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Lexus Pursuits Visa® review

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Get accelerated rewards at Lexus dealerships.

  • Get this card if you own a Lexus.
  • Pick something else if you want accelerated points on other categories.
  • Apply with a good to excellent credit score of 670 or higher.


Points as welcome offer

Up to 5x



Annual fee

13.99%, 17.99%, or 22.99%

Purchase APR (variable)

Lexus Pursuits Visa®
5x points at Lexus dealerships, 2x points on gas, dining and entertainment purchases and 1x points on all other purchases

Need help? Talk to a customer specialist



Product Name Lexus Pursuits Visa®
Card type Visa
Annual fee $0
Purchase APR 13.99%, 17.99%, or 22.99% variable
Balance transfer APR 26.99% variable
Balance transfer fee $10 or 5% of the transaction, whichever is greater
Cash advance rate 24.99% variable
Cash advance fee $10 or 5% of the cash advance amount, whichever is greater
Foreign transaction fee None
Interest free period Up to 25 days
Late payment fee Up to $39
Returned payment fee Up to $39

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Lexus Pursuits Visa® comes with a $0 annual fee, 5 points at Lexus dealerships — which comes as around 5% cash back — and 2x points on gas, dining and entertainment purchases. You also get to earn a 5,000 points worth $50 as a signup bonus.

Once you earn enough points, you can redeem them for Lexus service, parts and accessories. You can also redeem points toward your next eligible Lexus vehicle purchase or lease, or you can redeem your points for cash back as a statement credit or for travel experiences.

On the downside — don’t expect to get 0% financing options or a 0% intro APR period on purchases or balance transfers.

How to apply for the Lexus Pursuits Visa®

  1. Visit the Lexus Pursuits Visa® website and click Apply now.
  2. Fill out the application form with all the required details.
  3. Review your application and submit.

What credit score do I need?

To increase your chances of approval, apply with a good to excellent credit score of 670 or higher.

Lexus is the luxury car division of Toyota. If you own a Toyota, the Toyota Rewards Visa® card is a similar card with 5x points at Toyota dealerships.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$300 after spending $3,000 in the first 6 months (Offer expires 12/10/2020)
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Rates & fees
Blue Cash Everyday® Card from American Express
20% at up to $200 back in the first 6 months, plus $100 after spending $1,000 in the same timeframe
20% at up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at up to $200 back in the first 6 months. Rates & fees
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.

Compare up to 4 providers

Bottom line

Loyal Lexus car owners should consider getting the Lexus Pursuits Visa®. It comes with no annual fee and you get to earn 5x points at Lexus dealerships. Use your points toward your new Lexus purchase or for Lexus repairs.

But if you think there could be a better credit card for you, make sure you compare your credit card options until you find the right fit for your wallet.

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