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JetBlue Business Card review

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Generous rewards include up to 6x points on this low-cost carrier plus points on business expenses and top travel perks.

  • Get this card if you’re a business owner who’s loyal to JetBlue.
  • Pick something else if you prefer other airlines, don’t want an annual fee or are looking for cash back.
  • Apply with a good to excellent credit score of 670 or higher.

50,000

Points as welcome offer

Up to 6x

Points

$99

Annual fee

17.74% to 26.74%

Purchase APR (variable)

Details

Product NameJetBlue Business Card
Card typeMastercard
Annual fee$99
Purchase APR17.74% to 26.74% variable
Balance transfer APR17.74% to 26.74% variable
Balance transfer fee$5 or 3% of the transaction, whichever is greater
Cash advance rate26.99% variable
Cash advance fee$10 or 3% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 20 days
Late payment fee$39
Returned payment fee$39
Additional cardholder fee$0

The basics

If you’re a business owner who regularly flies with JetBlue, you’ll like the benefits of this small business card.

Let’s start with the TrueBlue points you can earn on purchases with the low-cost carrier — a generous 6x points per dollar when you book directly with JetBlue Airways. You’ll also earn 2x points at office supply stores and restaurants and 1x points on all other purchases.

Another perk is 5,000 bonus TrueBlue points on your card anniversary. All point earnings are unlimited and don’t expire.

As for travel extras, your JetBlue Business Card allows for a complimentary checked bag for you and up to three companions flying on the same reservation. You also get 50% off in-flight meals, beverages and JetBlue movies. Not to mention foreign transactions attract no fees.

Spend more than $50,000 in a calendar year with your card, and you’re upgraded to enjoy TrueBlue Mosaic benefits for fee-less changes and cancellations, seat upgrades and early boarding. All in addition to more robust point multiples.

With many benefits and only a $99 annual fee, it’s a top choice for businesses that travel a lot in regions served by JetBlue. Add cards to your account at no additional fee with the flexibility to set individual limits and other restrictions for each employee.

Consider this business rewards card

Universal Premium Mastercard®

  • Accepted at nearly 160,000 fueling locations throughout the United States
  • Choose the most convenient and cost saving sites for your business
  • Prevent unwanted non-fuel spending by limiting purchases only to the pump
  • Open cards to make purchases at over 400,000 maintenance locations
  • Save up to 6¢ per gallon with volume rebates on purchases within the Retail Savings network
  • Save up to 15% on fuel management costs
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The perks

  • Earn points: Get up to 6x points on spending and 5,000 bonus points on your account anniversary.

    If you frequently fly to JetBlue destinations, take advantage of 6 points for every dollar you spend directly with the airline. You’ll earn 2 points for every dollar spent on office supplies and restaurants and 1 point for everything else.

    JetBlue doesn’t limit how many points you can earn, and they don’t expire. Redeeming your points with TrueBlue also earns you 10% of your points back.

  • Signup bonus: Earn 50,000 bonus points.

    When you spend $1,000 on purchases in the first 90 days from account opening, you’ll earn 50,000 bonus points. You’ll also earn 10,000 points after making a purchases on an employee card in the same timeframe. These points can be redeemed for flights operated by JetBlue. If eligible, you can pool points and share with others to make the most of your rewards.

  • JetBlue extras: Get perks and savings when you fly.

    Pay for your airfare with the JetBlue Business Card, and you’ll pay no fee for your first checked bag. Neither will up to three companions traveling on the same reservation. Just remember to enter your linked TrueBlue number when booking.

    Save 50% off meals, drinks and movies you purchase onboard. And if you spend more than $50,000 in a year, you can take advantage of TrueBlue Mosaic benefits through the next calendar year.

  • Spend abroad without worry: No transaction fees.

    Avoid any foreign currency conversion fees when you use your card overseas.

  • Add employees: No fees for extra cards.

    You pay one $99 annual fee for your account, regardless of how many employee cards you add.

You’ll also like …

  • $100 statement credit on a JetBlue Vacation.

