JetBlue Plus Credit Card: Is the $99 annual fee worth it? | finder.com

JetBlue Plus Card review

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JetBlue Plus Card

Earn double points at restaurants and grocery stores.

30-second take

  • Get this card if you often fly JetBlue.
  • Pick something else if you prefer other airlines or if you want a general travel credit card.
  • Apply with good to excellent credit score of 670 or higher.
Product NameJetBlue Plus Card
Card TypeMastercard
Annual Fee$99
Purchase APR18.24%, 22.24% or 27.24% variable
Intro Purchase APR

N/A

Balance Transfer APR18.24%, 22.24% or 27.24% variable
Intro Balance Transfer APR 0% for the first 12 billing cycles (then 18.24%, 22.24% or 27.24% variable)
Balance Transfer Fee$5 or 3% of the transaction, whichever is greater
Cash Advance Rate27.49% variable
Foreign Transaction FeeNone
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Interest Free PeriodUp to 23 days
Late Payment FeeUp to $37
Returned Payment FeeUp to $37
Additional Cardholder Fee$0
Minimum Age18 years of age
Welcome OfferEarn 40,000 bonus points after you spend $1,000 on purchases in the first 90 days.
Rewards6x points on JetBlue purchases
Base Rewards1x miles
Rewards Points ExpiryNever

The basics

The JetBlue Plus Card can be an excellent choice if you often fly JetBlue. The signup bonus alone could be enough to cover your annual fee for a few years. You can earn points on flights, get a long intro APR period on balance transfers, get bonus points on your card anniversary and save money on your first checked bag.

The perks

  • Signup bonus.
    Spend $1,000 in your first 90 days of card membership and earn 40,000 bonus points. This is one of the easiest signup bonuses you can get with a redemption value of up to $600 according to the Barclays site as of January 2019.
  • Reward points.
    Earn 6x points on JetBlue purchases, 2x points at restaurants and grocery stores and 1x points on everything else you buy.
  • Intro balance transfer APR.
    Get a 12 month period of interest-free balance transfers from account opening. After that, a variable APR of 18.24%, 22.24% or 27.24% applies. This is one of the rare airline credit cards that comes with an intro APR period.
  • First checked bag free.
    First checked bags are normally $30 per bag, per flight. That means a family of four can save $240 using the first checked bag free perk.

Is the annual fee worth it?

The annual fee of $99 could be worth it if you use the card often. For example:

  • Clearing the signup bonus.
  • Making two round trips and saving on the first checked bag.
  • Purchase a vacation package of $100 and more.
  • Spending $1,000 at restaurants or grocery stores, or spending $334 on JetBlue flights and getting the account anniversary bonus.

You’ll also like

  • Account anniversary bonus.
    Get 5,000 bonus points every year on your card anniversary. With a redemption value of up to $75, this quickly lowers the card’s annual cost.
  • Points pooling.
    You and up to six other family members or friends can choose to pool points together. The pool leader can then designate members who want to redeem points.
  • No foreign transaction fees.
    You won’t pay any foreign transaction fees if you travel abroad and use your card.
  • In-flight savings.
    Save 50% on eligible in-flight purchases including cocktails and food. Savings appear as a statement credit within four to six weeks after your transaction posts to your account.
  • Vacation package statement credit.
    Purchase a $100 or more vacation package with your card and get $100 in statement credit once every year.
  • Points back upon redemption.
    Get 10% points back after you redeem an award flight with JetBlue.

What to watch out for

  • Annual fee.
    The card comes with a $99 annual fee.
  • Balance transfer limitations.
    Balance transfers must post within your first 45 days of card membership to use the intro APR period.
  • No intro APR on purchases.
    The card offers intro APR period on balance transfers, but not on purchases. If that’s what you need, check out 0% intro APR credit cards.
  • Taxes and fees on award flights.
    Domestic flights come with fees and taxes of $5.60 for one way and $11.20 for round trip flights. International award flights cost $5.60 to $161.50 for one-way and $27.60 to $171.60 for round trip flights.

Compare travel rewards cards

Name Product Welcome Offer Rewards Annual Fee
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
40,000 miles after spending $2,000 in the first 3 months plus 20,000 miles after spending $8,000 in the first 6 months
2x miles at restaurants, on hotel stays and on purchases from United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 40,000 miles after spending $2,000 in the first 3 months. Earn an additional 20,000 miles after spending $8,000 in the first 6 months.
25,000 points after spending $2,000 in the first 4 months
2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases
$0 intro annual fee for the first year ($49 thereafter)
Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months.
30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees

Compare up to 4 providers

What should I know before I apply?

People 18 years old and up can apply for the card with the following information:

  • Full name and contact information.
  • Residential address and time in the permanent address.
  • Employment information and annual income.
  • Date of birth, Social Security number and mother’s maiden name.

What credit score do I need?

Your chances of approval increase with a good to an excellent credit score of 670 or higher.

What do customers say about the JetBlue Plus Card?

Customers love the signup bonus and the value they get from the TrueBlue points. Though some say it took too long to get the bonus points applied to their account.

The Better Business Bureau rates Barclays with an A+. If you’re planning on using the bonus points for a trip, make sure you allow enough time for them to post to your account.

How to apply for the JetBlue Plus Card

  1. Go to JetBlue website and find the JetBlue Plus Card. Click Apply now.
  2. Fill out the application form.
  3. Review your application and submit.

How long will it take to get my JetBlue Plus Card?

Barclays can make an immediate decision on your application. If they require additional information, however, it could take a few business days up to a few weeks.

Upon approval, expect your card to arrive in up to 10 business days.

I got the card. Now what?

  • Download the Barclays US app. Use the app to access your FICO score, track your transactions and more.
  • Download the JetBlue – Book & Manage trips mobile app. You can use the app as a boarding pass, to book flights, to track your TrueBlue points and more.
  • Avoid paying interest and fees. Try to pay your balance on time. Otherwise, you’ll pay late payment fees and interest on your balance.
  • Customer support. Call Barclays at 866-928-8598 for any questions you may have.

How do I redeem points from JetBlue Plus Card?

Log in to your online JetBlue account to redeem your points and click Book travel. Your options include:

  • JetBlue flights
  • Vacation packages
  • Hawaiian Airlines flights
  • Magazine subscriptions
  • Transfer points
  • Donate points

Bottom line

If you often fly JetBlue, this could be a solid card for you. You’ll save money on your first checked bag per flight, earn JetBlue TrueBlue points on your purchases and get to earn a generous signup bonus that can cover your annual fee for up to five years.

But if you often fly other airlines, you might want to compare other general travel credit card options to find a card that’s right for you.

Our guide to the JetBlue TrueBlue program

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