A list of debt collection agencies

If your debts have been handed over to a collection agency, you may question if the company is legit. Here's a list of agencies around the country, their contact information and rating with the Better Business Bureau.


Account Management Systems	PO Box 13374 Tampa Florida 33681	888-643-7779	A+
Afni	PO Box 3097 Bloomington, IL 61702-3427	866-352-0479	A+
Alexander, Miller & Associates, LLC	7710-T Cherry Park Drive, Suite # 120, Houston, TX 77095	832-430-1651	A+
Alliance One	3000 Ames Crossing Road, Ste. 750 Eagan MN 55121	800-858-4472	NR
Allied Interstate	PO Box 361477 Columbus, OH 43236	800-811-4214	A-
Alltran	5800 North Course Drive Houston, Texas 77072	800-568-0399	A+
Alorica	5 Park Plaza, Suite 1100, Irvine, California 92614	866-256-7422	A+
Aspen National Collections	PO Box 10689 Brooksville FL 34603	800-981-9420	A+
Asset Compliant Solutions	3842 Harlem Road, Ste 341, Buffalo, NY 14216	888-995-4227	A+
Baltimore Credit & Collection Services, Inc.	6400 Baltimore National Pike, #469 Baltimore, MD 21228-3915	410-549-6444	NR
Benjamin Michael & Associates, Inc	P.O. Box 41 Coram NY 11727	631-944-6730	A+
Capital Collections, LLC	1221 Van Ness, 2nd Floor, Fresno, CA 93721	559-485-2127	A+
Capital Management Services L.P.	698 1/2 S Ogden Street Buffalo New York 14206	800-457-8220	A+
Client Services, Inc.	221 Point West Boulevard Street Charles Missouri 63301	800-521-3236	A+
Commonwealth Financial Systems	20 N. Keyser Avenue Scranton Pennsylvania 18508	800-848-2170	B
Convergent (formerly ER Solutions, Inc.)	800 SW 39th Street, Suite 100 Renton, WA 98057	800-444-8485	B+
Credit Management Company	2121 Noblestown Road Pittsburgh, PA 15205	800-472-1483	A+
Debt Recovery Resources	209 West 2nd Street, Suite 322 Fort Worth, TX 76102	866-746-5389	NR
Debt Recovery Solutions	6800 Jericho Turnpike, Suite 113E, Syosset NY 11791	800-851-9592	A+
Enhanced Recovery Company	8014 Bayberry Road Jacksonville, FL 32256	800-383-5979	B
EOS CCA Debt Collection Services	700 Longwater Drive Norwell, Massachusetts 02061	877-395-5997	A+
FirstSource Advantage, LLC	205 Bryant Woods South Amherst, NY 14228	800-486-9164	A+
General Revenue Corporation	4660 Duke Drive Suite 300 Mason, OH 45040-8466	855-85-5336	A-
Hunter Warfield	4620 Woodland Corporate Blvd. Tampa, FL 33614	888-486-8927	B
IC System	444 Highway 96 East, PO Box 64378 St. Paul Minnesota 55164-0378	800-279-3511	NR
Leib Solutions LLC	20 Clementon Road, East Suite 203, North Gibbsboro NJ, 08026	856-439-1179	A+
Martini, Hughes and Grossman	955 NW 17th Avenue, Building A, Delray Beach, Florida 33445	866-763-9700	A-
National Credit Adjusters	327 WEST 4TH, PO Box 3023 Hutchinson Kansas 67504	888-768-0674	B-
National Recovery Agency	PO Box 67015 Harrisburg, PA 17106	800-773-4503	A
Nationwide Credit	PO Box 14581 Des Moines, IA 50306-3581	800-456-4729	A+
Nationwide Recovery Systems	501 Shelly Drive #300 Tyler, TX 75701	800-458-6357	A+
Niagara Credit Solutions	1212 Abbott Road, Suite D, Lackawanna, New York 14218	888-841-3131	A+
Pioneer Credit Recovery	325 Daniel Zenker Drive Horseheads, New York 14845	855-284-4891	A-
Portfolio Recovery Associates, LLC	120 Corporate Boulevard Norfolk Virginia 23502	800-772-1413	A+
Prestige Services, Inc.	21214 Schofield Drive Gretna (Omaha), NE 68028	800-523-2797	A+
Progressive Financial Services	1919 West Fairmont Drive, Building 8, Tempe, AZ 85282	866-484-0204	A+
Rapid Recovery Solution	25 Orville Drive Bohemia NY 11716	866-944-8610	F
Regional Adjustment Bureau	6504 International Parkway, Suite 2100, Plano, TX 75093	800-580-0491	A+
Regional Finance	Greer, South Carolina	844-303-3980	A+
Resolution Financial Services Corporation	4337 Montgomery Avenue Bethesda, MD 20814	301-986-5770	A+
Resurgent Capital Services, LP	PO Box 10497, Greenville, SC 29603 Main Office NMLS ID#2301	888-665-0374	A+
Revenue Assurance Partners	19399 Helenberg Road, Suite 5, Covington, LA 70433	866-322-3328	A+
Rozlin Financial Group	1628 Dekalb Avenue Sycamore, IL 60178	866-217-9080	A+
Southwest Recovery Services	17311 Dallas Parkway #235, Dallas, TX 75248	866-558-3328	F
Summit Account Resolution	12201 Champlin Drive Champlin MN 55316	888-222-0793	A+
TSI	PO Box 15630 Wilmington, Delaware 19850	877-865-7686	A+
Tucker, Albin & Associates	1702 North Collins Boulevard, Suite 100, Richardson, TX 75080	877-455-4572	A+
United Consumer Financial Services	865 Bassett Road Westlake, OH 44145	800-338-6507	A+
Vericore	10115 Kincey Avenue, Suite 100, Huntersville NC 28078	800-995-0384	A+
Your Collection Solution	1755 N University Drive Pembroke Pines, FL 33024-3601	888-378-8100	A+