    Purchase a JetBlue Vacations package of $100 or more and you’ll see a $100 statement credit applied to your account. You can take advantage of this deal once each calendar year.

  • Car rental protection.

    Rentals purchased with your card come with a collision damage waiver for up to 30 days.

  • Purchase protection.

    Most items you buy with your card are covered against loss or damage for 90 days from purchase.

What to watch out for

  • Limited points earnings outside of JetBlue.

    The 6x points earned on JetBlue purchases is solid. But you’ll earn limited points on office supplies, restaurants and everyday spending. Other business cards offer stronger rewards that can include 1.5 miles or 2% cash back across all spending.

  • Annual fee.

    Given this card’s rewards, loyal JetBlue fliers can quickly make up the $99 annual fee. Still, other business rewards cards charge no annual fee.

  • Potentially high APR.

    This card comes with no low- or 0%-APR intro period, attracting 17.74% to 26.74% variable APR on purchases immediately. Cash withdrawals come with a high 26.99% variable. You’ll want to keep this in mind if you plan to carry balances monthly.

Compare business credit cards

Updated October 20th, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.99% to 22.99% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees
2% cash back on all purchases
18.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn $500 after spending $4,500 in the first 3 months.
1.5% cash back on all purchases
0% intro for the first 9 months (then 14.74%, 18.74% or 22.74% variable)
$0
Unlimited 1.5% cash back on every purchase, every day.
2x miles on all purchases
18.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn unlimited 2x miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem.
1.5x miles on all purchases
0% intro for the first 9 months (then 14.74%, 18.74% or 22.74% variable)
$0
Unlimited 1.5x miles on every purchase, every day.
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
15.99% to 23.99% variable
$295
Up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months, offer ends November 6, 2019. Rates & fees
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
N/A
$595
Earn 50,000 points after spending $10,000 and an extra 50,000 points after spending an additional $15,000 on purchases in the first 3 months from account opening. Rates & fees
1.5% cash back on all purchases
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.
5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.
N/A
0% intro for the first 12 billing cycles (then 12.24% to 20.24% variable)
$0
Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
1% cash back on all purchases
24.74% variable
$0
Get the credit you want for your business and unlimited 1% cash back on every purchase, every day.
3% cash back on gas, cell phone services, and office supply stores and 1% back on all other purchases
0% intro for the first 15 billing cycles (then 14.24% to 25.24% variable)
$0
Earn $500 cash back after you spend $4,500 on purchases in the first 150 days from account opening. Rates & Fees
3x points in a chosen category and 1x points on all other purchases
0% intro for the first 9 billing cycles (then 14.24% to 25.24% variable)
$0
Earn 20,000 bonus points when you spend $1,000 in net purchases within the first 90 days after opening your account. Rates & Fees
2x points in the category you spend the most each month - gas stations, office supply stores or airlines, plus on cellular providers and 1x on all other purchases
14.24% to 25.24% variable
$0 intro annual fee for the first year ($55 thereafter)
Earn 25,000 bonus FlexPoints worth $375 on airfare, hotel stays, car rentals and more when you spend $2,000 in purchases within the first 4 months of account opening. Rates & Fees
2x points in the two categories you spend the most in each month and 1x points on all other purchases
18.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases. Rates & Fees
1.5% discount when you pay early
N/A
$0 intro annual fee for the first year ($250 thereafter)
Get a 1.5% discount when you pay early, with no cap on what you can earn back. Rates & fees
3x points at U.S. restaurants and direct hotel and airfare purchases on up to $50,000 (then 1x), 2x points on purchases through Amex Travel and 1x points on all other purchases
N/A
$95
Earn 3x points at U.S. restaurants and direct hotel and airfare purchases on up to $50,000 (then 1x), 2x points on purchases through Amex Travel and 1x points on all other purchases. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.49% to 26.49% variable
$95
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
2x points on Southwest Airlines and 1x points on all other purchases
17.74% to 24.74% variable
$99
Earn 60,000 points after spending $3,000 in the first 3 months and 6,000 points after your card anniversary.
3x points on Southwest Airlines, 2x points on social media and search engine advertising, Internet, cable, and phone services and 1x points on all other purchases
17.74% to 24.74% variable
$199
Earn 70,000 points when you spend $5,000 on purchases in the first 3 months.
6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases
17.49% to 26.49% variable
$125
Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months of card membership. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$195
Earn 35,000 miles and 5,000 MQMs after spending $1,000 in the first 3 months plus $100 after making a direct Delta purchase in the same timeframe. Rates & fees
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
N/A
N/A
$0
60-day interest-free financing for e-commerce businesses.
2x miles at restaurants, gas stations and office supply stores, 2x miles on United and 1x miles on all other purchases
17.74% to 24.74% variable
$95
Earn 50,000 miles after spending $5,000 in the first 3 months. Earn another 50,000 miles after spending $25,000 total in the first 6 months.

