Review: JetBlue Plus Credit Card – August 2017

A great choice for loyal JetBlue flyers, with strong point multiples and attractive perks on JetBlue flights.

Known for: Great rewards for JetBlue regulars
Minimum credit score: 670 (Fair)

If you’re a JetBlue regular, the JetBlue Plus credit card may be a perfect fit. The card stocks a bevy of features for all things JetBlue, including lots of bonus points, free checked bags, in-flight discounts and 10% of your points back each time you redeem TrueBlue points.

Product NameJetBlue Plus Card
Intro APR for Balance Transfer0% Intro APR for 12 billing cycles (with $5 or 3% of the amount of each transfer, whichever is greater.% balance transfer fee)
Balance Transfer Rate (not intro)12.99% - 25.99% variable
Balance Transfer Request Time10 days
APR for Purchases ( Purchase Rate )12.99% - 25.99% variable
Annual fee$99
Cash Advance Rate26.24% variable
Card TypeMastercard
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 23 days
Returned Payment Fee$0
Minimum Interest$0.50
Minimum Credit ScoreFair (660-699)
Minimum Age18 years of age
Annual fee$99
Returned Payment Fee$0
Late Payment FeeUp to $37
Cash Advance Fee$10 or 5% of the amount of each cash advance, whichever is greater.

The JetBlue Plus Credit Card at a glance

  • Card name: JetBlue Plus
  • Card type: Mastercard


Points

  • Bonus points on sign-up: 30,000
  • Bonus points conditions: Spend $1,000 in the first 90 days
  • Reward points per dollar: 6x points at JetBlue; 2x points on dining and groceries; 1x point on everything else
  • Reward points cap: No cap
  • Points expiration: No expiration


Purchases, balance transfers and cash advances

  • APR for purchases (purchase rate): 12.99% - 25.99% variable based on your credit history
  • Intro APR for balance transfers: 0%
  • Intro rate period: First 12 billing cycles following each balance transfer (must be posted within 45 days of account opening)
  • Balance transfer revert rate: 12.99% - 25.99% variable based on your credit history
  • Balance transfer request time: Up to 10 days on approval
  • Balance transfer limit: Up to available credit limit
  • Cash advance rate: 26.24% variable


Fees

  • Annual fee: $99 p.a.
  • Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash advance fee: $10 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign transaction fee: 0% of each transaction in U.S. dollars.
  • Late payment fee: Up to Up to $37
  • Returned payment fee: Up to $0.00
  • Minimum interest: $0.50

The perks

The JetBlue Plus card will reward you heartily if you fly often on JetBlue. With a 6x multiple on JetBlue spending, you’ll quickly rack up a trove of TrueBlue points. The card offers several other perks to entice more in-house spending, like your first checked bag free on JetBlue flights, 10% of your points back each time you redeem and 50% off in-flight purchases.

  • 30,000-point introductory bonus. If you spend $1,000 in the first 90 days, you’ll earn 30,000 bonus TrueBlue points.
  • 6x points on JetBlue spending. For each dollar you spend at JetBlue, you’ll earn 6 points.
  • 2x points on dining and groceries. For each dollar you spend at restaurants and grocery stores, you’ll earn 2 points.
  • 1x points on everything else. For each dollar you spend in all other categories, you’ll earn 1 point.
  • introductory APR on balance transfers. For balance transfers you make within the first 45 days, you’ll receive a APR for 12 billing cycles.
  • Free first checked bag on JetBlue flights. When you purchase your flight with your JetBlue Plus card, you and up to three travel companions will get your first checked bag free.
  • TrueBlue perks. As a member of JetBlue’s TrueBlue program, you can use your points without blackout dates. You can also redeem your points for any seat, and your points don’t expire.
  • 5,000 bonus points every year. Every year after your account anniversary, you’ll receive 5,000 complimentary TrueBlue points.
  • Qualify for TrueBlue Mosaic after $50,000 in spending. Each calendar year you spend $50,000 with your card, you’ll qualify for a year of TrueBlue Mosaic. Mosaic benefits include no change or cancellation fees, first and second checked bags free and early boarding.
  • 10% of your points back when you redeem points.
  • No foreign transaction fees. Use your card internationally without incurring fees.
  • $100 statement credit with the purchase of a JetBlue Getaways vacation package.
  • 50% off in-flight purchases. Receive 50% off eligible purchases, which includes beer, wine, JetBlue movies and meals.
  • Fraud protection. You won’t be liable for unauthorized payments charged to your card.

