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How to send money to Switzerland

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Find the quickest and cheapest way to make an international transfer to Switzerland.

Making international money transfers doesn’t have to be a headache. With a number of banks and independent money transfer companies able to exchange your US dollars for Swiss francs, you have plenty of options to choose from. All you have to do is spend some time considering the cost of the transfer before making a final decision so you can ensure you get the best deal when sending money to Switzerland.
World First

Why we like: World First

Pay $0 fees to transfer money in more than 140 currencies to more than 45 countries overseas.

Convenient money transfers with excellent customer service and no transfer fee every day:

  • Enjoy competitive exchange rates.
  • Lock in low rates with forward contracts and limit orders.
  • Get weekly updates on the market.

    Compare international money transfers to Switzerland

    I want to send

    to

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 3 - 5 days USD 0.00 0.984 CHF 4,922 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
    USD 1,000 1 day USD 0.00 0.984 CHF 4,919 No maximum limit, no fees and competitive exchange rates for 100+ currencies. Go to site Show details
    USD 1 1 - 2 days USD 7.00 0.985 CHF
    4,917
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 0.983 CHF 4,910 Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
    Go to site Show details
    1 - 2 days USD 0.00 0.982 CHF 4,909 Get live quotes on exchange rates and take advantage of no transaction fees with no limits on transfers. Go to site Show details

    Compare up to 4 providers

    Banks vs. money transfer services

    Many banks offer money transfer services to Switzerland, but that doesn’t make them the best deal. They often charge high fees, have subpar exchange rates and process transfers slowly. Another option you might want to consider is an independent money transfer company. These tend to offer all around better deals than banks, and many have different features that set them apart when you want to send money to Switzerland.

    Roger sends money to Switzerland

    Roger is a professional athlete based in the United States. He wants to send a Christmas gift of $2,000 to his parents back home in Bern, but he knows that sending the money through his bank will be unnecessarily expensive. He decides to calculate the costs involved in sending the same amount of money through two well-known money transfer companies.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 0.97 CHF1 USD = 0.96 CHF
    Transfer fee$5$7
    Transfer options Bank account depositBank account deposit
    Transfer speed 1 to 3 business days3 business days
    Total CHF received1,940 CHF1,920 CHF

    The first company charges a lower transfer fee and also allows Roger to send an extra 20 CHF, which makes it an easy choice for Roger.

    Options for sending money to Switzerland from the US

    • Bank transfers. Many major US banks can safely wire your funds to Switzerland. However, the frustratingly high fees and weaker exchange rates you’ll receive by going through your bank may not make this your first choice.
    • Online money transfer services. These specialists offer more affordable transfers than banks, allowing you to quickly and easily manage your transactions from home. With competitive exchange rates and lower fees, you can send funds from your bank account or visit an agent location.
    • Providers with cash pickup. Trusted providers like Western Union and MoneyGram give your recipient fast access to the cash you send — sometimes within minutes. However, services typically cost more than an online transfer specialist and vary by where you’re transferring your money and how you’re paying for it.
    • PayPal transfers. Not just for online purchases, PayPal offers transfers to more than 100 countries and supports multiple currencies. Its exchange rates are often better than those you’ll get from a bank but not quite as strong as rates from money transfer companies. PayPal calculates its transfer fee as a percentage of the amount you’re sending, which means it’s often better for sending smaller amounts of money.
    • International money order. You can get this type of money order from your bank and send it overseas to your recipient, who then cashes it in at their own bank. While more secure than a personal check, it’s a slower option than using an electronic transfer. It also costs a little more — you’ll have to purchase the check, and your recipient may be charged a fee by their own bank cashed.

    Familiarize yourself with the laws and legal documents for transferring money into Switzerland

    Foreign exchange rates explained

    Exchange rate is used by banks and international businesses to determine how much one country’s currency is worth when it’s converted to another currency. The Swiss franc is a strong currency when compared to the US dollar. At the currency exchange rate of around 0.98 CHF per 1 USD, this means you’ll have to send $1.02 for your recipient to receive one franc.

    Best USD-CHF exchange rates

    Find the best provider for your transfer

    Answer three quick questions and we’ll give you an instant recommendation for a money transfer service based on your needs.

    Question 1 of 3

    How much do you plan to send?

    Question 2 of 3

    Does your recipient have a bank account?

    Question 3 of 3

    When can they receive the money?

    Based on your answers, check out:

    WorldRemit International Money Transfers

    WorldRemit International Money Transfers

    Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide. Your first transfer is free with the code FINDER.

    • Low upfront fees and exchange rates.
    • Easy to use with round-the-clock help.
    • Get cash to family and friends in minutes.
      TransferWise

      TransferWise International Money Transfers

      When you need to send money overseas, benefit from competitive exchange rates and low transfer fees with TransferWise.

      • Fair service fees and mid-market rates — a major market differentiator.
      • Next-day delivery to your loved ones and businesses.
      • Trusted the world over, with five-star ratings on Trustpilot.
        World First

        World First International Money Transfers

        Special offer for finder.com readers Because World First is a trusted partner of finder.com, you can send your money transfer overseas for free. No fees: There are no online transfer fees for all finder.com readers.

        • Enjoy competitive exchange rates.
        • Take advantage of spot contracts, forward contracts and limit orders.
        • Receive weekly updates on market exchange rates.



          How to send money to Switzerland

          1. Select a money transfer provider from the table above.
          2. Click Go to site when you’re ready to make an account.
          3. Start a transfer by entering how much you want to send and your recipient’s information.
          4. Pay for your transfer and save your tracking number.

          Same-day transfers to Switzerland

          If you need to send a same-day transfer to Switzerland, you’ll want to take the time to compare rates. Some companies will charge higher fees or offer less favorable exchange rates when you need quick processing time, so you’ll need to be on the lookout for a good deal if you don’t want to break the bank with a money transfer.

          Tips for picking up cash in Switzerland

          Although Switzerland is a relatively safe country, there is always risk when picking up cash. Be sure to bring a friend along with you to an agent location in a safe area, and don’t take too long to deposit your cash into your bank account. If you do need to go somewhere with a large amount of cash, keep your bag close by and avoid taking out large amounts of money in front of strangers. This should help you minimize the risk of being stolen from, but as with everything, always remain aware of your surroundings and vigilant.


          Bottom line

          Making a money transfer to Switzerland is easy enough, but you’ll have quite a few options to choose from. Narrow down your choices by comparing exchange rates, fees and processing times. And to get the best deal when making a money transfer to Switzerland, learn more about money transfers before selecting a provider.

          Cash pickup locations in Switzerland

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          US International Money Transfers Offers

          Important Information*
          XE Money Transfer

          Transfer up to $500,000 with no minimums and no fees.

          WorldRemit International Money Transfers

          Use promo code FINDER to send your first transfer with no fee.
          Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

          World First

          No maximum limit, no fees and competitive exchange rates for 100+ currencies.

          TransferWise

          Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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          US International Money Transfers Offers

          Important Information*
          XE Money Transfer

          Transfer up to $500,000 with no minimums and no fees.

          WorldRemit International Money Transfers

          Use promo code FINDER to send your first transfer with no fee.
          Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

          World First

          No maximum limit, no fees and competitive exchange rates for 100+ currencies.

          TransferWise

          Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

          Go to site