Compare debt relief options

1 – 3 of 3

Name	Costs	Requirements
Freedom Debt Relief Not rated yet Freedom Debt Relief Not rated yet	Monthly payment based on enrolled debt, no upfront fees	Must have at least $7,500 in unsecured debt, have a hardship is preventing the ability to pay creditors, and live in a serviced state.	Freedom Debt Relief works to help people with unmanageable, unsecured debt get back on their feet.	Go to site More Info	Compare	loading Fetching your data…
Accredited Debt Relief Not rated yet Accredited Debt Relief Not rated yet	Charges and fees vary by the company you're ultimately connected with	Must be at least 18 years old and a legal US resident; additional terms may apply based on services and products used.	This A+ BBB-rated service offers free consultations to lower your monthly payments help you get out of debt faster.	Go to site More Info	Compare	loading Fetching your data…
National Debt Relief Not rated yet National Debt Relief Not rated yet	15–25% of total enrolled debt	Must have a legitimate financial hardship which is preventing the ability to pay creditors and a minimum of $7,500 in debt.	Get back on your feet with a top-rated company that works with multiple types of debt.	Go to site More Info	Compare	loading Fetching your data…

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Before you sign up with a debt relief company

Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And not all companies are transparent about these costs or drawbacks that can negatively affect your credit score. Depending on the company you work with, you might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.

Consider alternatives before signing up with a debt relief company:

Payment extensions. Companies you owe may be willing to extend your payment due date or put you on a longer payment plan if you ask.
Nonprofit credit counseling. Look for free debt-management help from nonprofit organizations like the National Foundation for Credit Counseling.
Debt settlement. If you can manage to pay a portion of the bill, offer the collection agency a one-time payment as a settlement. Collection agencies are often willing to accept a lower payment on your debt to close the account.

Bottom line

Remember that you have rights when it comes to paying your debts. All debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA). If you're unsure what to do if an agency contacts you, read about how to deal with debt collectors, or if you find your debts too overwhelming to handle on your own, consider debt relief options.

Frequently asked questions

Is a creditor a debt collector?

No, a creditor is someone who lends you money — like a bank or a credit card company. A debt collector is a third party, hired by a creditor to collect debt.

How do I find out which creditor has my debt?

To find out which company has your debt you can check your credit report or contact your creditors.

How do I know if a debt collector is legit?

If you get a phone call from someone saying they’re a debt collector, be sure to ask them questions. Ask them their name and the company they represent and check a directory to confirm. Be sure to ask which creditor sent them your debt. Don’t give any money until you’re certain your debt is being paid and you’re not being scammed. Read our guide on how to know if the debt collector is a scam or our guide in debt collection laws by state.

Thank you for your feedback!

Zak Ali

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Zak Ali is the Head of Growth for Finder US, responsible for leading collaboration among key stakeholders to grow readership, revenue and brand awareness. Prior to Finder, Zak cofounded a community and news–focused tech startup. Zak's background also includes product management, growth marketing, social media, and web and mobile app design.

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List of debt collection agencies

Find out which agency has contacted you.

Compare debt relief options

Bottom line

Frequently asked questions

Zak Ali

More guides on Finder

Ask an Expert

List of debt collection agencies

Find out which agency has contacted you.

Compare debt relief options

Bottom line

Frequently asked questions

Zak Ali

More guides on Finder

Ask an Expert

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