Best way to send money to Switzerland | finder.com
Beach at Switzerland

How to send money to Switzerland

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Find the quickest and cheapest way to make an international transfer to Switzerland.

Making international money transfers doesn’t have to be a headache. With a number of banks and independent money transfer companies able to exchange your US dollars for Swiss francs, you have plenty of options to choose from. All you have to do is spend some time considering the cost of the transfer before making a final decision so you can ensure you get the best deal when sending money to Switzerland.
Venstar Exchange

Our pick: Venstar Exchange

Get competitive rates with no fee for transfers $5,000 and above.

  • Specializes in larger transactions for businesses and individuals
  • Get access to a dedicated Exchange Specialist to help your transaction go smoothly
  • Speedy approval: Approves most new accounts within hours
  • High security standards to safeguard your information

    Compare international money transfers to Switzerland

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 3 - 5 days USD 0.00 0.976 CHF 4,880 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 0.00 0.984 CHF
    4,920
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 0.00 0.971 CHF 4,853 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    USD 1,000 1 day USD 0.00 0.974 CHF 4,870 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 0.98 CHF 4,900 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details
    USD 5,000 1 day USD 0.00 0.967 CHF 4,836 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

    Compare up to 4 providers

    Banks vs. money transfer services

    Many banks offer money transfer services to Switzerland, but that doesn’t make them the best deal. They often charge high fees, have subpar exchange rates and process transfers slowly. Another option you might want to consider is an independent money transfer company. These tend to offer all around better deals than banks, and many have different features that set them apart when you want to send money to Switzerland.

    Roger sends money to Switzerland

    Roger is a professional athlete based in the United States. He wants to send a Christmas gift of $2,000 to his parents back home in Bern, but he knows that sending the money through his bank will be unnecessarily expensive. He decides to calculate the costs involved in sending the same amount of money through two well-known money transfer companies.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 0.97 CHF1 USD = 0.96 CHF
    Transfer fee$5$7
    Transfer options Bank account depositBank account deposit
    Transfer speed 1 to 3 business days3 business days
    Total CHF received1,940 CHF1,920 CHF

    The first company charges a lower transfer fee and also allows Roger to send an extra 20 CHF, which makes it an easy choice for Roger.

    Options for sending money to Switzerland from the US

    • Bank transfers. Many major US banks can safely wire your funds to Switzerland. However, the frustratingly high fees and weaker exchange rates you’ll receive by going through your bank may not make this your first choice.
    • Online money transfer services. These specialists offer more affordable transfers than banks, allowing you to quickly and easily manage your transactions from home. With competitive exchange rates and lower fees, you can send funds from your bank account or visit an agent location.
    • Providers with cash pickup. Trusted providers like Western Union and MoneyGram give your recipient fast access to the cash you send — sometimes within minutes. However, services typically cost more than an online transfer specialist and vary by where you’re transferring your money and how you’re paying for it.
    • PayPal transfers. Not just for online purchases, PayPal offers transfers to more than 100 countries and supports multiple currencies. Its exchange rates are often better than those you’ll get from a bank but not quite as strong as rates from money transfer companies. PayPal calculates its transfer fee as a percentage of the amount you’re sending, which means it’s often better for sending smaller amounts of money.
    • International money order. You can get this type of money order from your bank and send it overseas to your recipient, who then cashes it in at their own bank. While more secure than a personal check, it’s a slower option than using an electronic transfer. It also costs a little more — you’ll have to purchase the check, and your recipient may be charged a fee by their own bank cashed.

    Familiarize yourself with the laws and legal documents for transferring money into Switzerland

    Foreign exchange rates explained

    Exchange rate is used by banks and international businesses to determine how much one country’s currency is worth when it’s converted to another currency. The Swiss franc is a strong currency when compared to the US dollar.

    Best USD-CHF exchange rates

    Find the best provider for your transfer

    Answer three quick questions and we'll give you an instant recommendation for a money transfer service based on your needs.

    Question 1 of 2

    Based on your answers, check out:

    Compare more money transfer services

    How to send money to Switzerland

    1. Select a money transfer provider from the table above.
    2. Click Go to site when you’re ready to make an account.
    3. Start a transfer by entering how much you want to send and your recipient’s information.
    4. Pay for your transfer and save your tracking number.

    Same-day transfers to Switzerland

    If you need to send a same-day transfer to Switzerland, you’ll want to take the time to compare rates. Some companies will charge higher fees or offer less favorable exchange rates when you need quick processing time, so you’ll need to be on the lookout for a good deal if you don’t want to break the bank with a money transfer.

    Tips for picking up cash in Switzerland

    Although Switzerland is a relatively safe country, there is always a risk when picking up cash. Be sure to bring a friend along with you to an agent location in a safe area, and don’t take too long to deposit your cash into your bank account. If you do need to go somewhere with a large amount of cash, keep your bag close by and avoid taking out large amounts of money in front of strangers. This should help you minimize the risk of being stolen from, but as with everything, always remain aware of your surroundings and vigilant.


    Bottom line

    Making a money transfer to Switzerland is easy enough, but you’ll have quite a few options to choose from. Narrow down your choices by comparing exchange rates, fees and processing times. And to get the best deal when making a money transfer to Switzerland, learn more about money transfers before selecting a provider.

    Cash pickup locations in Switzerland

    Was this content helpful to you? No  Yes

    US International Money Transfers Offers

    Important Information*
    Logo for XE Money Transfer
    XE Money Transfer

    Offering no maximum and no minimum limit transfers with $0 fees.

    Logo for WorldRemit International Money Transfers
    WorldRemit International Money Transfers

    Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    Logo for TransferWise
    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    Logo for CurrencyTransfer
    CurrencyTransfer

    Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site