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Lexus Pursuits Visa® review

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Get accelerated rewards at Lexus dealerships.

  • Get this card if you own a Lexus.
  • Pick something else if you want accelerated points on other categories.
  • Apply with a good to excellent credit score of 670 or higher.

5,000

Points as welcome offer

Up to 5x

Points

$0

Annual fee

15.49%, 19.49%, or 24.49%

Purchase APR (variable)

Lexus Pursuits Visa®
5x points at Lexus dealerships, 2x points on gas, dining and entertainment purchases and 1x points on all other purchases

Need help? Talk to a customer specialist

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Details

Product NameLexus Pursuits Visa®
Card typeVisa
Annual fee$0
Purchase APR15.49%, 19.49%, or 24.49% variable
Balance transfer APR26.99% variable
Balance transfer fee$10 or 5% of the transaction, whichever is greater
Cash advance rate26.49% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $39
Returned payment feeUp to $39

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Lexus Pursuits Visa® comes with a $0 annual fee, 5 points at Lexus dealerships — which comes as around 5% cash back — and 2x points on gas, dining and entertainment purchases. You also get to earn a 5,000 points worth $50 as a signup bonus.

Once you earn enough points, you can redeem them for Lexus service, parts and accessories. You can also redeem points toward your next eligible Lexus vehicle purchase or lease, or you can redeem your points for cash back as a statement credit or for travel experiences.

On the downside — don’t expect to get 0% financing options or a 0% intro APR period on purchases or balance transfers.

Another rewards credit card

Citi Rewards+℠ Card

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2x ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1x points thereafter. Plus, earn 1x points on all other purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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How to apply for the Lexus Pursuits Visa®

  1. Visit the Lexus Pursuits Visa® website and click Apply now.
  2. Fill out the application form with all the required details.
  3. Review your application and submit.

What credit score do I need?

To increase your chances of approval, apply with a good to excellent credit score of 670 or higher.

Lexus is the luxury car division of Toyota. If you own a Toyota, the Toyota Rewards Visa® card is a similar card with 5x points at Toyota dealerships.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Citi Rewards+℠ Card
Earn 15,000 points after spending $1,000 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
$0
The only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® VentureOne® Rewards Credit Card
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
CardMatch™ from creditcards.com
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Bottom line

Loyal Lexus car owners should consider getting the Lexus Pursuits Visa®. It comes with no annual fee and you get to earn 5x points at Lexus dealerships. Use your points toward your new Lexus purchase or for Lexus repairs.

But if you think there could be a better credit card for you, make sure you compare your credit card options until you find the right fit for your wallet.

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