What to watch out for

  • $99 p.a.annual fee. To make the most of the card’s annual fee, consider whether you’ll take advantage of what the card offers — namely, taking a JetBlue flight at least every year or so.
  • Higher cash advance rate. If you’re thinking about taking out a cash advance, know that doing so comes with a higher APR of 26.24% variable. You’ll also pay a cash advance fee of $10 or 5% of the amount of each cash advance, whichever is greater.
  • Ongoing rate for balance transfers. You’ll receive  APR on balance transfers for the first 12 billing cycles. Afterward, the APR reverts to 12.99% - 25.99% variable based on your credit history.
  • Multiple APRs for purchases and balance transfers. Depending on your creditworthiness, you could qualify for a lower-than-average APR of 12.99% - 25.99% variable.
  • Balance transfer fees. Though you’ll get a  intro APR on balance transfers you make within the first 45 days, you’ll pay a fee per transfer of either $5 or 3% of the amount of each transfer, whichever is greater.

Am I eligible?

Thinking about applying for the JetBlue Plus card? We recommend meeting these requirements before applying:

  • Fair to excellent credit (670+). Since the JetBlue Plus is a rewards card, it’s recommended you apply with fairly strong credit.
  • At least 18 years old and a resident of the United States. You can’t be approved for the card if you don’t meet these requirements.

What information do I need to apply?

  • Your name, residential status and residential address
  • Your employment information
  • Your Social Security number and mother’s maiden name
  • Your email address, phone number and date of birth
  • Your annual income and other financial information

How to apply for the JetBlue Plus Credit Card

Always consider your options and your financial situation before you apply for a credit card.

  1. Hop over to JetBlue Plus credit card application page.
  2. Click the “Apply now” button on the Barclaycard page.
    JetBlue Plus Credit Card Apply Now
  3. Complete the application with general information about yourself (name, address, residential status, etc.), financial information (employment, income, etc.) and contact information.
  4. Add a balance transfer, if you want to.
  5. Read the terms and conditions and click “Apply.”

I got the credit card! Now what?

To get the most out of your new card:

  • Make monthly payments on time. Pay off your statements on time to avoid costly fees, which can come in at up to Up to $37 each time you pay late.
  • Set up automatic payments with Barclaycard. Just add an account you’ll be paying from and set a date on which the account will be billed each month.
  • Keep track of when your balance transfer intro APR expires. On each balance transfer you make within the first 45 days, you’ll get a  APR for 12 billing cycles. After that APR expires, however, any remaining balance will start accruing interest.
  • Be careful with common fees. Though the JetBlue Plus card comes with no foreign transaction fees, you will be charged transfer fees and cash advance fees.
  • Make balance transfers quickly if you want to take advantage of the intro APR. Balance transfers qualify for the  intro APR if they’re posted within the first 45 days.

JetBlue Plus Credit Card: The bottom line

The $99 p.a. annual fee might not be quite worth paying if you don’t fly on JetBlue much. But if you’re a JetBlue regular, you’ll find a lot to like about this card.

FAQs

TrueBlue points are points for JetBlue’s loyalty program. You can use these points to buy flights with no blackout dates.

TrueBlue points don’t expire as long as you maintain an account in good standing.

JetBlue points are typically worth slightly over the industry average of 1 cent per point. At the time of this writing, for example, we were able to find $179 one-way flights from Los Angeles to New York City for 10,700 points. Assuming the same price for a return flight, your fare would be easily covered by JetBlue Plus’ 30,000 introductory points bonus.

Compare other Barclaycard credit cards

Rates last updated August 22nd, 2017
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Barclaycard Arrival World MasterCard
16.24%–24.24% Variable
0% Intro APR for 12 months
$0
Earn 20,000 bonus miles and enjoy the current offer of 0.00 % APR for 12 months on balance transfers — all for a $0 annual fee.
Barclaycard Arrival Plus World Elite Mastercard
16.99%–23.99% variable
0% Intro APR for 12 months (with whichever is greater: $5 or 3%% balance transfer fee)
$0 annual fee for the first year ($89 thereafter)
Earn 50000 bonus miles after spending $3,000 on purchases in the first 90 days.
Barclaycard Rewards MasterCard
25.24%
$0
Pay no annual fee and earn up to 2 points on everyday purchases.
Barclaycard Ring™ Mastercard®
13.99% variable
0% Intro APR for 15 months
$0
Low intro APR on purchases and balance transfers.
Barclaycard NFL Extra Points Credit Card
15.99%–25.99% variable
0% Intro APR for 15 months (with $5 or 3% of the transaction, whichever is greater% balance transfer fee)
$0
Balance transfer offer of 0.00% p.a. for 15 months and enjoy 10,000 bonus points.
Barclaycard CashForward™ World Mastercard®
15.99%, 20.99% or 25.99% Variable
0% Intro APR for 15 months (on balance transfers made within first 45 days) (with 3%, (Minimum $5)% balance transfer fee)
$0
Receive $200 cash rewards bonus when you spend $1,000 on your card within the first 90 days. A no annual fee card with 0% introductory APR on balance transfers.

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