Best way to send money to the Seychelles | finder.com

How to send money to Seychelles

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If you’re looking for the best possible deal when you send money to Seychelles, compare your transfer options and search for the best exchange rate.

Seychelles may be a small island nation off the coast of Africa, but it doesn’t mean you’re out of luck when you need to send money there from the US. Compare exchange rates and transfer fees from different providers to see where you can get the best deal to keep your costs low while sending as many Seychellois rupees to your recipient.
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    Compare international money transfers to Seychelles

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1 Within an hour USD 3.99 13.487 SCR 67,379 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

    Compare up to 4 providers

    Banks versus money transfer companies

    Banks may be the first thought for many people, but when you want to send money to Seychelles, you may be better off looking elsewhere. Even if you can find a bank that deals with the Seychellois rupee, which is considered an exotic currency, you’ll likely still face poor exchange rates and high fees.

    You may be able to save money on your end while sending more Seychellois rupees to your recipient by finding a money transfer company. These specialize in making transfers to countries around the world, and better yet, fees tend to be lower and exchange rates tend to be much closer to market value than you’d get with a bank.

    Sue Sends Money to the Seychelles

    Sue needs to send $500 to her son Pete, who is vacationing on an island in Seychelles. Pete lost his wallet on a snorkeling trip and needs some extra money as fast as Sue can send it. Sue doubts her bank works with the Seychellois rupee, so she compares two well-known cash pickup transfer companies to see if she can find a better deal.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 14.30 SCR1 USD = 14.33 SCR
    Transfer fee$25$70
    Transfer methodCash pickup transferCash pickup transfer
    Processing time10 minutes10 minutes
    Amount received7,150 SRC7,165 SRC

    While the second company offers a superior exchange rate, using the first company allows Sue to save $45 in transfer fees. Her son will be fine without the extra 15 SRC, and he’ll still be able to pick up the cash a few minutes after Sue completes the transfer.

    Foreign exchange rates explained

    Banks and money transfer companies use exchange rates to determine how much one currency is worth when it’s converted to the currency of another country. This amount can fluctuate from day to day due to economic forces such as inflation and interest rates, so if you plan on making frequent transfers to Seychelles, it pays to be vigilant and find an exchange rate that will yield more Seychellois rupees per dollar you send. As of September 2018, this amount was about 14.35 SAR per 1 USD.

    What are my options for sending money to the Seychelles?

    • Specialist transfer providers. Because Seychelles is so small, you’ll need to shop around to see which ones send money to Seychelles from the US.
    • Cash pickup transfer companies. Western Union and MoneyGram both have several cash pickup locations in Seychelles.
    • Bank transfers. Banks are unlikely to offer an exotic currency like the Seychellois rupee, but you may still be able to find one that can make a transfer to your recipient’s bank account.

    What are the steps to send money to Seychelles?

    1. Compare your options. Use the comparison table above to find a money transfer company. When you’re ready, click Go to site to be redirected to the provider’s website.
    2. Sign up for an account. Many online transfer companies will require you to sign up for a free account, but this may not always be necessary. However, you will need to provide your name, address and contact details.
    3. Enter your transaction information. The next step is to provide all the details of your transaction, including where you are sending your money, in what currency, and the amount to be transferred.
    4. Pay for your transfer. If you’re happy with the exchange rate and transfer fee on offer, pay for your transfer and keep any receipt so you can track your transfer.

    Emergency cash transfers in Seychelles

    If time is of the essence and you need to send money to Seychelles as quickly as possible, cash pickup transfer companies can complete transactions in as little as 10 minutes. But before you send a cash transfer, make sure you review just how much the transaction will cost. Higher fees and lower exchange rates often apply, so know what you’re agreeing to before you pay for a transaction.

    Tips for picking up cash in Seychelles

    It always pays to be safe no matter where you are in the world. To avoid becoming a target for theft when picking up large amounts of cash, research the agent location ahead of time and bring a friend along. Keep your guard up, and never take out your money in public. And once you have your rupees, deposit them in a bank account or safe as quickly as possible.


    Bottom line

    Making a money transfer doesn’t have to be a chore. By comparing your options, you can quickly find a way to send money from the US to Seychelles. Avoid the headache by knowing exactly where to go to get the most Seychellois rupees for your dollars, and read up on money transfers so you can make the best decision when looking into your options.

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