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Send money to Uganda

Find the best way to transfer money from the United States to Uganda.

Looking for the best way to send money from the United States to family, friends or businesses in Uganda (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more shillings.

Compare ways of sending money to Uganda

Use our table below to compare services that send money from America to Uganda. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Uganda.

1 - 3 of 3
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
WorldRemit
Within an hour
From $1.99

View details
Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Remitly
Within minutes
From $0

View details
Use code FINDERUSA20 for $20 off your first transfer from the US when you send at least $250. T&Cs apply.
Free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0

View details
Use code FINDERUSA20 for $20 off your first transfer from the US when you send at least $250. T&Cs apply.
Free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
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Compare up to 4 providers


How to send money to Uganda from the United States

Here's our simple process for sending a money transfer to Uganda as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options.
    Use our table above to find a money transfer provider that sends USD to Uganda. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details.
    Enter your recipient's name and contact information. If you're sending straight to their Ugandan bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Uganda Shilling your recipient should receive, so double check this.
  5. Complete your transfer.
    Send your money transfer to Uganda. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Ugandan bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Ugandan recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Uganda.

  • Bank deposit. Most major banks in America let you wire money to banks in Uganda. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like WorldRemit and Remitly make international money transfers to Uganda easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Uganda.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Uganda.
  • Cash pick-up. WorldRemit and Remitly allow you to collect cash, even if you don't have a bank account in Uganda.
  • Bank deposit. If you have a Ugandan bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Ugandan bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Uganda?

To send money from the United States to Uganda, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Ugandan bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Uganda?

To collect money in person in Uganda, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as a Ugandan passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Uganda from America?

The cost of sending money to Uganda from the United States depends on the exchange rate between USD to UGX, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Uganda for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as WorldRemit and Remitly offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Uganda faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Ugandan bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.
Looking for the best exchange rate? Discover the USD/UGX exchange rate rates and historical changes.

Frequently asked questions

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10 Responses

  1. Default Gravatar
    sharonMarch 11, 2019

    How I get the intermediate receiver code to to receive money from global money transfer

    • Avatarfinder Customer Care
      johnbasanesMarch 12, 2019Staff

      Hi Sharon,

      Thank you for reaching out to Finder.

      The receiver code is normally sent by the sender when they complete the money transfer on their end. This also serves as a tracking number to know when the money would be received. Please reach out to the sender to get this code. Hope this helps!

      Cheers,
      Reggie

  2. Default Gravatar
    FatumaOctober 5, 2018

    I would like to know if i can receive dollar currencies instead of shillings through money gram,western Union from USA?

    • Default Gravatar
      AshOctober 5, 2018

      Hi Fatuma,

      Thank you for contacting finder.

      Yes, you may request for the Recipient to receive the money in US Dollars. You must inquire first with Western Union so they can check on their Agent Location in Uganda if they have enough US Dollars to cover the amount that you are going to send.

      I hope this helps.

      Please do not hesitate to reach out again to us if you have additional questions.

      Cheers,
      Ash

  3. Default Gravatar
    GeorgeOctober 5, 2018

    Is this also your number for money transfer+256394844870

    • Avatarfinder Customer Care
      johnbasanesOctober 5, 2018Staff

      Hi George,

      Thank you for leaving a question.

      Please clarify if +256394844870 is an account number of a phone number for customer support of one of the companies that we feature over at finder.

      Cheers,
      Reggie

  4. Default Gravatar
    walugembeMay 2, 2018

    how can one receive money from japan on his phone

    • Default Gravatar
      joelmarceloMay 4, 2018

      Hi Walugembe,

      Thanks for leaving a question on finder.

      Not sure what you mean by “receiving money on phone” but if you are looking to receive or send money to Japan, you can use our comparison table to see which provider suits you.

      Cheers,
      Joel

  5. Default Gravatar
    JackApril 5, 2017

    World First actually does not have the capability to do USD to UGX transfer. I only found this out after completing a very long and detailed registration process. They also informed me that even though I am not going to be a transacting customer that they can not delete my account information.

    • Avatarfinder Customer Care
      HaroldJuly 10, 2017Staff

      Hi Jack,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general advice. It would be nice if you can clarify this matter directly with the money transfer company. They will be able to provide your an options based on your current circumstance.

      I hope this information has helped.

      Cheers,
      Harold

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