alorica5 Park Plaza, Suite 1100, Irvine, California 92614866-256-7422A+
Aspen National CollectionsPO Box 10689 Brooksville FL 34603800-981-9420A+
Asset Compliant Solutions3842 Harlem Road, Ste 341, Buffalo, NY 14216888-995-4227A+
Baltimore Credit & Collection Services, Inc.6400 Baltimore National Pike, #469 Baltimore, MD 21228-3915410-549-6444NR
Benjamin Michael & Associates, IncP.O. Box 41 Coram NY 11727631-944-6730A+
Capital Collections, LLC1221 Van Ness, 2nd Floor, Fresno, CA 93721559-485-2127A+
Capital Management Services L.P.698 1/2 S Ogden Street Buffalo New York 14206800-457-8220A+
Client Services, Inc.221 Point West Boulevard Street Charles Missouri 63301800-521-3236A+
Commonwealth Financial Systems20 N. Keyser Avenue Scranton Pennsylvania 18508800-848-2170B
Convergent (formerly ER Solutions, Inc.)800 SW 39th Street, Suite 100 Renton, WA 98057800-444-8485B+
Credit Management Company2121 Noblestown Road Pittsburgh, PA 15205800-472-1483A+
Debt Recovery Resources209 West 2nd Street, Suite 322 Fort Worth, TX 76102866-746-5389NR
Debt Recovery Solutions6800 Jericho Turnpike, Suite 113E, Syosset NY 11791800-851-9592A+
Enhanced Recovery Company8014 Bayberry Road Jacksonville, FL 32256800-383-5979B
EOS CCA Debt Collection Services700 Longwater Drive Norwell, Massachusetts 02061877-395-5997A+
FirstSource Advantage, LLC205 Bryant Woods South Amherst, NY 14228800-486-9164A+
General Revenue Corporation4660 Duke Drive Suite 300 Mason, OH 45040-8466855-85-5336A-
Hunter Warfield4620 Woodland Corporate Blvd. Tampa, FL 33614888-486-8927B
IC System444 Highway 96 East, PO Box 64378 St. Paul Minnesota 55164-0378800-279-3511NR
Leib Solutions LLC20 Clementon Road, East Suite 203, North Gibbsboro NJ, 08026856-439-1179A+
Martini, Hughes and Grossman955 NW 17th Avenue, Building A, Delray Beach, Florida 33445866-763-9700A-
National Credit Adjusters327 WEST 4TH, PO Box 3023 Hutchinson Kansas 67504888-768-0674B-
National Recovery AgencyPO Box 67015 Harrisburg, PA 17106800-773-4503A
Nationwide CreditPO Box 14581 Des Moines, IA 50306-3581800-456-4729A+
Nationwide Recovery Systems501 Shelly Drive #300 Tyler, TX 75701800-458-6357A+
Niagara Credit Solutions1212 Abbott Road, Suite D, Lackawanna, New York 14218888-841-3131A+
Pioneer Credit Recovery325 Daniel Zenker Drive Horseheads, New York 14845855-284-4891A-
Portfolio Recovery Associates, LLC120 Corporate Boulevard Norfolk Virginia 23502800-772-1413A+
Prestige Services, Inc.21214 Schofield Drive Gretna (Omaha), NE 68028800-523-2797A+
Progressive Financial Services1919 West Fairmont Drive, Building 8, Tempe, AZ 85282866-484-0204A+
Rapid Recovery Solution25 Orville Drive Bohemia NY 11716866-944-8610F
Regional Adjustment Bureau6504 International Parkway, Suite 2100, Plano, TX 75093800-580-0491A+
Regional FinanceGreer, South Carolina844-303-3980A+
Resolution Financial Services Corporation4337 Montgomery Avenue Bethesda, MD 20814301-986-5770A+
Resurgent Capital Services, LPPO Box 10497, Greenville, SC 29603 Main Office NMLS ID#2301888-665-0374A+
Revenue Assurance Partners19399 Helenberg Road, Suite 5, Covington, LA 70433866-322-3328A+
Rozlin Financial Group1628 Dekalb Avenue Sycamore, IL 60178866-217-9080A+
Southwest Recovery Services17311 Dallas Parkway #235, Dallas, TX 75248866-558-3328F
Summit Account Resolution12201 Champlin Drive Champlin MN 55316888-222-0793A+
TSIPO Box 15630 Wilmington, Delaware 19850877-865-7686A+
Tucker, Albin & Associates1702 North Collins Boulevard, Suite 100, Richardson, TX 75080877-455-4572A+
United Consumer Financial Services865 Bassett Road Westlake, OH 44145800-338-6507A+
Vericore10115 Kincey Avenue, Suite 100, Huntersville NC 28078800-995-0384A+
Your Collection Solution1755 N University Drive Pembroke Pines, FL 33024-3601888-378-8100A+

Compare debt relief options

Data updated regularly
Name Product Costs Requirements
National Debt Relief
15–25% of total enrolled debt
Must have a legitimate financial hardship which is preventing the ability to pay creditors and a minimum of $7,500 in debt.
Get back on your feet with a top-rated debt relief company that works with multiple types of debt.
Freedom Debt Relief
Monthly payment based on enrolled debt, no upfront fees
Must have at least $7,500 in unsecured debt, have a hardship is preventing the ability to pay creditors, and live in a serviced state.
Freedom Debt Relief is a debt settlement company that works to help people with unmanageable, unsecured debt get back on their feet.
Accredited Debt Relief
Charges and fees vary by the company you're ultimately connected with
Must be at least 18 years old and a legal US resident; additional terms may apply based on services and products used.
This A+ BBB-rated service offers free consultations to lower your monthly payments help you get out of debt faster.

Compare up to 4 providers

Before you sign up with a debt relief company

Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And not all companies are transparent about these costs or drawbacks that can negatively affect your credit score. Depending on the company you work with, you might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.

Consider alternatives before signing up with a debt relief company:

  • Payment extensions. Companies you owe may be willing to extend your payment due date or put you on a longer payment plan if you ask.
  • Nonprofit credit counseling. Look for free debt-management help from nonprofit organizations like the National Foundation for Credit Counseling.
  • Debt settlement. If you can manage to pay a portion of the bill, offer the collection agency a one-time payment as a settlement. Collection agencies are often willing to accept a lower payment on your debt to close the account.

Bottom line

Remember that you have rights when it comes to paying your debts. All debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA). If you’re unsure what to do if an agency contacts you, read about how to deal with debt collectors, or if you find your debts too overwhelming to handle on your own, consider debt relief options.

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