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What size business is the JetBlue Business Card good for?

The JetBlue Business Card is a good match for small- to medium-size businesses looking to get big value on JetBlue flights with a small $99 annual fee. All business purchases earn TrueBlue points with no cap on how much you can earn.

Larger companies might prefer more robust expense management tools and tracking apps, which this card lacks.

What should I know before I apply?

To apply for the JetBlue Business Card, you must be at least 18 years old, a permanent US resident and the sole proprietor or authorized representative of your business.

Required documents and information

  • Your name, address, Social Security number and date of birth
  • Full details of your business, including its legal name and registered address
  • The number of employees in your business and your total annual revenue
  • Your TrueBlue member number, if you’re a member

What credit score do I need?

You’ll have a better chance of approval for the JetBlue Business Card if you apply with a good to excellent credit score of 670 or higher.

What’s my likelihood of being approved?

Barclaycard, this card’s issuing bank, doesn’t release internal approval criteria, but expect it to look at many factors beyond your credit score when considering your application. It will likely consider the total credit already available to your business, how much of that credit is currently in use and your ability to repay on your spending.

Ultimately a good to excellent credit score can bolster your chances of approval, but it’s no guarantee.

What do customers say about the JetBlue Business Card?

Customers online generally praise this card’s earning potential on JetBlue’s already low airfare. But a few say that they’ve received notification of lower credit limits after only a few months of using it, without a lot of explanation as to why. Others say that approval can be difficult if you own other business credit cards.

Some reviewers indicate that help with Barclaycard customer service is quick and sufficient, even if the problem is difficult.

Barclaycard is part of Barclays Bank Delaware, which earns an A+ from the Better Business Bureau, where it’s been accredited since January 2001. However, the brand earns a 2.3 out of 10 on Trustpilot, garnering 211 one-star reviews that cite poor communication, unexpected credit limit decreases and charge issues.

How to apply for the JetBlue Business Card

  1. Apply from JetBlue’s site by searching for the JetBlue Business Card.
  2. Enter the requested personal and financial information about you and your business.
  3. If you have one, enter your existing TrueBlue membership number to link your account.
  4. Add information for any employees you’d like to add to your account.
  5. Review your application, and click Apply.

How long will it take to be approved?

Barclaycard offers an automatic approval process, which means you could see a decision on your application within minutes. If your application requires a manual review, it might be a few weeks before you see a decision.

How long will it take to get my JetBlue Business Card?

After your application is approved, you can expect to receive your new JetBlue Business Card by mail in 7 to 10 business days.

I got the card. Now what?

  • Pay on time. To avoid late fees of up to $39, set up autopay to cover at least your account’s minimum payment each month.
  • Redeem your points. Keep an eye on your TrueBlue points balance to redeem your points for JetBlue flights once you’ve racked up enough.
  • Add employees. Increase your JetBlue points earnings by adding cards for your employees. You won’t be charged a higher annual fee for additional cards.

Top Barclays business cards

Bottom line

The JetBlue Business Card is a no-brainer for businesses that regularly fly to JetBlue to destinations — or are looking to.

But if you prefer other airlines or stronger rewards on everyday spending, look into other card options for small businesses.

Our guide to the JetBlue TrueBlue program

Frequently asked questions

Images: barclaycardus.com

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